How new expats in the UK can earn 100,000 Avios points by joining Citigold Expat

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Citibank has launched a new Avios-earning deal for expats in the UK who move their banking to Citi.

Citibank has been running an Avios incentive for new customers to its Citi Wealth Management service for a couple of years.  We covered it again a few weeks ago.

The offer for expats appears to be a new one, however.

Full details are on the Citi website here.

Citigold Expat Avios offer

Earning Avios with Citigold Expat

Citigold Expat is aimed at people moving to the UK to live or work.

It offers:

multi-currency bank accounts, including multi-currency debit cards

offshore wealth management

access to selected professional advisers who can help with finding a property, selecting a school for your children and finding a tax adviser

The headline offer is up to 100,000 Avios for opening a Citigold Expat account.  This breaks down into two separate offers, however.

The first part bit very generous.  You get 50,000 Avios for opening a Citigold Expat account and moving $200,000 into it.  This must remain in place for two months.

The second part requires you to make “an advised investment through your Relationship Manager within three months of account opening”.  This will get you a further 50,000 Avios.  If you have a low risk tolerance then you need to be careful about whether you aim for this second part or not, and what product you invest in.  Low-risk short-dated bonds, for example, might be an option to guarantee capital preservation.

Earn Avios from Citigold Expat

But note the cash alternative ….

Citi is happy to offer you cash instead of Avios.

You can swap the 50,000 Avios for $500 and the 100,000 Avios for $1000.

The Citi Wealth Management deal offers £500 / £1000.  It seems that Citigold Expat only offers US$.

Whilst I would probably take £500 instead of 50,000 Avios, I would lean towards the miles when the choice was $500 or 50,000 Avios.  Whilst I tend to get well over 1p per Avios (I have historically got around 1.15p and that is based on very conservative valuations for what I would have paid in cash if I hadn’t use Avios) I will not pay 1p for them.  1 cent is a different story.

I purposely haven’t gone into the full details of the Citigold Expat service.  What I like about the offer is that it offers something to newcomers to the UK who may otherwise find themselves locked out of credit card sign-up offers due to a lack of UK credit history.

You can find out more about the Avios / Citigold Expat offer here.

(Want to earn more miles and points from credit cards?  Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)

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  1. LewisB says:

    First comment

  2. Anything similar for expats in Canada? Or Australia?
    Also is there a hfp equivalents in those 2 countries?

    • What’s the difference between an ex-pat and an immigrant? It always makes me smile when I hear the Brits living in the Costas classed as ex-pats…

      • Well Ex-pats to us, immigrants to Spain I guess (or emigrants to us, were they ever “pats” if they left and only come back for the free health care?)

    • Re: Similar to HFP in Canda

      Miles and cards in Canada are covered by

  3. Petr Velky says:

    Savings account with 1.5% will generate £500, so this doesnt give any benefits really and requieres a switch. And then investment..

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