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Forums Payment cards American Express Which card gets better offers – BA Free Amex or a Membership Rewards Amex?

  • 88 posts

    In your experiences which card gets the better offers?

    I know the BA one won’t get any flight’s deals which sometimes can be really good like the united one. What do you think?

    599 posts

    Depends what you’re after – the BA Amex will have Avios specific offers, whereas the membership rewards one only tends to give cashback. I have both, and on balance I’d suggest the MR one is slightly better. But that might just be because I put more spend through it.

    63 posts

    In my experience there are usually more offers on MR earning cards.

    1,807 posts

    I agree with the previous posters.

    1,044 posts

    I find whichever card you aren’t using gets the better offers.

    297 posts

    I’ve had my BA card for 6 or 7 years now and it is easily the card with the better offers. I have had a Gold/Platinum account for two years now, but the offers on that account are not as good.

    My BA card is used for >90% of the year.

    2,068 posts

    62 on the MR, 24 on BA currently. 6 months ago that ratio was reversed. A year ago I had fewer than 10 on both cards.

    My MR card gets 80% of the spend and always has. Everyone gets different offers at different times, there is no logic to it.

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