Curve Card launched Apple Pay integration yesterday.
This means that, at last, you can add your Curve Card to your iPhone or Apple Watch.
Whilst this was a slightly odd missing feature – Google Pay has worked with Curve for some time – it is also fair to say that it isn’t necessarily a key one. The key selling point of Curve Card is that you can consolidate all of your existing credit cards onto it, meaning that you don’t need to carry them all around. This isn’t a problem with Apple Pay, since you can add all of your existing cards anyway and it doesn’t make your phone any heavier!
The only obvious upside is if you have a Visa or Mastercard which does not work with Apple Pay. You can now get around this by linking it to a Curve Card. The same goes for any card you may have which does not support contactless payment, as Curve Card is contactless. You can also route foreign currency payments via Curve to avoid the 3% FX fee on your underlying card.
You can learn more about Curve Card in our main reference article here. Curve Card is FREE and, indeed, they will pay you £5 for trying it out if you use our referral code which is in that article.
PS. As regular readers will know, you can no longer use Curve Card to pay HMRC for free. Unless you have Curve Metal at £14.99 per month, Curve now adds a 1.5% fee to your HMRC transactions. In virtually all scenarios, this means that it makes no sense to use Curve to pay your tax, even though you will receive receive points on the underlying Visa or MasterCard you link to Curve.
There is no Mastercard or Visa where the points are worth 1.5%. You could make a case for the Virgin Atlantic Reward+ Mastercard which earns 1.5 miles per £1, so you are ‘buying’ miles at 1p, but I still see that as a bit toppy.
And yet, as you can see below, Curve is now actively advertising on Google (bidding against the phrase ‘HMRC’) the ability to use it to circumvent the rules banning credit card payments! Very odd.
(Want to earn more miles and points from credit cards? Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)