Can you get an Amex sign-up bonus if you already have the same card as a supplementary?

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• Nepweno says:

  8 Oct8 October 06:26

  Player 2 seems blocked by amex even for supp cards but when we travel I need more lounge passes for kids can I take out a platinum supp in my own name (don’t want to upset amex) ?
  Also can first plat supp be cancelled at some point and reissued to someone else?

  • Rob says:

    8 Oct8 October 07:30

    No, yes.

    • Nepweno says:

      8 Oct8 October 07:57

      Thanks

  • TGLoyalty says:

    9 Oct9 October 00:50

    If you got an Amex supp in your own name it would just admit you twice and + 2 guests.

    Have you checked P2 is on the electoral register at your address? Checked clearscore or Credit karma for any odd info?

• Colin_Thames says:

  8 Oct8 October 07:50

  Amex won’t let you overpay if a charge is still pending. Sending a payment from your bank also gets round the problem of settling an Amex bill early.

  You can settle your bill from ANY bank account by using fast pay and your Amex sort code, ac number and reference. I’d just send a small test payment first, to check the details. So the second cardholder can easily settle bills.

• Nathan says:

  8 Oct8 October 08:29

  “American Express now insists that the named cardholder pays their monthly bill from a bank account in their name. Historically I would settle my wife’s card bills because I was the one who was doing most of the spending. This is no longer allowed, so we need to go through a bit of theatre where I transfer money to her and she pays the bill via the Amex app. This isn’t an issue if your partner has a supplementary card on your account.”

  I’ve been paying our Amex account(s) (in my OHs name with me Supp) using a debit card in my name each month and have never had issues..

  • Rob says:

    8 Oct8 October 08:40

    You will receive a letter at some point saying that your cards will be closed immediately if you do it again.

    • Grimz says:

      8 Oct8 October 09:09

      I have also been doing this for years paying off my mothers account, Partner and daughter. I have never had a letter about this, are you saying its advisable to stop paying off their accounts? I mean my Partner would be paying it off from our joint debit card account anyway so what’s the difference.

      • Rob says:

        8 Oct8 October 09:26

        You’re fine until you are told to stop. You get a notice period to change your ways.

        • Harrier25 says:

          8 Oct8 October 23:48

          Just pay by the providers rules. Being a clever arse will get you closed down.

• CamFlyer says:

  8 Oct8 October 08:55

  Joint accounts work fine. However, debit card payments [usually] need ro align names, even if it is the same underlying name.

  The absurdity I experienced was not being able to cancel an Amex travel booking (one of those fares that is only available through OTAs) in my name because it had been paid on the OH’s card.

  • BBbetter says:

    8 Oct8 October 09:22

    Card names are rarely checked. For Amex cards, they is no name check at merchant end anyway.

• Harry says:

  8 Oct8 October 09:13

  “American Express now insists that the named cardholder pays their monthly bill from a bank account in their name. Historically I would settle my wife’s card bills because I was the one who was doing most of the spending. This is no longer allowed, so we need to go through a bit of theatre where I transfer money to her and she pays the bill via the Amex app. This isn’t an issue if your partner has a supplementary card on your account.”

  Does this, do you know, apply to direct debits also? And to BA Amex cards? For years whereof the memory of man runneth not to the contrary (actually about 20) my husband’s BA Amex bills have been paid from my current account, in full by direct debit. It would be highly inconvenient not o do it this way and a bit silly in the case of married couples, surely?

  • TGLoyalty says:

    9 Oct9 October 00:53

    The card branding doesn’t matter it’s the case for all Amex.

    Carry on until Amex say stop?

• Kraut says:

  8 Oct8 October 09:22

  So no downside to making your partner a supplementary card holder if you’re trying to get sign up bonuses & 241 vouchers?

  I get the BAPP, put my wife on there as a supplementary card holder, cancel once we have got the sign up bonus and 241, then we do the same in reverse and then sit out another 2 years until we can do it again?

  • Rob says:

    8 Oct8 October 09:23

    No downside.

    • Kraut says:

      8 Oct8 October 09:42

      I guess except as the annual fee can’t be pro-rata’d on cancellation anymore, there is less motivation than usual apart from getting to the 241 hurdle faster

      • TGLoyalty says:

        9 Oct9 October 00:54

        It can right now.

• Peter D says:

  8 Oct8 October 11:37

  I have amex platinum. If I give a supplementary amex gold to my son would amex do any credit checks on him?

  • Rob says:

    8 Oct8 October 12:17

    ID check I believe, not a credit check (because he’s not getting any credit).

    • Peter D says:

      8 Oct8 October 13:00

      Thanks Rob.

    • Can2 says:

      8 Oct8 October 20:59

      And address check.

• Can2 says:

  8 Oct8 October 21:00

  I was expecting a one-line post for this title:
  “ yes you may!”

  • Rob says:

    8 Oct8 October 21:20

    If you want a job answering the ludicrous number of emails we get each day, most of which are more simplistic than this question, let me know.

    • TGLoyalty says:

      9 Oct9 October 00:57

      Depends what you’re offering … 😂

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