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Barclays changes credit card policy AGAIN – good news on the IHG and Hilton cards

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There was much grating of teeth among Head for Points readers before Christmas when Barclaycard made some draconian changes to its credit card policy.

It decided that you could not have two Barclays-issued cards at the same time.

Even worse, if you cancelled your existing Barclays-issued card, you had to wait six months before you could get another.

The second policy was, frankly, crazy.  If you had a ‘no rewards’ card from Barclays and, after reading HfP, you decided to change to a rewards card, you had to discount the Barclays options.  You were obliged to go to MBNA, Lloyds or Amex instead.

Barclaycard issues two pretty good hotel branded credit cards – the Hilton HHonors Platinum Visa (read my Hilton Visa review here – the sign-up bonus is fantastic) and the two IHG Rewards Club Visa cards (read my reviews here and here).

I am sure that Hilton and IHG were also very unhappy.  There are lots of people out there who hold a Barclaycard and they were effectively banned from taking out the Hilton and IHG products.  This won’t have gone down well.

I had heard unconfirmed reports over the last two weeks that Barclays had changed its policy.  This has now been confirmed in writing to a HfP reader.  He was told:

You were originally declined by ourselves on the basis you already have an existing Barclaycard. Within the time you applied, our policy changed which allows our customers to hold a Barclaycard and a partnership card such as the Hilton Honours [sic] card.

So, the new rule seems to be that you can hold a Barclays-branded card AND the Hilton or IHG card at the same time.

What you CANNOT do is hold the Hilton and IHG cards at the same time.  To be honest, I doubt that Hilton or IHG is too concerned about this as it makes their existing customer base ‘stickier’.

The Barclaycard website has not been updated to reflect this change and still says that you can only apply if:

You do not already have a credit card provided by us, including one of our partner cards.  Our partnership cards include Hilton HHonors, Intercontinental Hotels Group, Littlewoods and Caravan Club.

Next question – when is Barclaycard going to fix its website so that you can apply for the Hilton and IHG cards via the tablet site?  At the moment you can only apply for Barclaycard-branded cards via an iPad.


Want to earn more points from credit cards? – June 2022 update

If you are looking to apply for a new credit or charge card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards.

Until 18th July 2022 there is an astonishing special offer on these cards. You get 50,000 Avios on the Avios Plus Mastercard and 10,000 Avios on the free Avios Mastercard. You can apply here. We strongly recommend getting the Avios Plus card whilst this offer is running.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

50,000 Avios for signing up (A CRAZY SPECIAL OFFER!) and an upgrade voucher for spending ….. Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

10,000 Avios for signing up (SPECIAL OFFER) and an upgrade voucher for spending £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: The sign-up bonus on Amex Gold is increased from 20,000 Membership Rewards points to 30,000 Membership Rewards points until 19th July 2022. This card is free for the first year.

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review

American Express Amex Gold

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

10,500 points bonus – the most generous Avios Visa for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

1% cashback (3% on business travel for four months) and no annual fee Read our full review

Comments (49)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Blackberryaddict says:

    Thanks. I’ve just got off the phone with them – and they confirmed to me again, even after checking with a supervisor that you cannot have a second barclaycard.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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