Your Curve Card now works with Apple Pay

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Curve Card launched Apple Pay integration yesterday.

This means that, at last, you can add your Curve Card to your iPhone or Apple Watch.

Whilst this was a slightly odd missing feature – Google Pay has worked with Curve for some time – it is also fair to say that it isn’t necessarily a key one.  The key selling point of Curve Card is that you can consolidate all of your existing credit cards onto it, meaning that you don’t need to carry them all around.  This isn’t a problem with Apple Pay, since you can add all of your existing cards anyway and it doesn’t make your phone any heavier!

The only obvious upside is if you have a Visa or Mastercard which does not work with Apple Pay.  You can now get around this by linking it to a Curve Card.  The same goes for any card you may have which does not support contactless payment, as Curve Card is contactless.  You can also route foreign currency payments via Curve to avoid the 3% FX fee on your underlying card.

You can learn more about Curve Card in our main reference article here.  Curve Card is FREE and, indeed, they will pay you £5 for trying it out if you use our referral code which is in that article.

PS. As regular readers will know, you can no longer use Curve Card to pay HMRC for free. Unless you have Curve Metal at £14.99 per month, Curve now adds a 1.5% fee to your HMRC transactions. In virtually all scenarios, this means that it makes no sense to use Curve to pay your tax, even though you will receive receive points on the underlying Visa or MasterCard you link to Curve.

There is no Mastercard or Visa where the points are worth 1.5%.  You could make a case for the Virgin Atlantic Reward+ Mastercard which earns 1.5 miles per £1, so you are ‘buying’ miles at 1p, but I still see that as a bit toppy.

And yet, as you can see below, Curve is now actively advertising on Google (bidding against the phrase ‘HMRC’) the ability to use it to circumvent the rules banning credit card payments! Very odd.

Curve ad for paying HMRC

(Want to earn more miles and points from credit cards?  Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)

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Comments

  1. OT: Any advice on where to credit upcoming stay in Lotte hotel? Don’t have membership with them and don’t want to open one as it will be just a one off stay. Thx!

    • Pangolin says:

      Do you mean the Korean chain?

      You’re obviously talking about non-hotel partners like airlines and car rental, I imagine. Last time I checked (a couple of years ago when I stayed in Korea) there was nothing doing on that score.

  2. stevenhp1987 says:

    OT: My Marriott 50% bonus points from the Amex transfer have landed in my account.

    My balance has gone up to what looks the right amount, but the line item doesn’t appear on my transaction history… Guessing it’ll appear tomorrow.

    • The $64m question, Steven…

      Were you targetted with the offer by email or did you check with Amex CS that it was available to you?

      • and when did you make the transfer?

        • stevenhp1987 says:

          Yes, I was targeted.

          Transferred early November. The regular points hit my Marriott account 11th Nov.

          • Thanks. Useful data point

          • Thanks, mine have all arrived too. I did a series of transfers from early Nov to late Dec and can see all the individual lines posting as expected with same narrative as Pangolin.

            I was also targetted for this.

    • Pangolin says:

      Thanks for this. I just checked my account and also see the transfer. I even checked it about two hours prior and there was nothing there so this has just gone through.

      I do see the line item on my history: AX MEMBERSHIP REWARD ENGLAND

      I received the email offering the bonus also (targeted).

    • I wasn’t targetted, but did it speculatively. No bonus points for me (yet, at least), anyone out there who wasn’t targetted but has recieved them?

      • Got the 50% bonus points today, too. Was targeted, and statement shows the credit on the same date as the original transfer hit my account (had to scroll back a bit, but under the original 120,000 points is the additional 60,000, so all is good. I can now cancel my Amex safe in the knowledge the points have transferred.

  3. We have our last Avios upgrade voucher that runs out on Friday but dont know where to use it has we have just got back from hong Kong and have Dubai booked in September. Looking for suggestions, anything considered.

  4. rams1981 says:

    OT revolut with hsbc. My £10 test top up has attracted 2p of interest. Game truly over

  5. Just appeared on my Gold AMEX card – but in a different version: Spend £250+, receive £75 back

  6. Yes, as long as the hotel does charge – sometimes they don’t, oddly, but a call can nudge them along.

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