Amex Platinum adds a £100 Harrods credit – no minimum spend required

Some American Express Platinum cardholders woke up yesterday to a letter from the company giving them a £100 Harrods credit.

The deal runs from 2nd November to 30th November.

It’s not clear how widespread this offer is. (I am not at home at the moment to check if I received anything.)

According to a conversation that a reader had with the American Express call centre, the offer will be rolled out to all Platinum cardholders by 2nd November irrespective of whether they received the letter. Note that it does NOT currently show online.

This is not a 100% cast iron guarantee, but let’s see. Obviously anyone who opted out of receiving offers by post from Amex won’t be receiving the letter.

The deal is as good as it can get. It isn’t even a ‘spend £100, get £100 credit’ offer. It is refund of anything you spend, up to £100.

This means that you don’t need to scrabble around trying to get your purchase up to £100 if you find something on the website for £99.99! It also means that you won’t have any trouble buying items in store across different departments, paying at different tills.

For those who have the wrong idea about Harrods, it is NOT dedicated exclusively to luxury items. The book shop (now in the basement) is a standard book shop. The toy department is not especially high end. There is a pharmacist and lots of relatively standard stuff available. The higher up the building you go, the fewer tourists you see and the more it starts catering for locals.

If you don’t live near Harrods, you can order online. Do NOT order gift cards, however, as these are likely to be processed by a 3rd party supplier and will not trigger the cashback. Gift cards purchased in-store should be OK – it worked for me on their last Harrods in-store offer.

Remember that the offer does not go live until 2nd November so don’t head down there (or onto the website) this week.

PS. Our review of the little-known Harrods American Express charge card is here if you missed it back in August.

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Want to earn more points from credit cards? – February 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

50,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback when you spend at least £2,000 per month.

Barclaycard Select Cashback Business Credit Card

Get 1% cashback when you spend at least £2,000 per month* Read our full review