I wanted to quickly flag two things – only vaguely connected – about retail gift cards.
Firstly, before Christmas American Express ran a promotion which offered a 20% discount on HMV gift cards. Reader Tim got in touch to say that he had bought some of these and had not yet redeemed them. He called Amex, and Amex has agreed to refund the money under their voluntary chargeback scheme.
Note that you need to file a claim with Amex within 120 days of the retailer going into administration.
The second is just a reminder that Tesco is STILL giving 150 bonus Tesco Clubcard points when you spend £50 of gift cards instore (Tesco gift cards excluded). Full details are in this post. Saturday 26th January is, I think, the last day to collect Clubcard points if you want to receive the points in the February mailing.
If you collect Virgin Flying Club miles and want to take advantage of the 50% bonus on transfers of Clubcard points to Virgin, this is especially interesting. 150 Clubcard points = 375 Virgin miles, so 562 Virgin Flying Club miles with the bonus. The Clubcard points go onto your account immediately, so you would definitely get them in February.
How to earn Avios from UK credit cards (September 2022)
As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
There are two official British Airways American Express cards with attractive sign-up bonuses:
You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.
EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.
Run your own business?
We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,000 Avios.
You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.
There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.
Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.