Bits: Which? magazine writes about HfP readers, the BA Amex Premium card lives

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• Mrs_fussy says:

  30 Jul30 July 11:13

  I downgraded last week and was offered the free BA Amex one to keep till I use my voucher so as not to loose the 2-4-1 voucher

  • Barry cutters says:

    30 Jul30 July 11:22

    You wouldn’t lose it anyway. It stays on your account even if you cancel all together. Don’t listen to Amex

    • Genghis says:

      30 Jul30 July 12:39

      We were told the same yesterday when cancelled wife’s BAPP. We’ve booked 241 flight but not yet taken flight. I just said “I’m aware of risks but just want to cancel”.

      • stuart says:

        31 Jul31 July 20:11

        Is there REALLY a risk though? Has anyone actually ever lost a 241 after cancelling?

        • Rob says:

          31 Jul31 July 21:02

          Not that I know of – feel free to be a guinea pig though!

        • harry says:

          31 Jul31 July 21:04

          Especially when it’s your honeymoon flight 🙂

• asy949 says:

  30 Jul30 July 11:57

  Hi a slightly off piste question about the BA PP 2-4-1. I’ve redeemed four one-way tickets using two 2-4-1s recently ( no availability to suit return dates but have solid contingency for return anyway). I’m continuing to check twice daily (!!) for potential returns in the hope of adding this on with change fee. Does anyone know if I can cancel my BA PP card ( to start the 6 month countdown) now, but successfully add the return leg if it opens up during this 6 month card-less period? Scoured FT and the various HfP comments pages and no joy in finding an answer. Thanks in advance!

  • Rob says:

    30 Jul30 July 14:09

    Won’t be a problem because they don’t cancel the first leg, they simply amend it (booking ref stays same)

    • asy949 says:

      30 Jul30 July 14:38

      Woot! Thanks Rob.

    • pauldb says:

      30 Jul30 July 20:00

      I doubt it’s a problem, but they often refund the one way avios then charge the full return. Whether they refund and reapply the voucher seems to unknown??? (Though do we know if a cancelled card creates a problem restoring a voucher when a booking is cancelled anyway?)

• Jack says:

  30 Jul30 July 13:16

  Are BAPP existing cardholders being hit by the fee increase to £195? I’m sure I saw some comments from people who’ve had letters saying their fee is going up but I haven’t had one and my anniversary is September.

  • Rob says:

    30 Jul30 July 14:07

    You will get one ….

    • chris says:

      30 Jul30 July 14:25

      I have a BAPP card which my wife had a blue free card and referred me for it through the website. Now that her card has been closed for 6 months when I look on the refer a friend page I only have the option to refer her for the BAPP card. Can I no longer refer friends for the free Blue card?
      Also is the pro rata refund still available on the BAPP card?

      • Genghis says:

        30 Jul30 July 16:05

        You can – it’s just a bit fiddly now. Do a little Google on how to do it now. Though you might be better off your wife getting the BAPP card over the Blue (even with the fee increase – see Raffles’ analysis).
        Yes – pro-rata refund still available on BAPP. We got one yesterday.

  • Genghis says:

    30 Jul30 July 16:03

    My wife cancelled BAPP yesterday but we received a letter this week saying fee is going up to £195 and that fee increases are applicable from September (I presume this is across the board for existing card holders?)

    • Rob says:

      30 Jul30 July 18:57

      Only kicks in at your next renewal though.

      • Genghis says:

        30 Jul30 July 19:04

        Yes. I should have made that clearer. I.e. Seems to be renewals from September.

  • pauldb says:

    30 Jul30 July 20:01

    I had a letter saying my discounted £30 fee would countinue to be honoured, so YMMV!

  • Gin and Tonic Please says:

    31 Jul31 July 10:34

    Got mine last week…

• harry says:

  30 Jul30 July 19:50

  Annex B p14

  • harry says:

    30 Jul30 July 20:25

    looks a bit of a joke

• Harry says:

  30 Jul30 July 21:07

  The face value commemorative coins can however easily be used in any machine that takes UK coins, as indeed can Gibraltar sterling coins. Not great if you have thousands but very useful for smaller quantities, especially at stores that allow you to convert coins into notes or store vouchers.

  • John says:

    31 Jul31 July 03:09

    The “face value commemorative coins” can be spent as normal coins. Why on earth would you separate these out just to pay 8% to coinstar?

    Gibraltar / IOM / CI / St Helena / Falklands coins can just be put into a bag with other coins and paid into a bank.

• Alan says:

  31 Jul31 July 00:44

  Yeah, it appeared about a week ago – consensus here was that it looked a bit rubbish but no harm having, it doesn’t seem to require spend to be on the card.

  • Jon says:

    31 Jul31 July 14:25

    Just a thought – question for the collective wisdom here 🙂 I believe most insurance policies (at least all the ones I’ve ever had to wade through) have clauses along the lines of “if you’re covered by multiple policies, we may only pay our share of a claim”. So is there a risk that having a bunch of freebie / bundled / not-so-good policies from credit cards etc might actually cause problems if you ever had to make a claim on your ‘proper’ policy? Can you take a credit card (or other product) but refuse the bundled insurance?!

    • Alan says:

      31 Jul31 July 14:42

      I know of the sort of clause you mean – I don’t see how they could force you to use some of the cover from a free policy like this though.

      • Rob says:

        31 Jul31 July 16:31

        When asked if I have any other cover I always say no and conveniently forget that I probably have something via my current account or whatever. What happens, for example, if Amex insurance insist you split the claim with Supercard (who gave you insurance you never asked for) but Supercard has a £500 excess?

        • Alan says:

          31 Jul31 July 16:43

          Quite agree!

• Bob says:

  31 Jul31 July 01:15

  Hi,
  A random amex question.

  I have business amex card, if I also apply for personal amex gold, would I get 20.000 bonus points?

  Cheers.

  • Funtime says:

    31 Jul31 July 01:44

    I emailed Amex CS some time ago about this and was told no.

    However, sometime ago Amex said that business cards were for solely business use and not for personal use so may be worth a call?

    • Nick says:

      31 Jul31 July 07:28

      So, does that mean any business Amex charge card or credit card can’t be used to pay for a families holiday so then not be able to use priority Pass?

  • Oliver says:

    31 Jul31 July 09:35

    Hello I have the green Amex corporate card. I got a gold card no problem

    • Rob says:

      31 Jul31 July 10:40

      But is that Green card from YOUR business or given by your employer?

      The question relates to self employed business Gold and a personal Gold. You probably would not get a bonus – some do but I know those who didn’t.

• YKW says:

  31 Jul31 July 08:19

  Not sure if I read this right but is it the case that if you cancel once you have triggered the 2-4-1 voucher the voucher remains in your account to use until it’s natural expiry?

  • Nick Haley says:

    31 Jul31 July 14:28

    correct! just as long as you have some form of Amex (BA AMEX) card to pay for the tax on your ticket I think you’re good to go.

    • YKW says:

      1 Aug1 August 10:14

      So I would need to downgrade to another BA card? or any AMEX. I have a Plat AMEX

      • Alan says:

        1 Aug1 August 10:20

        Any Amex will do 🙂

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