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How to maximise the ‘£50 American Express cashback with PayPal’ offer

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As we covered last week, American Express has launched a cashback deal with PayPal. It is effectively free money if you are targeted for the offer.

There seem to be two versions, one for personal cards and one for business cards.

On my Marriott Bonvoy American Express, I am offered £15 cashback on a £70 PayPal payment.

On my Business Platinum card I am offered £50 cashback on a £250 PayPal payment.

Both offers expire on 4th March. Registrations are limited so register now via your online Amex statement or the app if you are targetted.

Here are two things about the offer you may not know.

Cumulative spend counts

Despite the wording on the offer, it IS valid on cumulative spend.

I proved it myself. Here is a screenshot from my Marriott Bonvoy American Express showing £70 of spend across two transactions:

….. and here is the email Amex sent me after the 2nd one had gone through:

It works when you buy gift cards from PayPal’s gift card service

You may not know that PayPal has a dedicated website selling gift cardsyou can find it here.

Look at my 2nd transaction above. You will see that it is from the gift card site.

I bought a £31 Netflix gift card, to tip me over £70. Netflix, if you pay for it, is a good choice here. You can add the credit very quickly via, and it will automatically stop your direct debit or credit card payment whilst it works through the balance.

PayPal also sells Uber gift cards which is an easy option if you use that a lot. Apple App Store and Google Play cards are also available.

Netflix gift cards are emailed to you as codes so you don’t need to worry about anything going missing in the mail.

Hopefully these two tips will make it easier for you to trigger the cashback. You have until 4th March to do the £70 or £250 target spend.

Want to earn more points from credit cards? – January 2021 update

If you are looking to apply for a new credit or charge card, here are our January 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here.

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these:

American Express Business Gold card

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

Earn both Avios and BA On Business points with your business spending Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

Comments (67)

  • Heran says:

    Does it work if using it to pay another PayPal account directly (fee applied)?

  • Optimus Prime says:

    Does anyone know of a reputable site where you can buy Amazon gift cards with Paypal? I found this one – – but never heard of it before.

    • mark2 says:

      I tried it. The codes have credited to Amazon, There was a charge of £2.70 to buy £70.
      BUT payment seems to have been taken in EUR so may not count for statement credit.

    • Sandgrounder says: also offer MasterCard gift cards. I was tempted but then I remembered I owed my wife 70 and went her that on PayPal. But then she remembered, after having withdrawn the funds, I had already paid her and sent it back again. Which was convenient.

      • Doug M says:

        That I wouldn’t have done. Small amounts in the scale of things but the to and fro looks suspicious.

        • Sandgrounder says:

          The notes were very clear 🙂 70 isn’t going to trigger a review. I don’t advise anyone to try to use PayPal for MS, they are very aggressive in tackling it. Small amounts sent and then refunded aren’t going to ever see the light of day.

    • Julian says:

      16% 1 Star reviews for Dundle at

      i know nothing whatsoever about them myself.

      • mark2 says:

        I just used them perfectly satisfactorily except that they charged in EUR so not £15 back, which defeated the object when that was the only reason for the purchase. But the only way to learn is to make mistakes.
        I ignore TrustPilot.

  • NigelthePensioner says:

    Regrettably my two cards that are linked to PayPal are both AmEx cards, so I guess there was no reason for AmEx to target me with these offers!

    • BuildBackBetter says:

      That could be the reason why I didn’t get the offer!

    • Julian says:

      Good point as also only have Amex set up as an Amazon payment source here having deleted expired Visa and Mastercards some time ago.

    • mr_jetlag says:

      All our Amexes are linked to Paypal but we got the offer on ARCC and wife’s BAPP.

  • Andrew says:

    Amex offers seem a bit thin on the ground at the moment – nothing new this week really and normally Monday is a good day for them.

    • Nick says:

      Same here, last two weeks have been terrible. I suspect it’s to do with lockdown and market uncertainty… the companies that would typically have high marketing budgets in January aren’t spending this time round.

  • Julian says:

    46 offers available on my Preferred Rewards Gold Credit Card this morning but none involving Paypal.

    So shortage of spending offers from Amex not a problem in my case. Simply not one there for PayPal but only for the usual purveyors in the main of high priced tat (most of whom will of course only be purchasable from online at present and not in their shops) plus the odd expensive hotel chain.

    Anyway you are reminding me to spend the £10 I earned from Curve by buying £100 of Amazon Gift cards just before Christmas before I forget all about it and find my account possibly closed when my current Curve Blue (but coloured black) Legacy Mastercard expires at the end of April 2021….

    • Andrew says:

      Yes when I say I have a shortage of offers – I mean a shortage of anything remotely interesting – I’ve got c50 offers, none of them of any use.

  • The Savage Squirrel says:

    You’re still down with the kids, Rob, buying your clothes from Shein 😉

    • Rob says:

      You would be shocked how much stuff you get for £30 for Shein. I am too scared to look at the labels to see where it’s made.

      • Bagoly says:

        As a very slight salve to your conscience, it’s not Bangladesh.
        And given the location, it is perhaps easier that a good proportion of the clothes seem to be polyester rather than cotton!

    • mr_jetlag says:

      That entire website looks like a party from Philip Green’s yacht 🙂

  • mr_jetlag says:

    Thanks for the tip re. cumulative spend, was buying some cheap chinese kit off Ebay and remembered I had Paypal’ed a Pizza delivery last weekend. Offer triggered on my ARCC. Not keen on the gift cards route.

  • Matty says:

    I’ve sent 2 x £70 payments to my partner, which she has withdrawn. She has sent me 2 x £70 payments, which I have withdrawn. I’ll report back if there are any issues.

    • xcalx says:

      I sent £75 to mrs xcalx’s paypal account on the first day of the offer. No £15 back as yet.

      • Lee says:

        Same for me, no credit yet after 6 days though received email right after

        • Matty says:

          Good point. Hadn’t thought to check that. Nothing showing after 5 days. Received 3 emails immediately afterwards.

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