Reply To: Curve changes from November 10th

[aq.1988]

Toaster wrote:

rob-london wrote:

Toaster wrote:

rob-london wrote:

Been thinking about the ‘value’ of paying for Metal again, I downgraded a couple of months ago following the changes, but miss the doubling up opportunities. If I go for it, I am paying £180/year and could quite easily put £3k/month in Fronted and £1k/month in UK ATM withdrawals (charged to a earning underlying card) so worst case, 48k avios/year = £0.004 per Avios.

Think it makes sense?

Worst case means you are £12 up for the effort/admin of fronted and ATM withdrawals. I wouldn’t bother for that.

How so? If I miss the 30 day timings for ATM withdrawal?

48000 x £0.004 = £192

You’re basically earning back your annual £180 curve fee. Unless you are definitely going to gain other benefits it seems rather pointless for almost no financial gain. But it’s your time and money so go for it if it suits you.

Surely, the avios earned are worth more than 0.4p?

If you value an avios at 1p, then is it not £480 value for £180 spend?