Maximise your Avios, air miles and hotel points

Avios Ireland: You can no longer earn Avios points from the free Bank of Ireland personal credit card

Links on Head for Points may pay us an affiliate commission. A list of partners is here.

As a reminder, our occasional AerClub / Avios Ireland coverage only appears on the HFP website. We do not email these articles to our subscribers unless it is an offer available to UK readers.

Aer Lingus recently launched its first Irish co-branded credit card with Bank of Ireland.  We covered it in detail here.   The general response from our Irish readers was underwhelming given the stonking €7.99 monthly fee for holding the card.

AerClub Aer Lingus credit card

There was an alternative if you didn’t want to pay €7.99 per month.  This was it:

Bank of Ireland credit card

If you had the standard Bank of Ireland personal credit card, you could also leverage this to earn a handful of Avios points on your day to day spending.  This is because the Bank of Ireland personal credit card let you earn SuperValu Real Rewards points.

You received:

1 Real Rewards point for every €1 you spent in SuperValu on your credit card

1 Real Rewards point for every €10 you spent elsewhere

With the 1:1 conversion of SuperValu points into Avios, this wasn’t a great return – 1 Avios point per €10 spent.  The card was free, apart from Irish stamp duty, so it was better than nothing.  For many people it was certainly better than paying €7.99 per month for the official AerClub credit card.

Unfortunately, Bank of Ireland and SuperValu are ending their relationship.

From 1st April, you will no longer earn Real Rewards points when you spend on a Bank of Ireland personal credit card.  This closes off the only alternative credit card route to earning Avios in Ireland.

If you have this card, you are going to have to decide whether to give up collecting Avios from credit card spend or bite the bullet and pay the €7.99 for the ‘official’ Aer Lingus card – although unless your spend is high I doubt it will be worth it.


Want to earn more points from credit cards? – January 2021 update

If you are looking to apply for a new credit or charge card, here are our January 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here.

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these:

American Express Business Gold card

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

Earn both Avios and BA On Business points with your business spending Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

Comments (9)

  • jkay86 says:

    The earning rate at €10 = 1 Avios (although I usually waited for the conversion bonus of 1.5 Avios per €10) wasn’t that great to start with anyway, and the measly benefits offered with the new BOI-Aer Lingus credit card doesn’t justify the prohibitive monthly charge for me. Quite sad to see how underwhelming the credit cards miles earning options are in Ireland.

    • ADS says:

      and then there was the regular double double bonus error “offers”

      shame to see it go

      • jkay86 says:

        If I recall correctly I even got a triple bonus many moons ago!

  • Chris says:

    Apologies for the totally way off topic question but as there is no bits post today….

    Does the IHG MasterCard rate earn elite nights and points?

    Thanks

  • Zane says:

    I’ve had this AerClub Mail today:

    March madness is taking off!

    Earn Double Tier Credits on all flights to and from London Gatwick to Dublin this March. All you need to do is book your flight and travel between 1 March and 31 March 2019*.

    Enjoy some St. Patrick’s Day festivities, stroll around Temple Bar and enjoy some shopping on Dublin’s Grafton Street.

    There’s so much to see and do in Dublin this March – what are you waiting for?

  • Polly says:

    OMG, this pathetic attempt in Ireland to produce avios has been the bane of my life for years. Starting off in Gold Circle, nightmare to use. As for aer club, don’t get me started. Only useful as a medium for transferring avios back and forth for Iberia etc.
    Have been desperate to help my family get this avios thing up and running for years. So frustrating.
    Thank goodness for good old uk avios gathering.

  • Lee says:

    The whole Avios reward system is floored in Ireland, hardly anyone accepts AMEX, let alone heard of it. You did at one point get a great conversion rate periodically transferring SuperValue reward to Avios but that is a complete joke now too. Irish punters take big hits over here and yet a good scheme would bring in signicant customers imo