What are the best value British Airways On Business points redemptions vs Avios?

What is the best way to spend your British Airways On Business points?

Yesterday we published the redemption chart for the British Airways On Business loyalty programme, aimed at small businesses. This is more radical than it sounds, since this chart is not published by BA.

You can book reward flights with either On Business points or Avios if you have both currencies. However, there are odd discrepancies in reward pricing between British Airways On Business and Avios.

If you have points in both schemes (and you can’t really have On Business points without having any Avios!) you may not know that there are specific routes where you should spend On Business points instead of Avios.

Let’s take a look.

What is British Airways On Business?

On Business is the British Airways loyalty scheme for small businesses. 

British Airways On Business allows the company booking your travel – which can be your own company if you are self employed – to earn additional points on top of the Avios and tier points earned by the traveller.

You can find out more about On Business on the BA website here.

However, you’ll learn more by reading our comprehensive review of British Airways On Business here.  There is also a referral code in that article to get you a bonus of 1,500 points when you credit your first flight.

On Business points are not the same as Avios, and you can earn both On Business AND Avios points on the same booking. You can then use your On Business points to book flight redemptions or upgrades.

Redeeming On Business points for premium cabins is very difficult. A Business Class flight needs roughly 5-6x more On Business points than an Economy one.  Avios, remember, only charges 2x the Economy points for Business Class on short-haul and 3x on long-haul. We recommend you only use On Business points to redeem for Economy flights.

The Avios and On Business redemption charts do NOT match up

Because On Business is a fairly niche scheme we have never really delved into its depths.  Surprisingly, On Business and Avios redemptions are not priced from the same zonal chart.

Whilst Avios redemptions are priced (by and large) on the distance from London, the categorisation is clearly different for On Business rewards.  Cities that are priced on the same level in the Avios program can be priced differently in On Business.

This means that there are some sweet spots where it makes more sense to redeem On Business points (if you have them) than Avios.

How does On Business and Avios pricing compare?

The chart below, which is a re-ordered version of the one we published yesterday, looks at the cost of off-peak Avios and On Business Economy redemptions to all BA destinations. It includes routes currently suspended due to the pandemic but which may return.

Here are the key findings, based on Economy redemptions. I have ignored Business Class redemptions entirely as these are ALWAYS poor value compared to Avios.

• The value of an On Business point ‘bottoms out’ at 2.5 Avios. In other words, in a worst-case scenario you will be saving 2.5 Avios for every 1 On Business point you redeem instead on that route.  Try to avoid redeeming On Business points on these routes.

• Conversely, an On Business redemption never exceeds 4.9x Avios. In a best-case scenario, you will be saving 4.9 Avios per 1 On Business point you redeem on a particular route.  These are the best routes to redeem On Business points, as you are saving more Avios for future use.

• There are flights that are priced in the same category in Avios that have differing On Business costs. For example, Toronto costs 13,000 Avios or 4,500 On Business points. Miami also costs 4,500 On Business points but is 16,250 Avios. In this case, you are better off using On Business points for Miami and Avios for Toronto.

Here is one caveat about our analysis

British Airways On Business has slightly better redemption availability than Avios. This used to be just for Economy but I have also seen it in Business Class recently.

You could argue, on this basis, that the best On Business redemption – ignoring the comparative Avios cost – is one which you can get when there are no Avios tickets available.

Here are the On Business redemption sweet spots

Based on the full table below we can easily see on which routes it makes more sense to use On Business points rather than Avios.

Remember that this is based on Economy off peak redemptions.

The following long haul destinations – some, admittedly, currently suspended – all save you more than 4 Avios per On Business point used:

• Buenos Aires
• Kuala Lumpur
• Santiago
• Singapore
• Sydney
• Amman
• Cairo
• Tel Aviv

You should prioritise your On Business points for long haul Economy redemptions on these routes if possible.

Here are the three WORST places to redeem On Business points:

• Abuja
• Jeddah
• Kuwait

On these routes, you are only saving 2.5 Avios for every On Business point you spend.

Remember that On Business is NEVER good value when redeeming for Business Class, compared to using Avios.

Which On Business routes are cheapest vs Avios pricing?

Here is the full list of British Airways On Business redemption pricing sorted by best to least value vs Avios. You can also download the full spreadsheet here if you want to filter or sort the table yourself.

The prices below are based on a one-way off-peak Economy redemption.

Destination	Avios	On Business	Ratio
Bucharest	9,250	1,900	4.9
Catania	9,250	1,900	4.9
Corfu	9,250	1,900	4.9
Kalamata	9,250	1,900	4.9
Kefalonia	9,250	1,900	4.9
Malta	9,250	1,900	4.9
Marrakech	9,250	1,900	4.9
Reykjavik	9,250	1,900	4.9
Skiathos	9,250	1,900	4.9
Sofia	9,250	1,900	4.9
Thessaloniki	9,250	1,900	4.9
Tirana	9,250	1,900	4.9
Zakynthos	9,250	1,900	4.9
Athens	9,250	2,000	4.6
Chania	9,250	2,000	4.6
Dalaman	9,250	2,000	4.6
Funchal	9,250	2,000	4.6
Gran Canaria	9,250	2,000	4.6
Heraklion	9,250	2,000	4.6
Istanbul	9,250	2,000	4.6
Lanzarote	9,250	2,000	4.6
Larnaca	9,250	2,000	4.6
Mykonos	9,250	2,000	4.6
Paphos	9,250	2,000	4.6
Rhodes	9,250	2,000	4.6
Santorini	9,250	2,000	4.6
Teneriffe	9,250	2,000	4.6
Alicante	7,250	1,600	4.5
Barcelona	7,250	1,600	4.5
Bologna	7,250	1,600	4.5
Budapest	7,250	1,600	4.5
Cagliari	7,250	1,600	4.5
Figari	7,250	1,600	4.5
Florence	7,250	1,600	4.5
Ibiza	7,250	1,600	4.5
Krakow	7,250	1,600	4.5
Lisbon	7,250	1,600	4.5
Madrid	7,250	1,600	4.5
Menorca	7,250	1,600	4.5
Olbia	7,250	1,600	4.5
Oslo	7,250	1,600	4.5
Palma	7,250	1,600	4.5
Pisa	7,250	1,600	4.5
Porto	7,250	1,600	4.5
Pula	7,250	1,600	4.5
Rome	7,250	1,600	4.5
Seville	7,250	1,600	4.5
Split	7,250	1,600	4.5
Stockholm	7,250	1,600	4.5
Valencia	7,250	1,600	4.5
Venice	7,250	1,600	4.5
Verona	7,250	1,600	4.5
Vienna	7,250	1,600	4.5
Warsaw	7,250	1,600	4.5
Zagreb	7,250	1,600	4.5
Aberdeen	4,750	1,100	4.3
Amsterdam	4,750	1,100	4.3
Basel	4,750	1,100	4.3
Belfast	4,750	1,100	4.3
Bergerac	4,750	1,100	4.3
Billund	4,750	1,100	4.3
Bordeaux	4,750	1,100	4.3
Brussels	4,750	1,100	4.3
Cologne	4,750	1,100	4.3
Dublin	4,750	1,100	4.3
Dusseldorf	4,750	1,100	4.3
Edinburgh	4,750	1,100	4.3
Frankfurt	4,750	1,100	4.3
Geneva	4,750	1,100	4.3
Glasgow	4,750	1,100	4.3
Hamburg	4,750	1,100	4.3
Hannover	4,750	1,100	4.3
Inverness	4,750	1,100	4.3
Jersey	4,750	1,100	4.3
Luxembourg	4,750	1,100	4.3
Lyon	4,750	1,100	4.3
Manchester	4,750	1,100	4.3
Newcastle	4,750	1,100	4.3
Paris	4,750	1,100	4.3
Quimper	4,750	1,100	4.3
Rotterdam	4,750	1,100	4.3
Stuttgart	4,750	1,100	4.3
Zurich	4,750	1,100	4.3
Buenos Aires	22,750	5,500	4.1
Kuala Lumpur	22,750	5,500	4.1
Santiago	22,750	5,500	4.1
Singapore	22,750	5,500	4.1
Sydney	32,500	8,000	4.1
Naples	7,250	1,800	4.0
Amman	10,000	2,500	4.0
Cairo	10,000	2,500	4.0
Tel Aviv	10,000	2,500	4.0
Bangkok	19,500	5,000	3.9
Hong Kong	19,500	5,000	3.9
Osaka	19,500	5,000	3.9
Rio De Janeiro	19,500	5,000	3.9
Sao Paulo	19,500	5,000	3.9
Seoul	19,500	5,000	3.9
Shanghai	19,500	5,000	3.9
Tokyo	19,500	5,000	3.9
Algiers	7,250	1,900	3.8
Almeria	7,250	1,900	3.8
Bari	7,250	1,900	3.8
Brindisi	7,250	1,900	3.8
Dubrovnik	7,250	1,900	3.8
Faro	7,250	1,900	3.8
Gibraltar	7,250	1,900	3.8
Helsinki	7,250	1,900	3.8
Malaga	7,250	1,900	3.8
Palermo	7,250	1,900	3.8
Moscow	9,250	2,500	3.7
Antigua	16,250	4,500	3.6
Atlanta	16,250	4,500	3.6
Barbados	16,250	4,500	3.6
Calgary	16,250	4,500	3.6
Delhi	16,250	4,500	3.6
Grenada	16,250	4,500	3.6
Miami	16,250	4,500	3.6
Mumbai	16,250	4,500	3.6
Nairobi	16,250	4,500	3.6
Nashville	16,250	4,500	3.6
Nassau	16,250	4,500	3.6
Orlando	16,250	4,500	3.6
Port of Spain	16,250	4,500	3.6
Punta Cana	16,250	4,500	3.6
St Kitts	16,250	4,500	3.6
St Lucia	16,250	4,500	3.6
Tampa	16,250	4,500	3.6
Tobago	16,250	4,500	3.6
Turks and Caicos	16,250	4,500	3.6
Lima	19,500	5,500	3.5
Mauritius	19,500	5,500	3.5
Accra	13,000	4,000	3.3
Austin	16,250	5,000	3.3
Bahrain	13,000	4,000	3.3
Beijing	16,250	5,000	3.3
Bengalaru	16,250	5,000	3.3
Cancun	16,250	5,000	3.3
Cape Town	16,250	5,000	3.3
Chennai	16,250	5,000	3.3
Dallas	16,250	5,000	3.3
Denver	16,250	5,000	3.3
Dubai	13,000	4,000	3.3
Durban	16,250	5,000	3.3
Grand Cayman	16,250	5,000	3.3
Houston	16,250	5,000	3.3
Hyderabad	16,250	5,000	3.3
Johannesburg	16,250	5,000	3.3
Kingston	16,250	5,000	3.3
Lagos	13,000	4,000	3.3
Las Vegas	16,250	5,000	3.3
Los Angeles	16,250	5,000	3.3
Mahe (Seychelles)	16,250	5,000	3.3
Male	16,250	5,000	3.3
Mexico City	16,250	5,000	3.3
New Orleans	16,250	5,000	3.3
Phoenix	16,250	5,000	3.3
Portland	16,250	5,000	3.3
Riyadh	13,000	4,000	3.3
San Diego	16,250	5,000	3.3
San Francisco	16,250	5,000	3.3
San Jose (CA)	16,250	5,000	3.3
San Jose (C’Rica)	16,250	5,000	3.3
Seattle	16,250	5,000	3.3
Vancouver	16,250	5,000	3.3
Berlin	4,750	1,600	3.0
Bilbao	4,750	1,600	3.0
Chambery	4,750	1,600	3.0
Copenhagen	4,750	1,600	3.0
Genoa	4,750	1,600	3.0
Gothenburg	4,750	1,600	3.0
Innsbruck	4,750	1,600	3.0
Marseille	4,750	1,600	3.0
Milan	4,750	1,600	3.0
Munich	4,750	1,600	3.0
Nice	4,750	1,600	3.0
Prague	4,750	1,600	3.0
Salzburg	4,750	1,600	3.0
Toulouse	4,750	1,600	3.0
Turin	4,750	1,600	3.0
Abu Dhabi	13,000	4,500	2.9
Baltimore	13,000	4,500	2.9
Bermuda	13,000	4,500	2.9
Boston	13,000	4,500	2.9
Chicago	13,000	4,500	2.9
Doha	13,000	4,500	2.9
Islamabad	13,000	4,500	2.9
Montreal	13,000	4,500	2.9
Muscat	13,000	4,500	2.9
New York	13,000	4,500	2.9
Philadelphia	13,000	4,500	2.9
Pittsburgh	13,000	4,500	2.9
Toronto	13,000	4,500	2.9
Washington	13,000	4,500	2.9
Abuja	10,000	4,000	2.5
Jeddah	10,000	4,000	2.5
Kuwait	10,000	4,000	2.5

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How to earn Avios from UK credit cards (March 2025)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

There are two official British Airways American Express cards with attractive sign-up bonuses:

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on the ‘free for a year’ American Express Preferred Rewards Gold card is increased from 20,000 Membership Rewards points to 30,000 points. Points convert 1:1 into Avios (30,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

SPECIAL OFFER: Until 27th May 2025, the sign-up bonus on American Express Platinum is increased from 50,000 Membership Rewards points to a huge 80,000 points. Points convert 1:1 into Avios (80,000 Avios!) and many other programmes. Some people may see even higher personalised offers. Click here to apply.

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, and the standard card is FREE. Capital on Tap cards also have no FX fees.

There is also a British Airways American Express card for small businesses:

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

SPECIAL OFFER: Until 8th April 2025, the sign-up bonus on American Express Business Platinum is increased from 50,000 Membership Rewards points to 120,000 points. You receive 80,000 points when you spend £12,000 within three months and a further 40,000 points if you spend on the card between Month 14 and Month 17. Points convert 1:1 into Avios and many other programmes. Click here to apply.

SPECIAL OFFER: Until 8th April 2025, the sign-up bonus on American Express Business Gold is increased from 20,000 Membership Rewards points to 60,000 points. You receive 40,000 points when you spend £6,000 within three months and a further 20,000 points if you spend on the card between Month 14 and Month 17. Points convert 1:1 into Avios and many other programmes. Click here to apply.

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.