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Get up to £50 American Express cashback with PayPal

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American Express has launched a cashback deal with PayPal. It is effectively free money if you are targeted for the offer.

There seem to be two versions, one for personal cards and one for business cards.

On my Marriott Bonvoy American Express, I am offered £15 cashback on a £70 PayPal payment.

On my Business Platinum card I am offered £50 cashback on a £250 PayPal payment.

Both offers expire on 4th March. Registrations are limited so register now via your online Amex statement or the app if you are targetted.

It seems that the cashback will trigger irrespective of whether you are sending money to a friend or making a purchase from a retailer. The wording implies that you must hit the spend target in a single transaction.

It isn’t necessary to have a PayPal account to buy something using the PayPal option online. This is a common misconception. You can simply click ‘pay with PayPal’ and enter your card details directly.

Remember that goods purchased via PayPal do not qualify for Section 75 cover if the retailer goes bust or the product is not as you expect.

This doesn’t make any difference compared to paying directly with American Express business cards or charge cards as Section 75 does not cover those anyway. You are giving up coverage if you use PayPal rather than an American Express credit card. PayPal does have its own redress scheme but it is voluntary.

Remember to register now, if targeted, on the American Express website and complete your transaction by 4th March.


Want to earn more points from credit cards? – July 2021 update

If you are looking to apply for a new credit or charge card, here are our July 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the other top current deals:

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

Earn both Avios and BA On Business points with your business spending Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review

Comments (89)

  • HuThUn says:

    Any other ideas on how to use this apart from M&S e-cards and the dubious Paypal ‘pay-your-friend-but-then-get-shutdown’ approach?

    I’ve got this on 2 BA + 1 Plat + 1 Plat supp and although I’ll most likely be consuming £70 x 4 in M&S over 2021, it’s going to take a while and I’d rather not faff about with gift cards too much if possible…

    • J says:

      This is far too much effort and in no way worth doing compared to transferring straight to a friend. But given it’s a ebay £1 selling weekend, I’d imagine you could set a listing on a friend’s account, buy it on your account. From the £70 they’d pay £1 ebay fees and (I think) £0.30 + 3% in paypal fees. So you’d lose £3.40, but it would (stupidly) be less likely to raise a flag.

      • The real John says:

        Just buy a voucher or gift card on ebay

        You can even buy euros and US dollars (but there is definitely some dodgy stuff going on there).

    • Andrew says:

      Well considering it’s got almost 2 months to run this offer – just hold off for now and probably between now and then you might buy something online for £70, remembering that practically every retailer takes PayPal.

      • Doug M says:

        But that’s way too easy. I must do it immediately and construct a really convoluted method to not actually spend £70.

  • Jordan D says:

    Thankfully I have a few things to pay, which can be done via PayPal, so this is timely. Alas it is only on one card (one of my wife’s), but will take any freebie going …!

    • Doug M says:

      Check back in the next couple of days. Definitely appeared on a sup of mine today, it wasn’t there yesterday. But it was on the main card yesterday.

    • Aston100 says:

      How many wife’s do you have?

      • QFFlyer says:

        Just one I’m guessing, given the correct use of punctuation, wife’s indicating one belonging to the wife, and the plural of wife being wives.

  • Delbert says:

    Thanks for prompt to check my offers, Rob. Nothing on BA or Gold charge card or my wife’s BA or Gold charge card supplementaries, but did find £15 for £70 spend on my Nectar card.

  • Bob says:

    If anyone wonders, I’ve asked Amex, it should be minimum £250 spent in one transaction. Not cumulative.

  • bafan says:

    Got £15 off £70 on my free BA Amex. I’ve switched to other cards in recent months and I’ve noticed the offers getting better.

  • Jacob says:

    Not there for me on the old gold credit card 🙁

    Always miss out on the good offers. Even shop small did not appear for me. Usually it’s just car hire, which I rarely make use of.

  • bartas8891 says:

    My £15 stil hasn’t been credited to my Amex… Wonder how long will it take

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