What credit card should you get if you want to redeem for flights with a Star Alliance airline? Let’s find out!
This article was updated on 19th October 2020, and all of the information is correct as of that date. Ignore the original publication date shown.
Who are the members of Star Alliance?
The bulk of major global airlines have formed three alliances – oneworld (which includes British Airways), Star Alliance and SkyTeam.
Star Alliance is the largest of the three, both in terms of member airlines (26) and destinations serviced (almost 1,300). This means that it can be handy to have access to miles in a Star Alliance frequent flyer programme in order to redeem across these carriers.
The full Star Alliance member list is: Aegean, Air Canada, Air China, Air India, Air New Zealand, ANA, Asiana, Austrian, Avianca, Brussels, Copa, Croatia, EgyptAir, Ethopian, EVA, LOT, Lufthansa, SAS, Shenzen, Singapore, South African, SWISS, TAP, Thai, Turkish and United.
Picking a UK credit card to earn Star Alliance miles
When bmi British Midland still existed, it was easier to get around the world with airline miles. British Airways was a core member of the oneworld alliance, and bmi British Midland was part of Star Alliance. Between them, you could redeem to pretty much anywhere. Even better, both schemes allowed one-way redemptions so it was easy to mix and match. bmi also had an insanely cheap redemption chart because, as a primarily short-haul airline, they assumed that no-one would be able to run up high balances. They got that wrong ….
Now that bmi is no more, it is tougher to maintain a Star Alliance mileage balance.
One of the key determinants for me when joining a mileage programme is the ability to earn miles via a credit card. There is often a generous sign-up bonus to be had, and earning via a credit card lets you top up your mileage balance if your flying reduces. A credit card is also a good way to ‘top off’ a mileage programme you intend to abandon after one last redemption.
If you want to check your credit record before applying for a new card, click here to get your free Experian Credit Score.
All of these cards add a 3% foreign exchange fee so you might want to get a separate free credit card to use abroad. Unfortunately there are no travel rewards card without a foreign exchange fee. One option is to get a free Curve Card – see this HFP article – and link it to a miles-earning Visa or Mastercard.
Another option is to open an account with online bank Starling. It comes with a debit card which charges no fees on FX cash withdrawals up to £300 per day and no fees at all on overseas transactions. You can fund Starling by moving money to and from your existing bank account via their app. Our review of Starling Bank is here and you can apply here.
Which Star Alliance airlines have their own UK credit card?
Here is a comprehensive list of Star Alliance partners and their credit card earning opportunities if you live in the UK.
The only UK card which allows you to earn Star Alliance miles directly is the Miles & More Global Traveller Card from Lufthansa.
This is a double pack of a Diners Club and Mastercard, with an annual fee of £79. It is a charge card, not a credit card, and you must clear your balance at the end of each month.
The earning rate is an impressive 1.25 Miles & More miles per £1 spent. There is a sign-up bonus of 5,000 miles.
Which Star Alliance airlines are Amex Membership Rewards transfer partners?
You can earn American Express Membership Rewards points with, primarily, these five cards:
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
American Express Rewards
The only ‘free for life’ Amex card which earns Membership Rewards Read our full review
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
Looking at the Amex Membership Rewards catalogue you see the following Star Alliance airlines are transfer partners:
- SAS: 1 mile per 1 Membership Rewards points
- Singapore Airlines: 1 mile per 1 Membership Rewards point
Click the links to our reviews above to learn more about these three cards and their sign-up bonuses.
Which Star Alliance airlines are Marriott Bonvoy American Express transfer partners?
The Marriott Bonvoy American Express awards points in the Marriott Bonvoy hotel loyalty scheme, covering 30 hotel brands.
You can convert Marriott Bonvoy points to 44 airlines. The transfer rate is nominally 3 : 1, with the credit card earning 2 point per £1. This is increased to 3: 1.25 if you convert 60,000 Bonvoy points at once.
Here are details about the card, which comes with a sign-up bonus of 20,000 Marriott Bonvoy points:
Sign-up bonus and earnings rate:
- Get 20,000 Marriott Bonvoy points when you spend £3,000 within 90 days
- Earn 2 Marriott Bonvoy points per £1 spent
- Earn 6 points per £1 spent at Marriott hotels
- Points convert at 3:1 into Avios or other airline miles
- 15 elite night credits per year which gets Marriott Bonvoy Silver Elite status
- Free night, up to 25,000 points, when you spend £25,000 per year.
- Upgrade to Gold Elite status when you spend £15,000 in a card year
- Annual fee: £75
Representative 38.8% APR variable based on a notional £1,200 credit limit and £75 annual fee. Interest rate on purchases 22.2% APR variable.
You will receive 20,000 points as a sign-up bonus on the Marriott Bonvoy American Express card if you spend £3,000 within 90 days of signing up.
To qualify for the bonus, you must NOT, currently or in the previous 24 months, have held any other personal American Express card.
You are OK if you had a supplementary card on someone else’s American Express account.
You are OK if, currently or in the previous 24 months, you have held a Business American Express card.
For clarity, you can still apply for the Marriott Bonvoy American Express card even if you do not qualify for the bonus. You would still benefit from the 15 elite night credits per year, the free night (up to 25,000 points) for spending £25,000 and Gold Elite status for spending £15,000.
You will receive 15 elite night credits per year in Marriott Bonvoy. The first batch will arrive within 60 days on applying and then in Spring in each subsequent year.
15 elite nights will automatically get you Silver Elite status in Marriott Bonvoy and put you nearer to Gold Elite and higher tiers.
If you spend £15,000 per card year, you will be upgraded to Gold Elite status in Marriott Bonvoy.
If you spend £25,000 per card year, you will receive a free night voucher, valid at any hotel where reward nights cost up to 25,000 points.
These are the Star Alliance members which are Marriott Bonvoy airline partners. The earning rates shown ignore the 25% bonus if you convert 60,000 Bonvoy points (20,000 miles) at once.
- Aegean: 1 mile per £1
- Air Canada: 1 mile per £1
- Air China: 1 mile per £1
- Air New Zealand: 1 point per £66
- ANA: 1 mile per £1
- Asiana Airlines: 1 mile per £1
- Avianca: 1 mile per £1
- Copa Airlines: 1 mile per £1
- Miles & More: 1 mile per £1 (currently suspended)
- Singapore Airlines: 1 mile per £1
- South African Airways: 1 mile per £1
- TAP Air Portugal: 1 mile per £1
- Thai Airways: 1 mile per £1
- Turkish Airlines: 1 mile per £1
- United Airlines: 1.1 miles per £1
What other Star Alliance airlines have credit card partnerships?
The IHG Rewards Club credit card earns a poor 0.2 miles per £1 of credit card spend. Star Alliance partners are: Air China, Air New Zealand (£400 spend = 1 point), ANA, Asiana Airlines, Copa, Miles & More (currently suspended), Singapore Airlines, South African Airways, TAP Air Portugal, Thai Airways, United.
HSBC Premier is also an option if you want Singapore Airlines miles. It has an excellent Visa / Mastercard rate (0.5 miles per £1 on the free card, double on the paid card). You need a HSBC Premier current account, however, which has tough income and savings criteria.
There are plenty of options here for anyone wanting to earn Star Alliance miles from a credit card. As far as I can see, the only members with no earning ability are Egyptair, Ethiopian and EVA Air. Shenzhen Airlines uses Air China’s PheonixMiles programme.
Want SAS or Singapore Airlines miles?
The free (in year one) American Express Preferred Rewards Gold card is probably your best choice if you want SAS or Singapore Airlines miles. You earn 1 mile per £1 and the sign-up bonus is 10,000 Membership Rewards points. You can apply here.
Want Miles & More miles?
The Miles & More Global Traveller Diners Club and Mastercard (£79 annual fee) is also a good option if you have a lot of non-American Express spending and so cannot make full use of the Marriott Bonvoy American Express. I have one of these cards and use it heavily. The bonus of 5,000 Miles & More miles means that the first year fee is partly covered.
Want miles with any other Star Alliance airline?
The £75 Marriott Bonvoy American Express is probably your best choice for Star Alliance miles with all other airlines.
The Marriott Amex has a number of partners at a decent conversion rate of 0.825 miles per £1 (assuming you convert in 60,000 Bonvoy point chunks) and may be a good way to hedge your bets about which Star programme you want to redeem through.
You can also redeem your points for Marriott hotel rooms if you change your mind about airline miles! My full review of the Marriott Bonvoy American Express card is here. You can apply here.
(Want to earn more miles and points from credit cards? Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)
Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history. By recommending credit cards on this site, I am – technically – acting as a credit broker. Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.