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Bits: Lloyds response to our fraud claims, BA changing the policy on children in lounges?

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News in brief:

Lloyds response to our card fraud claims

Our article yesterday on card fraud on the Lloyds Avios Rewards credit card got traction, being picked up by Radio 4’s ‘You and Yours’, The Telegraph (read their article here), The Register (read their article here) and thisismoney.co.uk (read their article here) among others.

Thank you to the readers who responded to media enquiries.

For completeness, this is the statement that Lloyds issued yesterday:

“A very small number of Lloyds Bank Avios Rewards American Express credit card customers have been affected by recent fraudulent activity. This has affected less than one percent of customers who hold these cards and we have introduced additional controls to provide further protection.  These controls have been successful in ensuring that fraudulent transactions are identified and declined.  We apologise to customers for any inconvenience caused. Impacted customers will receive a full refund of monies that have been taken fraudulently.”

British Airways considering changing their policy on children in lounges

BA runs an ‘invite only’ panel of regular flyers where it occasionally asks for suggestions on topics of interest.

The latest topic is, without a doubt, going to inflame passions both ways:

BA is looking at the idea of allowing Gold members (and above) permission to bring in all of their children into BA lounges.  Before this is decided, BA want to hear from you about what impact this may / may not have on your experiences.”

One of the options below is whether this policy should be restricted to Galleries Club and not to Galleries First, ie Gold card holders would need to ‘downgrade’ to the Galleries Club lounge in order to bring in their children.

I am for this idea, for what it’s worth.  Not because I have kids of my own – we are usually in premium cabins anyway and so I can get them in regardless of status – but because it addresses a big problem for BA.

In general, most frequent flyers are more concerned about their privileges when flying with their family.  I have pushed Avios on numerous occasions to consider increasing the number of guaranteed Club World seats to four per flight, not two, because BA’s core middle and senior level professional corporate customers are highly likely to have family.  Regular flyers who cannot find Avios availability to fly their family on holiday in the same premium cabins they fly themselves for work are unlikely to be happy.

Some of the smaller hotel chains have addressed this with ‘guaranteed at booking’ suite upgrades for top customers.  They know that you are less bothered about a suite upgrade on a quick overnight business stay but very bothered about a suite upgrade on a weekend away with your partner.  Allowing elites to lock in the upgrade a couple of times a year when booking is a very powerful tool.

The dynamics are different for airlines, but anything that makes it easier for BA’s most valuable customers to feel equally valued when travelling with their family is likely to go down well.

If it really got messy over the summer, one solution would be to allocate one of two Galleries Club lounges in Terminal 5A as the family lounge and block children entirely from the other one ……


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (109)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Challenger says:

    Under 12s need to be banned from BA lounges, particularly Galleries First and Concorde Room.
    We have had bad experiences and complained to BA staff who did nothing.

  • Tim Millea says:

    If status members want to take their children in to the lounge, the children should either have status themselves or be travelling on premium tickets – simples! Having children is a choice and there should be no automatic entitlement to negatively affect the quality of life of others in the lounge because of that choice. If such entitlement is granted then it should be non-ageist and extended to other family members. Why should someone be allowed to take, e.g. their 10 children, but I not be allowed to take my mother?

    • J says:

      Suddenly every family has 3, 4, 5,… 10 children. The simple reason is that you can go to the lounge whilst your mum hangs out at the shops whereas I’d be arrested if I left my daughter alone whilst popping in to the lounge.

      • Fenny says:

        Parental units require as much, if not more support than offspring. But I’d happily leave my mother in a coffee shop and sit in the lounge to get some peace & quiet. I don’t think the coffee shop residents would be impressed!

  • Nick says:

    The last time I was in T5B lounge I left because of the obnoxious off-duty pilots sitting near me and being as loud as possible.

    Then there was the time (not BA) where a guy started watching a film on his phone… without headphones… and the staff did nothing to ask him to be quiet.

    I don’t think I’d have a problem with older children as they might just sit playing on their phones and not doing much else. It’s the younger ones (4-13 say) who are most likely to run around or ‘need entertaining’ (which usually means something loud). But I don’t mind them trying it, as long as they reconsider if it doesn’t go well.

    As for onboard, absolutely give me a cabin of infants ahead of DYKWIAs any day.

    • Rob says:

      Do you have kids?! No kid over about the age of 4 needs ‘entertaining’ by a 3rd party. We send our 9 year old down to Tesco to do our shopping, she is well past the age of ‘needing to be entertained’ – there is a cut off of around 4 when they are fine by themselves if given an iPad, phone, comic etc.

  • Lesley says:

    Not a good idea. To all those who say they have had worse experiences with adults than children that is because there are virtually no children in lounges at the present so that is probably true. I speak as mother to four kids (now grown up) and I know who was the most boisterous and noisy when they were little and it wasn’t me and my husband, not because they were bad kids but they were just kids.
    The only way it would work is if there was an entirely separate family lounge which isn’t going to be feasible in most cases.

  • Paul says:

    BA is anti family.

    It stems from their internal and historical ban on the kids of staff in F under the age of 12. This applies to even the Chairman and CEO. They are, I understand one of very few, if any airlines who do this. Consequently staff view children generally as a problem and this permeates every aspect of the airlines offer to families.
    Like others I don’t suffer from a lack of lounge access as my kids all have silver cards but I hate the fact that BA won’t allow my family to align membership years to a single date. I only need this once. When travel plans over a year change it can become awkward and in the past my wife and I have been guests of my under 8 kids in T5 lounges.
    BA need to go much much further with how they treat kids and how they treat status holders. They could start by banning guest access to every card holder and offer us all 10 or 20 guest passes per year based on status and to the lounge they are entitled too. At one stage, and even now, there is a Flyertalk and BA97.com page dedicated to matching up status holders with those who want lounge access.
    I have a household with 1 gold and 3 silver and I resent not getting access to the flounge when travelling with my wife and kids so this is an area BA need to look at.
    For the record in over 30 years of premium travel my worst flight experiences have involved fist fights in club world, snoring in First class and passengers body odour. None of these involved kids only so called grown up

    ,

  • Bach says:

    OT – Are there any options to redeem air baltic flights (London – Riga) other than with air baltic PINS? I have avios and MR points.

    • Darren says:

      I don’t have an answer to your question I’m afraid and I think it may be lost in the noise of this thread. You may want to try again tomorrow on a quieter bits piece.

      (*returns to reading the comments and vows never to get involved)

  • Chrish says:

    This will not go down well, but the best solution for all would be:
    If there are two lounges one lounge parents and children, babies only,
    second lounge adults Only.
    If only one lounge a separate Area for children parents, if full no admittance
    Hmmm This could also be adopted to Flights, middle of Aircraft parents and children, babies only
    regardless of status. (sorry Rob)

  • John says:

    Rob, if she’d waited, Anika could have been Sleepless in…

    https://www.rte.ie/news/business/2017/1117/920785-new-aer-lingus-route/

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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