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Is Virgin Atlantic’s ‘Points Plus Money’ feature a good deal?

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One of the changes introduced in the Virgin Flying Club revamp in 2017 was a new-look ‘Points Plus Money’.  Today I want to review whether Virgin Atlantic’s ‘Points Plus Money’ scheme is a good deal or not.

You can find full details on the Virgin Atlantic website here.

‘Points Plus Money’ was Virgin’s response to ‘Part Pay With Avios‘ and, to some extent, schemes such as Norwegian Reward which only let you use your points for a discount on a future cash booking.

Virgin Atlantic miles plus money

British Airways has spent a couple of years trialling different variations of ‘Part Pay With Avios.  We have seen changes in the maximum number of Avios you can use and we’ve seen changes, up and down, in what you got for them.  During promotions you have occasionally been able to get more than 1p per Avios point which was an excellent result.

How does Virgin’s ‘Points Plus Money’ work?

Virgin Flying Club has taken a simpler approach:

there is NO tapering of value per point – you get the same value irrespective of how many you redeem

they do NOT run any promotions – the value per point remains static from month to month

The value is fixed at £16.50 for every 3,000 points you redeem.  That means, to save you getting your calculator out, 0.55p per point.  There is no limit to how many points you can redeem.

It is worth noting that this rate has quietly got worse since ‘Points Plus Money’ was launched in 2017, when you could get 0.6p per point.

Here’s the small print:

you can only use ‘Points Plus Money’ when booking a cash ticket online, but not in the app, on mobile or via the call centre

you can only use it on Virgin Atlantic operated flights, not codeshares or partners

the ticket can be for anyone – you do not need to travel

there are no blackout dates or inventory restrictions

you can upgrade or use vouchers as you can with a standard cash ticket

your ticket will earn points and tier points as usual

There is only one catch, but it won’t apply to many people.  If you cancel a fully flexible ‘Points Plus Money’, you lose the points.  You don’t get the cash equivalent back either.  Very few leisure travellers book refundable tickets, however, so this is unlikely to impact you.  This rule does not apply if you cancel during the 24 hour ‘cooling off’ period.

How does Virgin Atlantic Miles Plus Money work?

Is Virgin Atlantic’s ‘Points Plus Money’ good value?

No, not really.  I look to get around 1p per mile from my Flying Club points when redeeming for mileage tickets so the idea of accepting 0.55p via this route is not attractive.

It is better value than using your miles for hotel redemptions, Virgin Vouchers or similar non-flying redemptions.  It is also better value than transferring your points into IHG Rewards Club or Hilton Honors points.

However …..

Imagine you earned your Virgin points via Tesco Clubcard.  You would be using £1 of Clubcard vouchers for 250 Virgin points worth £1.38 of flight discount.  This is not a very impressive return given some of the other Clubcard deals out there.

Imagine you earned your Virgin Flying Club points via Heathrow Rewards (1:1 transfer rate).  You would be giving up £1 of Heathrow shopping vouchers for 55p of flight discounts!

If you earn all of your Flying Club points from flying for work – so you haven’t actually paid anything for them at all – then ‘Points Plus Money’ is an option to consider.  If you have been collecting Virgin points via a partner instead then you should be turning your nose up at just getting 0.55p per point for them.

You can learn more about ‘Points Plus Money’ on here.

HFP Virgin Atlantic Rewards credit card

How to earn Virgin Points from UK credit cards (August 2021)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, one has a bonus of 15,000 Points):

Virgin Rewards credit card

Virgin Atlantic Reward Mastercard

The UK’s most generous free Visa or Mastercard at 0.75 points / £1 Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points:

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points

(Want to earn more Virgin Points?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

Comments (6)

  • Born2sKydive says:

    My plan is to use this feature when going for Gold status, as tho the value is pants when using miles plus cash, you still get the tier points. This reduces the cost of getting gold for me by lots making it an achievable goal.

    • TGLoyalty says:

      Perhaps you get lots of free virgin miles or it’s all from flying but if any are from the miles back store or a credit card do yourself a favour and get a decent 1% card or onto a dedicated £ back site and use that to reduce the price of your flights.

      1p per £ back > 0.55p per mile

  • AndyGWP says:

    Thanks for the tips in “Comments” the other day on how to quickly get 13k Virgin Miles

    I went for the exchanging of £50 Clubcard vouchers suggestion.

    Took exactly 24 hours for them to move across to my Virgin account 👍🏻

  • Neil says:

    So what is the best way of using Flying Club Miles? I’ve built up 290,000 and wanted to use them to Capetown.

  • Peter K says:

    Only 0.55p per point, because 0.6p was just wasting money for VS obviously 🙄

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