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What hotel loyalty schemes let you use points to pay for food, drinks and spa?

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Many hotel chains let you use your points to pay for food, drink and spa treatments whilst a guest.  Is it ever worthwhile, or would you be better saving your points for another free night in the future?  Let’s see.

Using World of Hyatt points in the hotel

Hyatt is first on this list because it is Hyatt that offers, by far, the best value.

Following change to the World of Hyatt programme in January 2020, Hyatt sharply increased the value you get when you use your points at check-out to cover ‘on property’ charges such as restaurant, bar and spa bills.

Take a look here:

Redeem Hyatt points for dining spa hotel credit

At the bottom end of the scale, you can redeem 1,000 World of Hyatt points for a $10 credit.  This is 0.83p per point.

Given that I had a very conservative 1p valuation for a Hyatt point at the time, this isn’t bad.

However, at the top end, you are getting $1,000 of credit for 65,000 points.  This is now 1.3p per point.

This is very, very good.  In fact, the move made me increase my value of a Hyatt point.  That said, unless you hit the spa or eat a number of expensive meals, it is rare that you will run up $1,000 of additional hotel charges unless you are booked into a resort.

You can find out more about in-hotel redemption on the Hyatt site here.

Using IHG One Rewards points in the hotel

IHG One Rewards does not allow you to redeem points for in-hotel credit.

Historically you could redeem IHG One Rewards points for hotel gift cards, which could be used to pay your bill at check-out.  The value was ‘OK but not great’ at just under 0.3p.

These gift cards appear to have been discontinued, potentially because they made less sense as IHG One Rewards moved to variable pricing.

Using IHG points in the hotel

Using Marriott Bonvoy points in the hotel

Marriott Bonvoy offers ‘Instant Rewards‘.  Details are on the Bonvoy site here.

Here is the chart, which runs from 250 points for $1 credit to 125,000 points for $500:

Using Marriott Bonvoy points in a hotel

At the top end, you are getting ($500 = £415) 0.33p per Bonvoy point.

I tend to value a Bonvoy point at 0.5p.  There is also a floor valuation of 0.42p, because 60,000 Marriott Bonvoy points = 25,000 airline miles which (if you assume a 1p per mile valuation) are worth £250.

You can’t use Bonvoy points for money off room rates – only for food and drink.  Of course, it gives you another option – you might have been planning to use points for a free room and pay for incidentals, but this route lets you pay for your room and not pay for your food and drink.

It is not great value, however.  Save your points for free rooms or use them for airline miles.

Using Marriott Bonvoy points in the hotel

Using Radisson Rewards points in the hotel

Radisson Rewards used to allow you to redeem your points for food and drink, spa treatments or upgrades whilst in the hotel.  The price is set individually by each hotel, however.   It is not known for being great value but you might get lucky.

Radisson Rewards was devalued sharply in 2022 to make each point worth roughly 0.2p compared to the old rate of around 0.33p.

It isn’t clear if hotels still allow you use extra points at check out towards your bill – the website is ambiguous – but there is little value in it as you would get the same ‘pence per point’ value for getting a discount off your original room booking.

Using Radisson Rewards points for meals and spa treatments

Using Hilton Honors points in the hotel

Hilton Honors does NOT allow you to use your points to pay for ‘in-hotel’ benefits.

You CAN use points to part-pay your room bill (just your room rate, no incidentals which are charged during your stay) when booking a flexible rate.  This is done during the booking process using ‘Points And Money’.

The value you get varies but is typically around 0.25p, give or take, per point.

If a hotel is offering flexible rates which include dinner, this option would allow you to use points to pay or part-pay for your meal by booking it as part of your rate.

Using Hilton points in the hotel

Using Accor Live Limitless points in the hotel

ALL – Accor Live Limitless is a fully revenue based programme.  Your points are worth 2 Eurocents each when redeeming for hotel rooms.  Our full analysis on what we think Accor Live Limitless points are worth is here.

There is no reward chart – the points required are simply the room cost divided by 2 Eurocents.

Some hotels will let you pay for incidentals charged to your bill at the same rate.  This is, obviously, no better or worse than redeeming for hotel rooms.


World of Hyatt set a new standard for ‘in hotel’ redemptions when it launched these new rates in 2020.  No other chain offers as much value – compared to what you would expect when redeeming for a room – when using your points for incidentals.

Marriott Bonvoy is the only other programme to offer something similar, but you should expect to lose at least 33% of the value of your points if you choose to spend them this way.  You may, of course, find this a price worth paying in return for having the freedom to spend your points without availability restrictions.

Hotel offers update – June 2023:

Want to earn more hotel points?  Click here to see our complete list of promotions from the major hotel chains or use the ‘Hotel Offers’ link in the menu bar at the top of the page.

Want to buy hotel points?

  • IHG One Rewards is offering an 80% bonus when you buy points by 7th June. Click here.
  • Marriott Rewards is offering a 30%-50% bonus when you buy points by 2nd July. Click here.
  • World of Hyatt is offering a 25% discount, equivalent to a 33% bonus, when you buy points by 2nd June. Click here.

Comments (19)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Gordon says:

    As I’ve said before I am a Hyatt fan and this only consolidates my loyalty, Let’s hope the points keep their attractiveness.

  • Barry cutters says:

    Not strictly the same but IHG let’s you earn and burn thr F&B vouchers .

    I’m just using a load to cover out Xmas dinner when we check out on Boxing Day at the CP Belfast .

  • AS says:

    IHG have their milestone reward F&B credits, but still no immediate chance of being able to use them before the middle of next year outside the USA. I can’t understand what is so complicated for IHG to make them usable

    • Barry cutters says:

      They are useable !!
      I’ve got loads to use this weekend . CP staff at Belfast told me already I just show them when I check out.

      • AS says:

        Really??? In my awards wallet they say “coming soon” and I had an email in the week (or maybe last week) saying they’d been extended to end of 2023 as they wouldn’t be useable in the USA till march and elsewhere later in the year.

        Am I missing something?!

        • Barry cutters says:

          Sorry they were mistaken and can’t accept them yet .

          As an apology -for miss information they have knocked £100 off my bill –
          Winner winner chicken dinner !!

          (Well Turkey actually)

  • Max says:

    The article runs on quite an outdated GBP/USD FX assumption. Points are currently better value with the dollar at around £1.20 or below for the past 6 months

  • CC says:


  • Mike Hunt says:

    Thanks – Oh yes I will take a look at my Amex to see if I have that offer – definitely interested – might be worth an article on RFF

  • joseph says:

    Scandic Friends
    If you’ve have 10,000 points you can buy something for up to EUR 15,87 if you only want to use your points. You can also choose to pay one part with points and the rest with cash.
    For example, if you buy snacks and something to drink for EUR 20 in our bar.
    Given the booze cost in Scandinavia and my points are from work trips, I find this useful.

  • ben1 says:

    It’s a shame there’s so few ways to earn Hyatt points in the UK aside from staying at them… in the US they are a transfer partner to different credit card schemes and also have their own Co-brand card

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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