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What are the travel benefits for UK World Elite Mastercard holders?

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Over the weekend Rob covered the Santander Select World Elite Mastercard and the HSBC Premier World Elite Mastercard.

As well as the specific benefits that come with each of these cards, there are some that are generic to all World Elite Mastercard products.  The main one is airport lounge access via LoungeKey which is available simply by showing your World Elite credit card at the door of any of the 870 participating lounges.

In the UK, MasterCard has negotiated a separate package of special benefits for its World Elite cardholders.  Both HSBC and Santander are poor at letting their customers know what they can claim, so we have put together this round up of the benefits.

Holiday benefits

Abercrombie & Kent

5% booking discount on all holidays, ski chalets and villas

VIP status including priority upgrades where possible

Personal invitations to private events and dinners

Access to award-winning guides when travelling

Own Private Client Manager, a dedicated consultant to design your holiday requirements year-round

Hotel benefits

Corinthia Hotels

Complimentary WiFi

Room upgrade at time of arrival, subject to availability

Early check-in upon arrival 10.00, subject to availability

4pm late check-out, subject to availability

Two complimentary bottles of still water on arrival

Fruit basket

Chef’s Treat on selected hotels that varies by property

Spa voucher on selected hotels

Fairmont Hotels & Resorts

Room upgrade (subject to availability on arrival)

Complimentary breakfast

$25 resort credit (valid for all hotels)

Late check-out until 16:00 on Saturdays and Sundays

Green Pearls

Complimentary local experience when staying at a selected Green Pearls Property

Mandarin Oriental Hotel Group

Complimentary daily breakfast for two

Room upgrade at time of arrival, subject to availability

Early check-in upon arrival, subject to availability

3pm late check-out, subject to availability

Special Amenity that varies per property


VIP welcome basket

£150 savings per stay

Raffles Hotels

Room Upgrade (on arrival)

Daily complimentary breakfast

Confirmed late check-out to 15:00

Complimentary welcome drink

Small Luxury Hotels of the World

3 nights for the price of two (paticipating hotels)

24 months Loved membership

Immediate Status Upgrade to “Loved” status

Complimentary room upgrades

Continental daily breakfast for two

Late check-out


Room upgrade (subject to availability on arrival)

Complimentary breakfast

Free internet

Late check-out until 16:00

Endless Weekend package with confirmed room upgrade, daily breakfast until 2pm and late check-out until 4pm

Leading Hotels of the World

Free daily continental breakfast for two

Free internet access

One-category room upgrades (subject to availability)

Welcome gifts at check-in

Special Leaders Club rates

Early check-in and late check-out

Invitations to Leaders Club events

Car hire benefits


Free one class upgrade with every booking, subject to availability

Up to 15% discount off best available rates worldwide including Hertz Collections.

900 Gold Plus Rewards bonus points valid for a free weekend rental day

Free additional driver (spouse or civil partner)


Up to 15% discount on Sixt rent a car and Sixt rent a truck

20% discount on Sixt limousine (chauffeur) service in Germany, Austria and Switzerland

10% discount on limousine service in other countries

Other UK World Elite benefits

Belstaff – complimentary monogramming leather jacket

Chic Outlet Shopping Villages – 10% off at selected boutiques, 15% off shopping packages

Mastercard Airport Concierge – 15% off airport meet and greet services

Gieves and Hawkes – £50 off £500 spend

The Hackett Membership Club – Join 65B club without a purchase

Turnbull & Asser – £50 off £500 spend

As you can see, there is an interesting mix of benefits here.  I doubt that anyone will be using the majority of them, but even if only one or two would be useful it could swing your decision as to whether you should apply (subject to income criteria etc) for HSBC Premier World Elite (see my main article here) or Santander Select (see our main article).

Full details of the benefits are here.

Want to earn more points from credit cards? – February 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Virgin Money is offering double points on spending until 14th April (£5,000 cap) to new customers when you apply for the Virgin Atlantic Reward+ Mastercard. Click here to learn more.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

American Express Business Platinum

Crazy 120,000 points bonus (to 9th April) and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

Huge 60,000 points sign-up bonus (until 9th April) and free for a year Read our full review

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

2% cashback on all your business spend for 3 months (1% thereafter) and no annual fee Read our full review

Comments (27)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Lewis Watson says:

    Are these the only two world elite cards in the UK?

    My ihg card says master card world. Is that mid tier between elite and regular mater card?

  • Anna says:

    Re the HSBC card, I don’t understand how an individual earning 100k is eligible but not a couple earning 60k plus 40k?

  • N says:

    Am I going mad but was there reference to uber credit in this article earlier today?

  • ASW says:

    Today I tried to make booking at a LHW hotel using the benefits but was informed that the promotion with MasterCard had been suspended.

    Subsequently I emailed MasterCard using the address detailed in the back of their 2017 World of Recognition booklet and received a bounce stating that the address was not valid.

    This seems a novel way to deal with complaints.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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