Maximise your Avios, air miles and hotel points

TopCashback stopping Tesco Clubcard (and on to Avios) as a payout option

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One of the easiest ways of earning Avios points or Virgin Flying Club miles is via cashback site TopCashback.

TopCashback allows you to take up to £50 of cashback from your day-to-day online shopping and convert it into 5,000 Tesco Clubcard points.  This means that it will turn into 12,000 Avios points – you are basically ‘buying’ Avios points for just 0.4p each.  This is repeatable every year.

This is a great deal and was a fairly easy 12,000 Avios points per year for Head for Points readers.   If you had a British Airways household account you could do even better.

TopCashback 350

Last night, TopCashback announced that Tesco is withdrawing on 31st July.  TopCashback transfers to Tesco will be ending on that date.

This move appears to be linked to the broader restructuring of the Clubcard scheme which is currently underway.  We have already seen the ending of Clubcard Boost ‘double up’ in store (the current promotion will be the last).  It has also been reported that Clubcard points will soon be instantly redeemable – like Nectar or Boots Advantage points – by swiping your card at checkout.

Interestingly, TCB said that 33% of users who chose Clubcard converted their points into Avios.  30% used them for restaurant vouchers and 20% for family day out vouchers.

There isn’t much more to be said, except that you should ensure that you do what you can to ensure your Clubcard money is paid out before 31st July.

You will still be able to convert TopCashback money directly into Avios points.  This is an acceptable deal – you get 1.05 Avios points for every 1p of TopCashback money you convert – but nowhere near as generous as routing your points via Tesco Clubcard.

If you used TCB to earn Virgin miles then there is no alternative option.

If you want to sign up for TopCashback and try to earn some cashback very quickly, my refer a friend link is here.  You are reliant on the merchant paying TCB before 31st July, however, so there is no guarantee the money will arrive in time.

This move could also be problematic for TCB itself.  It is generally seen as having poorer customer service than Quidco, but people put up with it because of the Tesco conversion option.

With that gone, TCB loses some appeal. Remember, however, that you can still buy Avios via TCB with zero effort for a touch under 1p and that is not a bad deal at all.

How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (February 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £12,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

Crazy 120,000 points bonus (to 9th April) and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

Huge 60,000 points sign-up bonus (until 9th April) and free for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (70)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • ThinkSquare says:

    The mandatory Hilton-to-Tesco stopped some time ago.

  • idrive says:

    i see that now payouts to TESCO carry a £10 Admin fee!! it is obvious that they do not want that to happen! :-#@~@~@::@

  • Danny says:

    I think the Curve article was over 4 pages 🙂

  • TC says:

    Does this mean you will no longer be able to convert your Clubcard points into Avios points, or will this still be available?

  • JohnW says:

    I notice some people on here are commenting that this could mean a devaluation of Clubcard points to Avios (i.e 2.4 rate will be cut). If this does happen, surely Tesco would have to announce first when they are intending on implementing the devaluation? They wouldn’t just impose it without notice – therefore no rush to convert before an announcement is made.

    • Rob says:

      I’m not worried about that. BA brings in a certain sort of customer to Tesco and they won’t want to lose them. If they did, Sainsbury would be happy to have them back (old timers will remember that Sainsbury’s used to be the BA partner).

      • Fenny says:

        I remember redeeming my points for paper Airmiles vouchers!

        • Sprout7 says:

          In fact I came across quite a stash of paper vouchers the other day – any idea if I can get them credited to my account somehow?

          • harry says:

            ISTR they didn’t have expiry dates & can still be seen on Ebay

          • TimS says:

            I think paper airmiles had to be redeemed by the end of November 2011? They were exchanged 1:10 with Avios when the scheme was relaunched

  • John says:

    I had two Hilton bookings tracked at a lower rate than they should have (Winter Sale rates). I put in claims which kept getting thrown back seemingly automatically because they had tracked, but it seemed to be ignoring that they were at the wrong rate. Someone had to manually fix them. Both are Waiting for Merchant in the claim section although also as confirmed. One is almost at the right rate, but the other isn’t

    I have one other pending (haven’t stayed yet).

  • 2bad4ya says:

    i donated a tenner to charity to get my payable amount low enough to get my tesco clubcard fill for the year – an acceptable write off 🙂

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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