Maximise your Avios, air miles and hotel points

Proof that the TopCashback to Tesco Clubcard conversion process works

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A few weeks ago I wrote about the exciting new partnership between TopCashback, the cashback shopping site (a Quidco clone) and Tesco Clubcard. You can read my orginal articles here and here.

Basically, TopCashback is now giving members the option of being paid in Tesco Clubcard points. If you earn £10 cashback by shopping at a participating retailer, you can choose to have that money sent over to Tesco instead of being paid to you.

TopCashback even adds on a 5% bonus for free.

£10 cashback therefore becomes 1,050 Clubcard points. That is worth 2,520 Avios points or 2,625 Virgin Flying Club miles. You are effectively paying just 0.39p per Avios! Even better, you could save your Clubcard vouchers for the next Tesco to Avios conversion bonus, and get 30%-50% more Avios.

I have just successfully made my first conversion from TopCashback to Tesco. I sent £20 across last Friday, and I got an email from TopCashback on Tuesday to confirm that it had been done.

They did not, as it happens, show immediately in my Clubcard account, but the 2,100 Clubcard points were there a day later, on Wednesday. That is 5 days from sending them across.

So, the process is clearly working OK and TopCashback and Tesco are being very efficient in sending your cashback across.

If you are not already a member of TopCashback, you can join via this link. I receive a small referral credit, although unfortunately you do not receive anything (!). However, I am very grateful for your support and it helps to underwrite the costs of the site.

How to earn Avios points from UK credit cards

How to earn Avios from UK credit cards (October 2022)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £12,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.

EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

60,000 points (SPECIAL OFFER), £200 travel credit and unbeatable benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,000 Avios.

Capital On Tap Business Rewards Visa

10,500 points bonus – the most generous Avios Visa for a limited company Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (9)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Andy says:

    I sent £10 over last week and even though I didn’t receive an email conformation the points showed up 3 days later

  • Tom says:

    Great! Have signed up.. 🙂

  • Mr Bridge says:

    i have sent 3 redemptions, one was there within hours, the other took 2 weeks, i guess they send them across in batches so it depends when you request it.

    • Mr Bridge says:

      My 100 points posted yesterday from the tesco car insurance promo

  • Andy S says:

    Been generally working fine. Used it for, ticketmaster (Saracens at Twickenham tickets), red spotted hanky (train tickets on east coast) and lovell rugby. Only made 1 actual purchase on after the free box but have rec’d 2 lots of 106 clubcard points which were on my account in a matter of days. The only issue is still waiting for the credit from Lovell Rugby to show up, it was on last friday lunchtime.

  • tom says:

    I am still waiting for my £5 tesco cash back it was about three weeks ago

  • Mike says:

    I transferred £52.31 (includes payment bonus of £2.49) for 5231 points, so looks like the £50 limit does not include the bonus

  • Jamie says:

    How long do purchases normally take from being confirmed to payable? Looking forward to taking advantage of this!! Great site you have here! Managed to get a club europe to Prague by just doing things I would normally do, following the advice on this site. Not bad for a student, less good for final year coursework.

    • Rob says:

      Depends entirely on the merchant. I have referred a few people who have ‘Confirmed’ earnings, but they are moving to ‘Payable’ (and thus triggering my referral bonus) at totally random speeds, presumably driven by who the merchant was.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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