Are the Lloyds Avios Rewards credit cards now fully closed to new applicants?

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• eBungle says:

  4 May4 May 08:07

  Exactly, I spend about 2000€ a month outside the UK so save about 50GBP a month on this alone. so this would give me 600GBP to make up the difference between 500 Avios and 1500 VFC points (Of course at the moment I am putting about 70% through the Amex so I am earning around1450 Avios a month from foreign spend anyway) so if you take 1.000 Avios to be worth 10GBP I am still 590 in profit!

  If Lloyds/Avios sacrifice the 0% for a higher earning rate I will almost definitely need to switch to a non-rewards 0% card (If there are any left after the EU regulation dust settles)

  • Andrew says:

    4 May4 May 09:14

    Tandem is fine, it’s ex-Harrods Bank.

    Aqua though? It’s only a half step up from having someone from the Provi knock at your door in the cover of darkness to collect cash and initial your repayment book.

    • Rob says:

      4 May4 May 09:18

      Under reader pressure I am planning to look at Aqua soon, although my view is similar to yours!

  • S says:

    4 May4 May 09:28

    Most of us are probably ineligible for Aqua. From my experience they are not going to accept people who are low credit risk that’ll probably never pay a single penny in interest.

  • Callum says:

    4 May4 May 12:34

    Aqua is fine, and this intense snobbery towards it almost made me stop reading this site last time Rob brought it up – how ghastly, someone might think you’re poor!

    Maybe just colour it gold and you can pretend to all your mates down at the country club that you’re not one of those filthy commoners?

  • Cate ⛱️ says:

    4 May4 May 12:41

    ‘and this intense snobbery towards it almost made me stop reading this site’

    Oh well it’s hard pleasing everyone. So when are you leaving?

  • Callum says:

    4 May4 May 12:56

    Cate, I very clearly said ALMOST stop reading…

    I take no pleasure in talking to people who act that way, so if you don’t want me here then do feel free to ignore me – I think that would satisfy the both of us…

  • Jon says:

    4 May4 May 13:30

    I have to admit that until I read HFP the concept of credit-card snobbery had never even occurred to me. I still don’t really understand the idea. 99.9% of the population have no idea who Tandem or Aqua are. The only people that even see my credit cards are shop assistants and waiters/staff. If you’re actually worried about their opinion of your financial status, then do you think they judge you on your brand of credit card or on the size of the tip. Take a guess…

  • the_real_a says:

    4 May4 May 14:16

    I constantly get compliments and conversation openers on my… monzo card. (no one cares about my AMEX platinum)

  • Anna says:

    4 May4 May 16:05

    This site is not just frequented by people with loads of money, there are plenty who clearly have average or even (relatively) modest incomes but who manage their money extremely well, and therefore wouldn’t consider paying interest on a credit card.

• Will says:

  4 May4 May 08:10

  And a 241 voucher that works. Yeah it doesn’t get you First. Underrated card IMHO.

  • Will says:

    4 May4 May 08:11

    Forgive me for terminology before I get gunned down. Whatever the voucher is that gets you upgrades from PE to CW 😉

    • eBungle says:

      4 May4 May 13:26

      Yes, I love the Upgrade voucher – very under rated. I know in Avios terms it isn’t as good as the 241 but I still get fair value out of it. My latest one was for a peak upgrade PE to CW from Sao Paulo to LHR which saved me 60K Avios (two x 60k instead of 2x90k) obviously I know with the 241 I would have saved more Avios but I would have needed to fly from the UK and thefore paid around 1K in Taxes, Fees and Charges in stead of 40.

      As I am Avios rich (from work travel) I am happy to spend more Avios in return for saving cash.

    • Kathy says:

      4 May4 May 14:51

      The upgrade voucher is way more useful for a solo traveller than the 241! Mine saved me 96k avios on my trip to Oz.

      I’m pondering how I’m going to use the next one I have earned. Either LHR-DEL return – which would be a saving of 60k avios – or LHR-HND (if I can find the availability) which would be a 72k avios saving.

• Will says:

  4 May4 May 08:12

  When my card expires in July will that be it or will they just replace it?

  • Anna says:

    4 May4 May 08:57

    Do you mean the Lloyds card? There’s not been any mention of existing accounts being withdrawn.

    • Will says:

      7 May7 May 10:58

      Yes. What I’m getting at is will new cards arrive in the post or is that it?

  • S says:

    4 May4 May 09:43

    Would like an answer to this as well – the Mastercard is in my wallet 24/7. I would have thought they will withdraw existing cards given the whole concept of an avios.com points wallet is now dead

    • Rob says:

      4 May4 May 09:47

      I thought the cards would go into run-off but it seems I may be wrong based on a recent discussion. Let’s see.

      • guesswho2000 says:

        4 May4 May 15:56

        Please elaborate? Are these likely to be killed to existing customers sooner, rather than later? I still use these to trigger the voucher, which gives amazing value ex HKG, and was hoping to get one more out of it before they go!

• Boi says:

  4 May4 May 08:20

  OT re curve: I am in Dublin right now. If I link Lloyd’s and change the currency to euro- what would be the charges for cash withdrawals and direct card spend? Also is cash still limited to £200 equivalent?

  • Anna says:

    4 May4 May 08:59

    It’s still £200 cash withdrawal but I’ve found that on top of this you can top up a pre-paid foreign currency card without incurring charges.

• Kilburnflyer says:

  4 May4 May 08:43

  Nice trip report, certainly sounds like he made the most of it.

  On a technical note though, isn’t the A350 equipped with Q-Suites from LHR=}DOH actually an A350-1000? (not 900?)

• Nori says:

  4 May4 May 09:07

  Lloyds upgrade voucher. Avios explaind to me that there is no change and after £7k my voucher will be deposited with Avios but I’ll need to call BA to redeem it.

  I hope they honour the voucher but with all these closures of Avios and Lloyds Amex I’m not so certain anymore.

  I only have a few £k to go and I’m sure many of us are in a similar position.

  • RTS says:

    4 May4 May 09:13

    I have one sat there at the moment.

    • soloflyer1977 says:

      4 May4 May 09:36

      I used mine the other day as I thought that with the wonderful avios IT, it could well disappear post migration

  • S says:

    4 May4 May 09:46

    I’m still scratching my head wondering how to redeem it. Expires in September so odds are it will go to waste

    • soloflyer1977 says:

      4 May4 May 11:05

      Do what I did. I used it for the BA 777 service to Madrid BA460/BA461 Club World seat for the 2.5h flight for a nice weekend away. Loads of availability due to the large cabin
      13,000 avios plus £50

    • The Original Nick says:

      4 May4 May 12:33

      Using mine for my flight on 13/05, YYZ-LHR. Flying out DUB-YYZ on Wednesday using Avios. One way of visiting Niagara Falls.

      • mark2 says:

        4 May4 May 12:42

        The falls are great but the town awful. Suggest you go to Niagara on the Lake.

    • pauldb says:

      4 May4 May 19:42

      Just worth checking: do you know it only has to be booked by September, not flown but September. So you have another 355 days to use it.

  • Anna says:

    4 May4 May 11:26

    Why would they not honour the voucher? Once it’s in your account it should still be valid even if the card is withdrawn.

    The voucher will go into your BAEC account and you will need to call avios.com to redeem it, not the other way around.

  • Callum says:

    4 May4 May 12:38

    Why does everyone think they’ll vanish? Financial products are VERY heavily regulated and they can’t just get rid of things like this.

• Doctor chap says:

  4 May4 May 09:20

  The voucher alone is worth the £24 IMO!

  • Anna says:

    4 May4 May 11:29

    Definitely – I got 2 vouchers due to the long-standing IT issues and used them to upgrade myself and my son to CW MAN-LHR-IAD this summer, so effectively got 116,000 avios from the card this year.

• Ben says:

  4 May4 May 09:29

  OT but need help, if I book an Avios reward flight from LCY-AMS using Flybe (no BA available) then do I get baggage allowance like I would through BA (i am silver)

  • Ben says:

    4 May4 May 09:35

    Just a little further info on the booking it says;
    Flybe

    If you’re an Executive Club Member you can have one 23kg bag included in your reward flight costs when you’re travelling with our partner Flybe*.

    *Note 20kg if booked prior to 12 May 2017.

    Unfortunately, due to different systems being used we’re currently not able to display your baggage allowance when you make or view your booking on ba.com or via our contact centres.

    So does that mean I get one bag of 23kgs even though it says hand baggage only?

    • Rob says:

      4 May4 May 09:47

      Yes

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