For a limited period, from 7th April to 12th May 2021, American Express has SUBSTANTIALLY increased the bonuses on their ‘invite a friend’ referral programme.
Not only will your friends receive an increased bonus if they’re approved by 12th May 2021, but you will receive an even bigger bonus for inviting them.
You and a friend could share up to 74,000 Membership Rewards points or 42,000 Avios between you from just ONE successful referral.
74,000 points would require a Platinum cardholder to refer someone for the same card. 42,000 Avios would require a British Airways Premium Plus cardholder to refer someone for the same card.
How does the American Express invite a friend programme work?
It’s very simple.
Log in to the American Express referral site or the Amex app and you should see a box like this:
The website and app allow you to generate your own unique referral link. You can pass it on to your friend and it will track your referral and allow American Express to award your bonus if they are approved.
How many points will my friend and I receive?
These are the special referral bonuses on travel cards which are on offer until 12th May 2021.
You will only receive the bonus if your friend applies and is approved by this date. You should apply 24-48 hours earlier than the deadline if you can just in case Amex needs more time to consider the application.
For Membership Rewards cards:
- American Express Preferred Rewards Gold Credit Card – you will receive 12,000 Membership Rewards points and your friend receives an increased bonus of 32,000 points, if they spend at least £3,000 in the first three months
- The Platinum Card: you will receive 24,000 Membership Rewards points and your friend receives an increased bonus of 50,000 points if they spend at least £4,000 in the first three months
For British Airways cards:
- British Airways American Express Credit Card: you will receive 6,000 Avios and your friend receives an enhanced bonus of 9,000 Avios if they spend at least £1,000 in the first three months
- British Airways American Express Premium Plus Credit Card: you will receive 12,000 Avios and your friend receives an enhanced bonus of 30,000 Avios if they spend at least £3,000 in the first three months
What can I do if I want to apply but don’t know anyone with an American Express card?
Don’t worry. Drop us an email at [email protected] and we will sort you out with a link. You will benefit from a bigger bonus that if you applied directly.
Do I still get the bonus if my friend fails to hit their qualifying spend, or does not qualify for a bonus?
Your bonus as the referrer is not dependent on the person you referred achieving the qualifying spend required to receive their own bonus. As long as your friend is accepted, you will receive your part of the bonus.
Can I invite a family member?
Yes, as long as the person is over 18.
Can I invite someone who already has a supplementary card on my account?
If you have a friend or partner who has a supplementary card on your American Express account, why not see if they want to take out their own card instead? You would receive a referral bonus and they would receive the higher sign-up bonus, subject to approval.
Can I invite someone for a different card to the one I own?
When you send your friend the referral link it will default to the card you own, but your friend can toggle to any other card via the ‘View our other cards’ button and choose the card that best suits them.
This means, for example, that if you have The Platinum Card, your friend could apply for the American Express Preferred Rewards Gold Credit Card, or vice versa.
If you do this:
- you will receive the reward shown in the list above for the card you own, and
- your friend receives the reward shown in the list above for the card they apply for, if accepted
For example, if you have The Platinum Card and you successfully invite a friend to the American Express Preferred Rewards Gold Card, you receive 24,000 Membership Rewards points and your friend receives 32,000 Membership Rewards points as part of this limited time offer.
What is the most I can earn from referral bonuses?
Each card has its own limits. These are, depending on the reward offered by your card:
- 90,000 Membership Rewards points, or
- 90,000 Avios
Here is an example of how it works.
If a holder of The Platinum Card referred four people during this promotion, and had made no other referrals in 2021 so far, they would receive 24,000 Membership Rewards points for the first three successful referrals.
The fourth successful referral would earn 18,000 Membership Rewards points to reach the 90,000 points annual cap.
Subsequent successful referrals will not receive a bonus, although the recipient of the referral would still receive the higher bonus.
The limits are per calendar year and reset on 1st January.
The American Express invite-a-friend programme was always a good way of boosting your Membership Rewards points or Avios.
This new offer is far more generous than anything we have seen before. Have a think about who you could invite by 12th May …..
Want to earn more points from credit cards? – August 2022 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.
British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
60,000 points, £200 travel credit and an unbeatable set of travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
10,500 points bonus – the most generous Avios Visa for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.