Maximise your Avios, air miles and hotel points

What are the best credit card deals for September 2018?

Links on Head for Points may support the site by paying a commission.  See here for all partner links.

UPDATE – JULY 2024:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

Keep up to date with the latest UK credit card bonuses by signing up for our free daily or weekly newsletters.

It is time for our regular round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.

Our directory of the 16 main UK travel credit cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.

Marriott Mastercard UK

What was new in the last month?

Being August, there wasn’t a lot of travel credit cards news but there were a couple of stories of interest that we covered.

The dog that didn’t bark – the new Marriott Mastercard

The new Creation-issued Marriott Rewards Mastercard was due to launch in August.  Nothing has happened and my approaches to people I know at Marriott and Creation have got nowhere.

However, if they simply reopen the old Marriott card – which I still have – to new applicants once again, this is what you will get:

  • a Mastercard issued by Creation
  • no annual fee
  • 1 ‘new scheme’ point per £1 spent
  • 10,000 ‘new scheme’ points, worth around £50, as a sign-up bonus
  • 2,000 free ‘new scheme’ points annually on your card anniversary
  • 10 elite night credits each year

Keep an eye on HFP for news on the launch, but don’t hold your breath.

Lloyds announced its plans for the Lloyds Avios, Lloyds Duo and Lloyds Choice cards

Lloyds Bank has finally announced what is going to happen to its legacy rewards cards.  Basically:

Holders of Lloyds Duo Avios cards or Lloyds Choice Rewards cards are being moved to Lloyds Avios Rewards

Holders of Lloyds Avios Rewards cards will see their package change substantially – the Amex part is going (it will be Mastercard-only), the upgrade voucher is going, the 0% FX fees benefit is going and the Avios earning rate is improving

This is going to be a very slow process.  Letters will be staggered between now and April 2019.  It isn’t clear if this is due to Lloyds looking to avoid a squeeze on their infrastructure or if they are hoping to tie it in with your annual renewal date.

The Avios earning rate on the new Mastercard will be:

0.4 Avios per £1 you spend in the UK

0.8 Avios per £1 you spend outside the UK (but with a 3% FX fee)

0.4 Avios per £1 transferred on a balance transfer (this is a new benefit – Lloyds Duo Avios cardholders used to get Avios on balance transfers but Lloyds Avios Rewards cardholders did not)

….. plus a 25% Avios bonus for Club Lloyds current account holders.

One thing I don’t know is whether this new Lloyds Avios Rewards Mastercard will be reopened to new cardholders or whether it will remain exclusively for legacy cardholders.

Lloyds Bank has set up a special website on the changes and you can find more details here.

MBNA’s Horizon cards finally arrived

Well, my Horizon card turned up – I don’t know about yours!  The timing was good and it was used heavily in Italy last month.  This is a surprisingly impressive card to use when travelling as I explained in this review of the Horizon Visa credit card.

Even if you haven’t been sent your replacement Horizon Visa card yet, your existing card is now operating as Horizon with cashback benefits.

All of the MBNA airline cards are now finally dead.  If you are looking for:

alternatives to the American Airlines credit card, read this article

alternatives to the Etihad Guest credit card, read this article

alternatives to the Miles & More credit card, read this article

alternatives to the Emirates Skywards credit card, read this article

alternatives to the United MileagePlus credit card, read this article

best travel rewards credit cards

Want to earn more points from credit cards? – July 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Marriott Bonvoy American Express

20,000 points for signing up and 15 elite night credits each year Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

40,000 bonus points AND (to 27th August) £400 to spend at Amex Travel Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Business Rewards Visa

10,000 points bonus – plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback Business Credit Card

1% cashback uncapped* on all your business spending (T&C apply) Read our full review

Comments (130)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Graham Walsh says:

    I’ve got the Amex Travel offer on my Plat card for spend £600, get £200 back. I can’t see anywhere where it says it has to be done in one transaction. Any ideas?

  • Moktar Ahmed says:

    OT: Trying to access amex chat, but no luck for the last couple of days. Tried several pages including contact us and transactions. Anyone facing similar issue?

  • Kevin says:

    Apologies OT – does anyone know if I get the sign up bonus points for HSBC World Elite card (£195 version) if I upgrade from the HSBC World card (free version), please?

    • Zana711 says:

      Yes, got the initial 40,000 points after 3 months when I upgraded back in Feb but the next tranche if 40,000 points HSBC is insistent that it’s an anniversary bonus. You don’t get the cash back bonus amount though.

      • Kevin says:

        Thank you Zana!!

        TBH I wasn’t expecting the cash back bonus – I banked with HSBC for years before upgrading to a Premier current account, and since I didn’t ‘swtich’ to HSBC, I was never awarded that cash back lol.

  • S says:

    OT: Boingo still seems to be available for Amex Plat cardholders. It was supposed to go on 31/08.

    You can even sign up for it.

  • Henry Young says:

    Ref Lloyds, front end it with Curve and the loss of 0% FX doesn’t matter.

  • fivebobbill says:

    Is there any way to check how many referrals you have made from your Amex account? I have Amex Platinum and want to refer the wife for BAPP, but I think you’re only allowed 4 per year (?) and cant remember how many I’ve made. The easy way would be to go back through your points account and count the 18,000 points credits, however I only seem to be able to go back through 3 or 4 months points activity.

    • Grimz says:

      Your allowed 5, go into your amex online account, click on ‘use your points’ and then go to your ‘points account’. You get a list of your points accumulated in there and you can count how many 18k referrals you have had.

      • fivebobbill says:

        Thanks Grimz, but you can only check your points statement going back 3 months, I’m almost a year into Amex Plat and it wont let me check back further than 9th June.
        I’ll ask on chat…

        • Genghis says:

          90k points / calendar year is the limit.

        • fivebobbill says:

          Is that calendar year or account year Genghis? I ask as I think my account began back in October 17, cant recall if I’ve made 4 or 5 referrals since then, but the first one or two would certainly have been before end of 2017

        • fivebobbill says:

          It’s ok, found the terms page – thank you

  • Kevin says:

    May I ask is the 20k MR points upgrade offer from Amex preferred Gold to plat by spending £1,000 within 3 months still available?

    I called Amex but the lady I talked to didn’t know about it at all. Does anyone know the upgrade link that can be shared.

  • James says:

    As I already have the British Airways American Express card. Can I apply for the British Airways American Express Platinum card and get the sign up bonus? Or do I need to close the standard card and wait 6 months before applying? Many thanks

This article is closed to new comments. Feel free to ask your question in the HfP forums.

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.