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Forums Payment cards American Express Newbie to Avios and BAPP – best use of potential Avios points?

  • omariqy 34 posts

    Sorry guys me again. Just a quick one I forgot to add.

    Both me and the other half have the BAPP cards. We have the companion vouchers in our accounts. She has a far higher credit limit than me so I am thinking maybe she will be more succesful in applying for the Platinum card? Does that make sense? Would we be better cancelling our cards first before applying or should I cancel mine first and then get her to refer me?

    omariqy 34 posts

    Sorry for the bump but looking to sort out the Platinum card today and could do with some help please.

    omariqy 34 posts

    Sorry for the bump but looking to sort out the Platinum card today and could do with some help please.

    JDB 4,629 posts

    Sorry for the bump but looking to sort out the Platinum card today and could do with some help please.

    I don’t think you should take your OH’s higher credit limit as a guide to anything. Amex has generally got tighter on credit, so they could decide they have already extended enough to her, even if she doesn’t use that credit and pays back the full sum each month. Amex relies on all sorts of metrics to determine eligibility, so you should decide who wants the card. You shouldn’t cancel your existing cards first as you could both be unsuccessful in applying for a new one. The idea that anyone can chop and change cards without risk ended a while ago.

    omariqy 34 posts

    Sorry for the bump but looking to sort out the Platinum card today and could do with some help please.

    I don’t think you should take your OH’s higher credit limit as a guide to anything. Amex has generally got tighter on credit, so they could decide they have already extended enough to her, even if she doesn’t use that credit and pays back the full sum each month. Amex relies on all sorts of metrics to determine eligibility, so you should decide who wants the card. You shouldn’t cancel your existing cards first as you could both be unsuccessful in applying for a new one. The idea that anyone can chop and change cards without risk ended a while ago.

    Thanks JDB. In terms of the referral, can she refer me again via the her app even though I am already with Amex?

    omariqy 34 posts

    Sorry for the bump but looking to sort out the Platinum card today and could do with some help please.

    I don’t think you should take your OH’s higher credit limit as a guide to anything. Amex has generally got tighter on credit, so they could decide they have already extended enough to her, even if she doesn’t use that credit and pays back the full sum each month. Amex relies on all sorts of metrics to determine eligibility, so you should decide who wants the card. You shouldn’t cancel your existing cards first as you could both be unsuccessful in applying for a new one. The idea that anyone can chop and change cards without risk ended a while ago.

    Thanks JDB. In terms of the referral, can she refer me again via the her app even though I am already with Amex?

    JDB 4,629 posts

    @omariqy yes, she can refer you and receive a referral bonus, even if you aren’t eligible for a SUB.

    omariqy 34 posts

    Right all applied and accepted. I got my wife to refer me but it took me straight to the BAPP page. I went to all cards and applied that way. Assume she will still get the referral bonus? Can I now cancel my BAPP card so I can get a pro rata refund on the fee?

    NorthernLass 8,237 posts

    Lol.

    omariqy 34 posts

    Lol.

    sorry have I I missed something?

    omariqy 34 posts

    Hi guys

    We are looking at booking flights to New York on 23rd July and back on 30th July. Looks like Premium Economy both ways or 1 adult and 1 child on one booking and 1 adult and 2 children on another (we have two separate companion vouchers) will cost c200,000 Avious plus £960 in air fares. Not terrible at all.

    I saw on here that if we fly from Madrid or Dublin its cheaper? Is that right? Whenever I search or Madrid flights to NYC it makes me do a stopover at Heathrow. Am I doing something wrong?

    Reney 791 posts

    Hi guys

    We are looking at booking flights to New York on 23rd July and back on 30th July. Looks like Premium Economy both ways or 1 adult and 1 child on one booking and 1 adult and 2 children on another (we have two separate companion vouchers) will cost c200,000 Avious plus £960 in air fares. Not terrible at all.

    I saw on here that if we fly from Madrid or Dublin its cheaper? Is that right? Whenever I search or Madrid flights to NYC it makes me do a stopover at Heathrow. Am I doing something wrong?

    I have never done it, but not surprising to me that it stops over at London. On the forum there are always lots of recommendation to fly from the regions which actually stops over in London. Is it cheaper thou?

    I don’t think you mention how old your kids are but it seems a lot of faff and cost to me to book an additional flight to Madrid or Dublin to then take another flight to NY when you can fly direct but I get money saving is important. I would factor in whether you will need an extra night of hotel in Madrid, what if there are cancellations etc, more complex travel arrangement adds more chances something goes wrong.

    The Savage Squirrel 595 posts

    Hi guys

    We are looking at booking flights to New York on 23rd July and back on 30th July. Looks like Premium Economy both ways or 1 adult and 1 child on one booking and 1 adult and 2 children on another (we have two separate companion vouchers) will cost c200,000 Avious plus £960 in air fares. Not terrible at all.

    I saw on here that if we fly from Madrid or Dublin its cheaper? Is that right? Whenever I search or Madrid flights to NYC it makes me do a stopover at Heathrow. Am I doing something wrong?

    You can use your voucher on Iberia or Aer Lingus. There isn’t as much availability so most often you will only see the BA availability which will route you back via London.

    Any saving would be marginal. You have 3 kids. Unless you’re already in Ireland or Spain … yeah just don’t.

    Fly direct.

    omariqy 34 posts

    Thanks guys. Yeah I think I’ve come to the same conclusion. It’s just a faff. Ideally I want to fly out business class and back economy. Reckon I’m 50,000 short of my Avios target. Hopefully I can find a sign up bonus in the coming months to use!

    zapato1060 719 posts

    If it was off peak dates than I wouldnt look past IB but as its peak then yeah. LHR.

    omariqy 34 posts

    If it was off peak dates than I wouldnt look past IB but as its peak then yeah. LHR.

    They are actually off peak dates!

    executiveclubber 308 posts

    You might hate this reply but I just want to pose the question! Is it worth spending all the Avios on a 7, 4 and 2 year old to fly business class?

    Maybe unhelpful advice but it’s a massive amount of Avios to drop and I’d want to wait for the kids to be a bit older so they can enjoy it more. Considering all the benefits of a business ticket, could it perhaps be worth one adult flying business one way with a child and the other adult back? Or saving them for a break just the two of you (which you could now reasonably afford, perhaps twice)?

    NorthernLass 8,237 posts

    How long is the flight and would the alternative be economy?! Could you get a couple of 241s to reduce the number of avios required? Are there enough PE seats available to compromise this way on your route?

    omariqy 34 posts

    You might hate this reply but I just want to pose the question! Is it worth spending all the Avios on a 7, 4 and 2 year old to fly business class?

    Maybe unhelpful advice but it’s a massive amount of Avios to drop and I’d want to wait for the kids to be a bit older so they can enjoy it more. Considering all the benefits of a business ticket, could it perhaps be worth one adult flying business one way with a child and the other adult back? Or saving them for a break just the two of you (which you could now reasonably afford, perhaps twice)?

    Thanks for the reply. That’s actually where we have got to as a decision. We agree it just won’t be that enjoyable looking after 3 kids in business class at this stage. We will probably opt for premium economy one way and economy the other way.

    omariqy 34 posts

    You might hate this reply but I just want to pose the question! Is it worth spending all the Avios on a 7, 4 and 2 year old to fly business class?

    Maybe unhelpful advice but it’s a massive amount of Avios to drop and I’d want to wait for the kids to be a bit older so they can enjoy it more. Considering all the benefits of a business ticket, could it perhaps be worth one adult flying business one way with a child and the other adult back? Or saving them for a break just the two of you (which you could now reasonably afford, perhaps twice)?

    Thanks for the reply. That’s actually where we have got to as a decision. We agree it just won’t be that enjoyable looking after 3 kids in business class at this stage. We will probably opt for premium economy one way and economy the other way.

    How long is the flight and would the alternative be economy?! Could you get a couple of 241s to reduce the number of avios required? Are there enough PE seats available to compromise this way on your route?

    We’ve got 2 241s in my name and in my wife’s name. Current plan is to use it for 2 separate bookings and book 1 Adult and 1 Child in one and then 1 Adult and 2 Children in the other. Premium economy and economy on the way back.

    The Savage Squirrel 595 posts

    You might hate this reply but I just want to pose the question! Is it worth spending all the Avios on a 7, 4 and 2 year old to fly business class?

    Maybe unhelpful advice but it’s a massive amount of Avios to drop and I’d want to wait for the kids to be a bit older so they can enjoy it more. Considering all the benefits of a business ticket, could it perhaps be worth one adult flying business one way with a child and the other adult back? Or saving them for a break just the two of you (which you could now reasonably afford, perhaps twice)?

    He’s talking about flying in P/E. I do agree that your thought is sensible – I think more expensive products are not always better for everyone, and P/E is actually the sweet spot with smaller children anyway – e.g. putting a 2YO in a Club Suite is not at all suitable.

    NorthernLass 8,237 posts

    @omariqy, before you make a firm decision, check that your route is one where you are going to be able to get 5 x PE seats. There are plenty of flights where 6 are released at T-355 but not all of them, and often on those that do this drops to the guaranteed 2 seats at peak periods.

    omariqy 34 posts

    @omariqy, before you make a firm decision, check that your route is one where you are going to be able to get 5 x PE seats. There are plenty of flights where 6 are released at T-355 but not all of them, and often on those that do this drops to the guaranteed 2 seats at peak periods.

    Thanks. I have signed up for Seatspy to help.

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