Diners Club acceptance to hugely increase in the UK with a new Barclaycard deal
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The most surprising event in UK loyalty credit cards last year was Lufthansa partnering with Diners Club to return to the UK market. Luckily, given the exceptionally low Diners Club acceptance in the UK, the card came partnered with a prepaid Mastercard which is funded via the Diners Club.
As both cards have the same earn rate of 1.25 Miles & More miles per £1, I assume that 99% of Lufthansa credit card holders have done what I have done – put the Diners Club card in a drawer and just carry the Mastercard.
This might change. Barclaycard has just announced that the 110,000 businesses which use Barclaycard as their payment processor can now accept Diners Club. This article from Finextra explains more. Barclaycard is not asking shops for additional fees on Diners Club transactions so the majority will presumably opt in.
I see a small risk here for the Miles & More payment cards. If Diners Club acceptance increases sharply, it would make sense for Diners Club to reduce the earning rate on the Mastercard element of their UK payment cards. This would allow them to stop paying Mastercard its fee cut on those transactions. It won’t happen in the short term but I can see it happening eventually.
Want to earn more points from credit cards? – March 2023 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
SPECIAL OFFER: Successfully apply for either of the Barclaycard Avios credit cards by 2nd April 2023 and you will be entered into a free draw to win ONE MILLION AVIOS! Full details are on the application forms here (free) and here (paid). This competition is exclusive to Head for Points readers. T&C apply.
You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard
25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios Mastercard
5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus
25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express
30,000 points and unbeatable travel benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard
15,000 points bonus and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
Until 30th March 2023, the sign up bonus on American Express Business Platinum is increased to 120,000 Membership Rewards points – click here. The bonus on American Express Business Gold is increased to 60,000 Membership Rewards points – click here. T&C apply, see the application forms for details.

American Express Business Platinum
Crazy 120,000 points bonus (to 30th March) and a £200 Amex Travel credit every year Read our full review

American Express Business Gold
60,000 points sign-up bonus (to 30th March) and free for a year Read our full review

British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa
Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card
1% cashback (3% for 3 months if you apply by 31st March) and no annual fee Read our full review
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