Maximise your Avios, air miles and hotel points

Avios Ireland: You can no longer earn Avios from the free Bank of Ireland credit card

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Aer Lingus recently launched its first Irish co-branded credit card with Bank of Ireland.  We covered it in detail here.   The general response from our Irish readers was underwhelming given the stonking €7.99 monthly fee for holding the card.

There was an alternative if you didn’t want to pay €7.99 per month.

If you had the standard Bank of Ireland personal credit card, you could also leverage this to earn a handful of Avios points on your day to day spending.  This is because the Bank of Ireland personal credit card let you earn SuperValu Real Rewards points.

AerClub Aer Lingus credit card

You received:

1 Real Rewards point for every €1 you spent in SuperValu on your credit card

1 Real Rewards point for every €10 you spent elsewhere

With the 1:1 conversion of SuperValu points into Avios, this wasn’t a great return – 1 Avios point per €10 spent.  The card was free, apart from Irish stamp duty, so it was better than nothing.  For many people it was certainly better than paying €7.99 per month for the official AerClub credit card.

Unfortunately, Bank of Ireland and SuperValu are ending their relationship.

Bank of Ireland credit card

From 1st April, you will no longer earn Real Rewards points when you spend on a Bank of Ireland personal credit card.  This closes off the only alternative credit card route to earning Avios in Ireland.

If you have this card, you are going to have to decide whether to give up collecting Avios from credit card spend or bite the bullet and pay the €7.99 for the ‘official’ Aer Lingus card – although unless your spend is high I doubt it will be worth it.

Want to earn more points from credit cards? – September 2023 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: The sign-up bonus on the Virgin Atlantic Reward+ Mastercard is doubled to 30,000 Virgin Points if you apply by 2nd October. You receive 15,000 Virgin Points with your first purchase and a further 15,000 points if you spend £3,000 within 90 days. Apply here.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

30,000 bonus points (SPECIAL OFFER TO 2ND OCTOBER) and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

40,000 points bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

1% cashback and no annual fee Read our full review

Comments (9)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • jkay86 says:

    The earning rate at €10 = 1 Avios (although I usually waited for the conversion bonus of 1.5 Avios per €10) wasn’t that great to start with anyway, and the measly benefits offered with the new BOI-Aer Lingus credit card doesn’t justify the prohibitive monthly charge for me. Quite sad to see how underwhelming the credit cards miles earning options are in Ireland.

    • ADS says:

      and then there was the regular double double bonus error “offers”

      shame to see it go

      • jkay86 says:

        If I recall correctly I even got a triple bonus many moons ago!

  • Chris says:

    Apologies for the totally way off topic question but as there is no bits post today….

    Does the IHG MasterCard rate earn elite nights and points?


  • Zane says:

    I’ve had this AerClub Mail today:

    March madness is taking off!

    Earn Double Tier Credits on all flights to and from London Gatwick to Dublin this March. All you need to do is book your flight and travel between 1 March and 31 March 2019*.

    Enjoy some St. Patrick’s Day festivities, stroll around Temple Bar and enjoy some shopping on Dublin’s Grafton Street.

    There’s so much to see and do in Dublin this March – what are you waiting for?

  • Polly says:

    OMG, this pathetic attempt in Ireland to produce avios has been the bane of my life for years. Starting off in Gold Circle, nightmare to use. As for aer club, don’t get me started. Only useful as a medium for transferring avios back and forth for Iberia etc.
    Have been desperate to help my family get this avios thing up and running for years. So frustrating.
    Thank goodness for good old uk avios gathering.

  • Lee says:

    The whole Avios reward system is floored in Ireland, hardly anyone accepts AMEX, let alone heard of it. You did at one point get a great conversion rate periodically transferring SuperValue reward to Avios but that is a complete joke now too. Irish punters take big hits over here and yet a good scheme would bring in signicant customers imo

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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