Curve Card launched Apple Pay integration yesterday.
This means that, at last, you can add your Curve Card to your iPhone or Apple Watch.
Whilst this was a slightly odd missing feature – Google Pay has worked with Curve for some time – it is also fair to say that it isn’t necessarily a key one. The key selling point of Curve Card is that you can consolidate all of your existing credit cards onto it, meaning that you don’t need to carry them all around. This isn’t a problem with Apple Pay, since you can add all of your existing cards anyway and it doesn’t make your phone any heavier.
The only obvious upside is if you have a Visa or Mastercard which does not work with Apple Pay. You can now get around this by linking it to a Curve Card. The same goes for any card you may have which does not support contactless payment, as Curve Card is contactless. You can also route foreign currency payments via Curve to avoid the 3% FX fee on your underlying card.
You can learn more about Curve Card in our main reference article here. Curve Card is FREE and, indeed, Curve will pay you £10 for trying it out if you use our link.
PS. As regular readers will know, you can no longer use Curve Card to pay HMRC for free. Unless you have Curve Metal at £14.99 per month, Curve now adds a 1.5% fee to your HMRC transactions. In virtually all scenarios, this means that it makes no sense to use Curve to pay your tax, even though you will receive receive points on the underlying Visa or MasterCard you link to Curve.
There is no Mastercard or Visa where the points are worth 1.5%. You could make a case for the Virgin Atlantic Reward+ Mastercard which earns 1.5 miles per £1, so you are ‘buying’ miles at 1p, but I still see that as a bit toppy.
And yet, as you can see below, Curve is now actively advertising on Google (bidding against the phrase ‘HMRC’) the ability to use it to circumvent the rules banning credit card payments. Very odd.
Want to earn more points from credit cards? – January 2023 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
SPECIAL OFFER: Until 21st February 2023, the sign-up bonus on the British Airways Premium Plus American Express card is increased to 35,000 Avios from 25,000 Avios. You can apply here.
British Airways American Express Premium Plus
35,000 Avios (ONLY to 21st February) and the famous annual 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and unbeatable travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
SPECIAL OFFER: Capital On Tap has increased its sign-up bonus to points worth 30,000 Avios if you apply by 4th February. This is exclusive to Head for Points readers. Click here to apply.
American Express Business Platinum
40,000 points sign-up bonus and a £200 Amex Travel credit every year Read our full review
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
Get a 30,000 points bonus, worth 30,000 Avios, until 4th February 2023 Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.