Upgrade Preferred Rewards Gold Credit Card to Platinum

[Sprout]

@Aston, @Luke My datapoint is upgrading from ARCC to Platinum. I don’t have a gold card

[LukeLukeLukeLuke]

Sprout wrote:

@Aston, @Luke My datapoint is upgrading from ARCC to Platinum. I don’t have a gold card

Makes sense, thanks. I guess I could perhaps try the upgrade approach, spend the amount quickly, bank the points, and then hope they don’t claw them back. And if they do try to claw the points back, I’d either play the dumb card or just stomach the annoyance.

Hmmmmm, or perhaps I should just use P2’s ‘guaranteed’ 24,000 referral award points, even though I wouldn’t be eligible for any sign-up bonus points.

Decisions, decisions.

[Carlos]

Has anyone tried to get in touch with retentions after completing the bonus? I have tried but no offers, in comparison the retention thread has some data points of platinum holders being offered 40-50k to stay, even those holding for one month or so

[Rui N.]

I got 35k

[Carlos]

Rui N. wrote:

I got 35k

Did you have to wait longer than 2-3 months? I presume you registered for platinum directly and not via the upgrade?

[Rui N.]

Upgrade. After 1 month.

[LukeLukeLukeLuke]

Hmmm, it looks like some aspects of my account (e.g. Amex Travel) register that I still have the PRG card, hence why I am perhaps being shown this offer despite downgrading to the ARCC last year.

Still very tempted to take a gamble on it. Particularly as some of their systems are seeing it as Gold, so should hopefully register the bonus properly.

[redethernet1]

Give it a go for sure

[Ash]

Anyone know if credit check is done when upgrading? Or of there are criteria to for the upgrade to go through?

[redethernet1]

Ash wrote:

Anyone know if credit check is done when upgrading? Or of there are criteria to for the upgrade to go through?

No, its instant

[Skywalker]

Ash wrote:

Anyone know if credit check is done when upgrading? Or of there are criteria to for the upgrade to go through?

No credit check, no hoops to jump through. Tick whatever box, “sign on the dotted line”, enjoy your new card.

[BuildBackBetter]

Ash wrote:

Anyone know if credit check is done when upgrading? Or of there are criteria to for the upgrade to go through?

Your current credit limit is being used for the new card, so no new check.

[Harrods]

10K anniversary + 20k retention on gold came through

Instant upgrade to plat…hopefully taking the retention on gold card doesn’t stop a potential retention offer on platinum given its the “same” card

[ee]

On the £4k spend in 3 months, does supplementary cardholder spend count towards the target?

[BuildBackBetter]

ee wrote:

On the £4k spend in 3 months, does supplementary cardholder spend count towards the target?

Always counts.

[Harrods]

do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

[Carlos]

Harrods wrote:

do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

both cards get upgraded, it tells you on the upgrade page too

[ee]

BuildBackBetter wrote:

ee wrote:

On the £4k spend in 3 months, does supplementary cardholder spend count towards the target?

Always counts.

Great thank you.

Harrods – my experience this week has been that both the new main and supplementary cards were with me automatically within 48 hours.

[BuildBackBetter]

Harrods wrote:

do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

As Carlos says, both will be upgraded. Suggest you cancel supp card before upgrade. You’ll get 5k points if you apply for a supp card after upgrade.

[Ash]

Thank you to everyone for earlier replies.

Anyone know if activated Gold statement credit offers will be honoured if you upgrade?

[Carlos]

BuildBackBetter wrote:

Harrods wrote:

do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

As Carlos says, both will be upgraded. Suggest you cancel supp card before upgrade. You’ll get 5k points if you apply for a supp card after upgrade.

although this didnt work for me, i unlinked and waited a day or two and the upgrade page wasnt in sync. went ahead with it anyway

[Carlos]

Ash wrote:

Thank you to everyone for earlier replies.

Anyone know if activated Gold statement credit offers will be honoured if you upgrade?

yes activated and current offers will transfer over

[Carlos]

ee wrote:

BuildBackBetter wrote:

ee wrote:

On the £4k spend in 3 months, does supplementary cardholder spend count towards the target?

Always counts.

Great thank you.

Harrods – my experience this week has been that both the new main and supplementary cards were with me automatically within 48 hours.

or instantly with apply pay

[Carlos]

BuildBackBetter wrote:

Harrods wrote:

do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

As Carlos says, both will be upgraded. Suggest you cancel supp card before upgrade. You’ll get 5k points if you apply for a supp card after upgrade.

wouldnt it count as a paid supplementary card as the history of added your first gold supplementary card would be linked?

[Harrods]

Carlos wrote:

Harrods wrote:

do the gold + supp credit cards automatically get sent out once upgraded? theres an option to “covert to metal card” when trying to get a replacement

both cards get upgraded, it tells you on the upgrade page too

yep I was referring to the new physical cards get issued automatically but I think so after reading the email. Apple Pay was instant of course.