What are the best credit card sign-up deals for February? – plus news round-up

UPDATE – JANUARY 2021:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Card Offers’ menu above.  Thank you.

It is time for our regular round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.

Our directory of the 16 main UK travel credit and charge cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.

Even if you don’t read the rest of this article, please note that we hope to have exclusive details of a new Avios-earning credit card on HFP later this week.  Don’t get too excited, though, as only about 10% of our UK readers will be eligible.  Intrigued?

What was new in January?

You can get Virgin Atlantic’s relaunched higher bonus on its two credit cards

Until 28th February, you will receive enhanced sign-up bonuses on the two Virgin Atlantic credit cards.  You can get up to 25,000 miles!

You have two options:

The FREE Virgin Atlantic Reward Mastercard comes with a bonus of 10,000 miles.  The earning rate is an unbeatable, for a free card, 0.75 Flying Club miles per £1.   You will receive 5,000 Virgin Flying Club miles with your first purchase and a further 5,000 when you spend £1,000 within 90 days.  My full review is here.  You can apply here.

The ‘annual fee’ Virgin Atlantic Reward+ Mastercard comes with a bonus of 25,000 miles.  It is highest earning airline card on the market, giving you 1.5 Flying Club miles per £1.   You will receive 15,000 Virgin Flying Club miles with your first purchase and a further 10,000 when you spend £1,500 within 90 days.  My full review is here.  You can apply here.

This page of the Virgin Money website lets you compare both cards.

This is well worth a look, even if you do nothing more than pick up the free card for a quick 10,000 Virgin Flying Club miles hit.

HSBC launched a sign-up bonus for its HSBC Premier Mastercard

HSBC is currently running a 10,000 point sign-up bonus for its free HSBC Premier credit card.

This is worth 5,000 Avios.  You could also credit it to Asia Miles, Singapore KrisFlyer or Etihad Guest.  The deal runs to 2nd March.

The snag is that you need to have a HSBC Premier current account to get the HSBC Premier credit card.  Full details of the tough eligibility criteria are in our article here.  The upside is that you have a free Mastercard earning 0.5 miles for every £1 you spend.

Marriott Bonvoy Silver Elite status now given with the Starwood Preferred Guest American Express card

Whilst American Express does not mention this on its application site, Marriott Bonvoy – the new name for Marriott Rewards – will now give you Silver Elite status if you take out the Starwood Preferred Guest American Express card.

Silver Elite is not hugely valuable, if we’re honest, but better than nothing if you stay in Marriott properties on a regular basis.  More valuable is the 30,000 Marriott points that come with the SPG Amex which converts to 10,000 airline miles, including Avios, or will get you around £150 of free hotel rooms.

Marriott has confirmed that neither the SPG Amex or the (closed to new applicants) Marriott Rewards Mastercard will be rebranded in the short term, even though the new Marriott Bonvoy brand launches on 13th February.

Aer Lingus launched an Avios-earning credit card in Ireland

For our Irish readers, Aer Lingus is now offering a co-brand credit card in association with Bank of Ireland.

The reception has been muted, to be honest.  There is no sign-up bonus and the monthly fee is high.  You can find out more in this HFP article.

American Express still has 30,000 point bonus on the DOLLAR / EURO versions of the Platinum card

For the first time in a while, Amex is running a sign-up bonus on its Dollar and Euro Platinum charge cards – 30,000 Membership Rewards points to be precise.

The good news is that you can get this bonus even if you already have a UK Platinum or Gold card.  The bad news is that this is a complicated product with poorer transfer rates to most airline schemes than the UK cards.  I wrote about the pros, cons and sweet spots in this article.

Online bank N26 launches a metal card with travel benefits

Whilst not strictly a credit card, we did a detailed article during January on the new online bank N26.  It is similar to Monzo, Starling, Revolut etc but also has a premium metal card with travel benefits.  You also get hot desking benefits at WeWork locations globally.

You can find out more in my N26 review here.  The N26 site is here.  Their basic account is free but the metal card has a £14.90 monthly fee.

Finally, I also ran this article on “Which American Express sign-up bonuses can I get if I already have an American Express card?“.

You may also want to read our ‘Top 10’ series:

What are the top 10 reasons to get American Express Preferred Rewards Gold (Amex Gold)?

What are the top 10 reasons to get American Express Platinum (The Platinum Card)?

What are the top 10 reasons to get the American Express Rewards Credit Card?

What are the top 10 reasons to get the British Airways American Express (BA Amex)?

What are the top 10 reasons to get the British Airways American Express Premium Plus card?

What are the top 10 reasons to get the HSBC Premier Mastercard?

What are the top 10 reasons to get the HSBC Premier World Elite Mastercard?

What are the top 10 reasons to get the free IHG Rewards Club credit card?

What are the top 10 reasons to get the Lufthansa Miles & More Diners Club and Mastercard?

What are the top 10 reasons to get the Marriott Bonvoy American Express credit card?

What are the top 10 reasons to get the Tesco Clubcard Mastercard credit card?

What are the top 10 reasons to get the Virgin Atlantic Reward Mastercard credit card?

What are the top 10 reasons to get the Virgin Atlantic Reward Plus Mastercard credit card?

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Want to earn more points from credit cards? – January 2021 update

If you are looking to apply for a new credit or charge card, here are our January 2021 recommendations based on the current sign-up bonus. 

You can see our full directory of all UK cards which earn airline or hotel points here.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these:

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.