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Upgrade Preferred Rewards Gold Credit Card to Platinum

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  • Sprout

    @Aston, @Luke My datapoint is upgrading from ARCC to Platinum. I don’t have a gold card

    LukeLukeLukeLuke

    @Aston, @Luke My datapoint is upgrading from ARCC to Platinum. I don’t have a gold card

    Makes sense, thanks. I guess I could perhaps try the upgrade approach, spend the amount quickly, bank the points, and then hope they don’t claw them back. And if they do try to claw the points back, I’d either play the dumb card or just stomach the annoyance.

    Hmmmmm, or perhaps I should just use P2’s ‘guaranteed’ 24,000 referral award points, even though I wouldn’t be eligible for any sign-up bonus points.

    Decisions, decisions.

    Carlos

    Has anyone tried to get in touch with retentions after completing the bonus? I have tried but no offers, in comparison the retention thread has some data points of platinum holders being offered 40-50k to stay, even those holding for one month or so

    Rui N.

    I got 35k

    Carlos

    I got 35k

    Did you have to wait longer than 2-3 months? I presume you registered for platinum directly and not via the upgrade?

    Rui N.

    Upgrade. After 1 month.

    LukeLukeLukeLuke

    Hmmm, it looks like some aspects of my account (e.g. Amex Travel) register that I still have the PRG card, hence why I am perhaps being shown this offer despite downgrading to the ARCC last year.

    Still very tempted to take a gamble on it. Particularly as some of their systems are seeing it as Gold, so should hopefully register the bonus properly.

    redethernet1

    Give it a go for sure

    Ash

    Anyone know if credit check is done when upgrading? Or of there are criteria to for the upgrade to go through?

    redethernet1

    Anyone know if credit check is done when upgrading? Or of there are criteria to for the upgrade to go through?

    No, its instant

    Skywalker

    Anyone know if credit check is done when upgrading? Or of there are criteria to for the upgrade to go through?

    No credit check, no hoops to jump through. Tick whatever box, “sign on the dotted line”, enjoy your new card.

    BuildBackBetter

    Anyone know if credit check is done when upgrading? Or of there are criteria to for the upgrade to go through?

    Your current credit limit is being used for the new card, so no new check.

    Harrods

    10K anniversary + 20k retention on gold came through

    Instant upgrade to plat…hopefully taking the retention on gold card doesn’t stop a potential retention offer on platinum given its the “same” card

    ee

    On the £4k spend in 3 months, does supplementary cardholder spend count towards the target?

    BuildBackBetter

    On the £4k spend in 3 months, does supplementary cardholder spend count towards the target?

    Always counts.

    Harrods

    do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

    Carlos

    do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

    both cards get upgraded, it tells you on the upgrade page too

    ee

    On the £4k spend in 3 months, does supplementary cardholder spend count towards the target?

    Always counts.

    Great thank you.

    Harrods – my experience this week has been that both the new main and supplementary cards were with me automatically within 48 hours.

    BuildBackBetter

    do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

    As Carlos says, both will be upgraded. Suggest you cancel supp card before upgrade. You’ll get 5k points if you apply for a supp card after upgrade.

    Ash

    Thank you to everyone for earlier replies.

    Anyone know if activated Gold statement credit offers will be honoured if you upgrade?

    Carlos

    do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

    As Carlos says, both will be upgraded. Suggest you cancel supp card before upgrade. You’ll get 5k points if you apply for a supp card after upgrade.

    although this didnt work for me, i unlinked and waited a day or two and the upgrade page wasnt in sync. went ahead with it anyway

    Carlos

    Thank you to everyone for earlier replies.

    Anyone know if activated Gold statement credit offers will be honoured if you upgrade?

    yes activated and current offers will transfer over

    Carlos

    On the £4k spend in 3 months, does supplementary cardholder spend count towards the target?

    Always counts.

    Great thank you.

    Harrods – my experience this week has been that both the new main and supplementary cards were with me automatically within 48 hours.

    or instantly with apply pay

    Carlos

    do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

    As Carlos says, both will be upgraded. Suggest you cancel supp card before upgrade. You’ll get 5k points if you apply for a supp card after upgrade.

    wouldnt it count as a paid supplementary card as the history of added your first gold supplementary card would be linked?

    Harrods

    do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

    both cards get upgraded, it tells you on the upgrade page too

    yep I was referring to the new physical cards get issued automatically but I think so after reading the email. Apple Pay was instant of course.

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