As it is a Bank Holiday today, I have no qualms in filling a slot with a silly travel tip which you may, actually, find that you can use.
If you have a Starbucks plastic payment card or pay via the Starbucks app, you may not know that there is a degree of compatibility between countries.
According to the Starbucks website here a UK Starbucks account in £ can be used in the US, Canada, Puerto Rico, Ireland, Australia and Mexico.
It cannot be used in Brazil, Germany, Italy, France, Japan, Korea, Malaysia, Philippines, Portugal, Russia, Singapore, Spain, Taiwan, Thailand or Turkey. Cards issued in those countries cannot be used outside of national borders.
Here is why I mention this on HfP.
Imagine you are at JFK in New York about to depart for the UK. In your pocket you find that you have $20 in notes and about $4 in loose change. It is hardly worth changing back into £, and it is unlikely that anyone would take the coins off you anyway.
Instead, you go over to the nearest Starbucks and ask to top up your account using all of your remaining $. The rate is apparently spot, give or take – and you get to use up all your coins as well.
It will convert to the £ equivalent and you can spend the balance when you get home! Happy New Year.
How to earn Avios from UK credit cards (September 2022)
As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
There are two official British Airways American Express cards with attractive sign-up bonuses:
You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points.
EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.
Run your own business?
We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,000 Avios.
You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.
There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.
Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.