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The HSBC Premier Mastercards thread

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  • rum

    Hmmm Rob and Rhys have sort of hinted that something may be coming from Barclays at some point. But they’ve made similar things around this time last year, not long after Barclays launched the Avios current account. It’s just speculation for the time being, but I do wonder if HSBC are going to be doing away with their range of Avios-earning products if Barclays are somehow picking up the pieces.

    Guernsey Globetrotter

    Actually that’s a good call Rum in that it could just be Barclays are going to be bringing out an Avios backed credit card to supplement their own Avios earning premium offering and so Rob is hinting it may not be a good time to apply for another card as that in turn may impact your credit score negatively and so your ability to then also get the new Barclays card.

    I can’t see that HSBC will withdraw these cards as they are not just Avios earning but tied-into other points partners (Singapore, Cathay) and are a key part of their premium banking offering.

    rum

    Actually that’s a good call Rum in that it could just be Barclays are going to be bringing out an Avios backed credit card to supplement their own Avios earning premium offering and so Rob is hinting it may not be a good time to apply for another card as that in turn may impact your credit score negatively and so your ability to then also get the new Barclays card.

    I can’t see that HSBC will withdraw these cards as they are not just Avios earning but tied-into other points partners (Singapore, Cathay) and are a key part of their premium banking offering.

    Yes, good point about the HSBC cards. They have other ‘points partners’, so could just be an additional offering from Barclays, rather than an outright withdrawal from HSBC’s side.

    Steven

    I did have a look at the HSBC Premier Cards on their website and both cards indicate that the card designs are being changed, which hints at changes are afoot.

    YH

    Thanks to rum for reminding me that my annual fee has been waived this year. Glad I won’t have to deal with this mess of a process for another year at least.

    Youllnever

    I did have a look at the HSBC Premier Cards on their website and both cards indicate that the card designs are being changed, which hints at changes are afoot.

    All the HSBC card designs (including the debit cards) were updated a few months ago.

    Rob
    HfP Staff

    They were, but we really struggle with vertical card imagery so we’re sticking with the old pics!

    Youllnever

    They were, but we really struggle with vertical card imagery so we’re sticking with the old pics!

    I think the old design looks way better so let’s keep it that way 🙂

    Benilyn

    Anyone have data points on HSBC to Etihad Guest transfer time? I did it in April and it took 5 days, I’ve been waiting over a week now…

    memesweeper

    Should those eligible therefore now apply Rob or is there perhaps a better product to come that would be worth holding off for?

    One of the two 🙂

    Rob has good form for predicting new products coming – I guess he gets tipped off.

    Rob has a less great crystal ball about products getting the bullet immediately before they actually do.

    My bet is therefore a new product to come shortly.

    Steven

    Should those eligible therefore now apply Rob or is there perhaps a better product to come that would be worth holding off for?

    One of the two 🙂

    Rob has good form for predicting new products coming – I guess he gets tipped off.

    Rob has a less great crystal ball about products getting the bullet immediately before they actually do.

    My bet is therefore a new product to come shortly.

    Sound reasoning – but why then make the decision not to have a specific thread for the HSBC cards? Ooo, the intrigue.

    memesweeper

    Should those eligible therefore now apply Rob or is there perhaps a better product to come that would be worth holding off for?

    One of the two 🙂

    Rob has good form for predicting new products coming – I guess he gets tipped off.

    Rob has a less great crystal ball about products getting the bullet immediately before they actually do.

    My bet is therefore a new product to come shortly.

    Sound reasoning – but why then make the decision not to have a specific thread for the HSBC cards? Ooo, the intrigue.

    … and didn’t he work at HSBC? Could be an insiders view has leaked out.

    yorkieflyer

    Most developments since the cap on fees have been negative so I wouldn’t wait assuming something better was coming. I’d have thought the Premier CC would be as good as it gets?

    Steven

    Most developments since the cap on fees have been negative so I wouldn’t wait assuming something better was coming. I’d have thought the Premier CC would be as good as it gets?

    Hmmm, not sure what best to do then. I’ve opened 3 new accounts within the past 6 months (two of which were with HSBC – the premier a/c + mortgage) and the third being a new card with AMEX so credit score has taken a bit of a dip. Do I take a further hit with the HSBC CC application or wait until the 6 months are up and credit score has been restored. From Rob’s comments, it suggests that the change will be happening in the short term so might just have to take the plunge.

    Anyone else applied for multiple cards within a short period of time?

    Gareth

    The premier cards aren’t getting pulled- I am 100% confident with this. So will be something new elsewhere.

    Youllnever

    The premier cards aren’t getting pulled- I am 100% confident with this. So will be something new elsewhere.

    How are you so sure?

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