(EDIT: whilst I believe that this article does reflect the new Barclays policy, the message does not appear to have got through to everyone as the comments below show. There is still no guarantee you will be accepted it seems.)
There was much grating of teeth among Head for Points readers before Christmas when Barclaycard made some draconian changes to its credit card policy.
It decided that you could not have two Barclays-issued cards at the same time.
Even worse, if you cancelled your existing Barclays-issued card, you had to wait six months before you could get another.
The second policy was, frankly, crazy. If you had a ‘no rewards’ card from Barclays and, after reading HFP, you decided to change to a rewards card, you had to discount the Barclays options! You were obliged to go to MBNA, Lloyds or Amex instead.
Barclaycard issues two pretty good hotel branded credit cards – the Hilton HHonors Platinum Visa (read my Hilton Visa review here – the sign-up bonus is fantastic) and the two IHG Rewards Club Visa cards (read my reviews here and here).
I am sure that Hilton and IHG were also very unhappy. There are lots of people out there who hold a Barclaycard and they were effectively banned from taking out the Hilton and IHG products. This won’t have gone down well.
I had heard unconfirmed reports over the last two weeks that Barclays had changed its policy. This has now been confirmed in writing to a HFP reader. He was told:
You were originally declined by ourselves on the basis you already have an existing Barclaycard. Within the time you applied, our policy changed which allows our customers to hold a Barclaycard and a partnership card such as the Hilton Honours [sic] card.
So, the new rule seems to be that you can hold a Barclays-branded card AND the Hilton or IHG card at the same time.
What you CANNOT do is hold the Hilton and IHG cards at the same time. To be honest, I doubt that Hilton or IHG is too concerned about this as it makes their existing customer base ‘stickier’.
The Barclaycard website has not been updated to reflect this change and still says that you can only apply if:
You do not already have a credit card provided by us, including one of our partner cards. Our partnership cards include Hilton HHonors, Intercontinental Hotels Group, Littlewoods and Caravan Club.
Next question – when is Barclaycard going to fix its website so that you can apply for the Hilton and IHG cards via the tablet site? At the moment you can only apply for Barclaycard-branded cards via an iPad!
Want to earn more points from credit cards? – January 2021 update
If you are looking to apply for a new credit or charge card, here are our January 2021 recommendations based on the current sign-up bonus.
British Airways American Express
5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review
British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and the most generous non-Amex for day to day spending Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these:
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
British Airways Accelerating Business American Express
Earn both Avios and BA On Business points with your business spending Read our full review
Capital On Tap Business Rewards Visa
The most generous Avios Visa or Mastercard for a limited company Read our full review
Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history. By recommending credit cards on this site, I am – technically – acting as a credit broker. Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.