Great new card offer – get 40,000 Avios with the Amex Business Gold Card

I tend not to cover small business credit cards on Head for Points because they don’t offer great value.

There are, for example, two British Airways American Express Corporate Cards, which I discuss in this post on the On Business loyalty scheme.  They are not desperately exciting, though, and usually have no sign-up bonus.

Reader Joe tipped me off about what is genuinely a fantastic offer.  Amex is currently offering 40,000 Membership Rewards points when you apply for the American Express Business Gold card.

See here for full details.

Here are the basics:

• The card carries an annual fee of £125.
• Membership Rewards points from small business cards go into a separate Membership Rewards account to any personal MR account you have.
• You need to spend £3,000 in three months to get the 40,000 Membership Rewards points
• You earn 1 point per £1 when you spend on the card

Now, the question is ‘what does Amex count as a small business?’.

Here are the qualifications from the Amex website:

“To apply for the Gold Business Card, you should be able to say yes to the following.

• I am aged 18 or over
• The company has been trading for more than one year and has a current UK Bank or Building Society account
• My personal income is over £20,000
• I have a permanent UK home address
• I/The Business have/has no County Court Judgements for non-payment of debt
• Pay annual fee of £125 (Tax deductable)

I understand that I will not be eligible for any Welcome Bonus award if I have held any American Express Charge Cards in the past six months.”

What is not fully clear to me is whether the last point applies to YOU or to your COMPANY.  Since this card is available to limited companies as well as sole traders, and as you need a company bank account to apply, I don’t see how the block on giving you the points if ‘you’ have any Amex Charge Cards could apply to a director, instead of the company itself.  I cannot be certain of this though.

It is certainly an offer worth a look if you have your own company.  If you have an Amex corporate card for your own small business, please share any experiences below.

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Want to earn more points from credit cards? – April 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.