Nutmeg Avios

Bits: HMRC miles alternative?, Groupon / Avios deal back, ‘Credit Card Reviews’ returns

News in brief:

The only alternative to HMRC’s credit card ban?

Earlier in the week I explained how HMRC is banning tax payments on personal credit cards from 13th January (click here).

For those of us who make direct PAYE, VAT, corporation tax or self-assessment payments, this is a blow.  HMRC’s low 0.38% credit card made tax payments a very cheap way of printing miles.

When I wrote that article, I forgot that there was one alternative.  It isn’t hugely lucrative but it may be better than nothing.

You earn 1 Tesco Clubcard point (2.4 Avios or 2.5 Virgin Flying Club miles) for every £8 you spend on the Tesco Bank debit card.  You obviously need to take out a Tesco Bank current account to do this.

Tesco Bank doesn’t let you earn debit card points on financial transactions, but luckily HMRC is not treated as ‘financial’.

Whilst this clearly isn’t as lucrative as using the best Visa or MasterCard credit cards to pay your tax, remember that using debit cards is free with HMRC.  3,000 Avios for paying a £10,000 tax bill isn’t hugely generous but arguably better than nothing.

Full details of the Tesco Bank current account are here.

Groupon / Iberia deal back – buy Avios for 1p

Iberia has brought back its occasional Groupon offer which allows you to buy Avios points at a discount to the official price, usually around 1.1p each.

I have written about the pros and cons of these offers in the past.  Our last full article on this deal is here.  The pricing is the same as it was then.

The cheapest and best value package of 2,000 Avios has sold out.  The other packages work out at over 1.00p per Avios and are therefore not a bargain, but potentially worth it as a top up.

The Groupon site – in Spanish – is here if you want to take a look but it makes more sense to go via Iberia’s shopping portal here to earn an extra 9 per €1 spent.  If it tracks – and you can’t control that – then the deal starts to look more attractive.

Our ‘Credit Card Reviews’ series returns

Starting tomorrow, I will be running updated versions of our ‘Credit Card Reviews’ series.

These articles allow us to do a deep dive into every travel loyalty credit card.  You may think you know all about the main cards such as the British Airways American Express but you may have forgotten some features.   And you probably know nothing about the Flybe credit card or the United Airlines one – is that a mistake? We will see.

(Want to earn more miles and points from credit cards?  Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)

How to buy Avios for 0.77p whilst making your next redemption!
Flying Blue: WestJet deal, a look at the KLM UK network and latest promo awards
About Head for Points

We help business and leisure travellers maximise their Avios, frequent flyer miles and hotel loyalty points. Visit every day for three new articles or sign up for our FREE emails via this page or the box to your right.


  1. Wondering how long it took for the Avios to appear in the Iberia accounts of anyone who has bought through the deal?
    The transaction has tracked through the plustore (which i thought would be the hard part). It does say transactions will appear in Iberia within 15 days (has been 7), just wondered how long on average it takes?