It is generally accepted that residents of the USA have by far the best range of credit card sign-up bonuses to choose from. It is difficult to disagree with that, especially when you compare US to UK packages for the same card. However, I have generally thought that the UK is the second-best country to live in for loyalty credit cards.
I may need to change my view, though. Reader Luke, who lives in Dubai, sent me details of the Citi PremierMiles Elite credit card. And it is a stonking package!
Whilst the card has an annual fee of £300 (£150 in Year 1) and has no sign-up bonus, you can’t help but be impressed by the benefits:
3 airline miles per US$1 spent internationally (so 4.5 miles per £1, roughly) and 2 per $1 (3 per £1) in the UAE. You can take miles in seven airline schemes, including British Airways, plus three hotel schemes. Transfer to Hilton and you get 1:2, so 9 Hilton points per £1 for non-UAE spend!
‘Buy 1 Get 1 free’ deals for 100 restaurants and attractions
Sixt and Budget car rental deals
1-year use of the fast e-Gate at Dubai International Airport for free
Black level membership of Harrods Rewards (an odd one, but something I could really use!)
I have seen other big-number sign-up deals for UAE credit cards being advertised in Dubai, so I imagine it is a competitive environment for the expat credit card sector. What is interesting about this card is the lack of sign-up bonus offset by the very high earning, which presumably eliminates ‘churn’.
How to earn Avios from UK credit cards (June 2021)
As a reminder, there are various ways of earning Avios from UK credit cards. Many cards also have generous sign-up bonuses!
There are two official British Airways American Express cards:
You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:
We also recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card:
Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.
(Want to earn more Avios? Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)