Review: Is IHG One Rewards the best hotel loyalty scheme? (Part 1)

This article is part of our overview series of the main hotel loyalty schemes. Each scheme will be covered over two articles. One will list the basic facts of the scheme – basically ‘How does IHG One Rewards work?‘ – whilst the other will be my subjective view of what is of particular merit.

The full series of articles can be found here:

• Review: Is Accor Live Limitless the best hotel loyalty scheme?
• Review: Is Hilton Honors the best hotel loyalty scheme?
• Review: Is Marriott Bonvoy the best hotel loyalty scheme?
• Review: Is Radisson Rewards the best hotel loyalty scheme?
• Review: Is World of Hyatt the best hotel loyalty scheme?

IHG One Rewards is the loyalty programme for over 6,500 hotels globally.  The hotels operate primarily under the InterContinental, Crowne Plaza, voco, Hotel Indigo, Kimpton, Holiday Inn, Holiday Inn Express, Staybridge Suites and Candlewood Suites brands. 

The small Regent chain of luxury hotels was added in 2018 and Six Senses was acquired in early 2019.  A high end ‘collection’ brand, Vignette, launched in 2021. In 2022, IHG took over the marketing of Iberostar’s beach resorts outside Cuba. Garner, a Premier Inn-style chain, appeared in Europe in 2024.

The IHG One Rewards home page is here.

What is the geographic spread?

Excellent. IHG has a substantial presence in the UK with a huge number of Holiday Inn and Holiday Inn Express properties. They also have excellent coverage across much of Europe and there are few places in the world where you will not find one of their hotels. 

(Sweden finally got its first IHG hotel in 2024 when a voco opened outside Stockholm. There is still nothing in Norway or Iceland!)

Do I use them?

Yes, although my stays at IHG brands have declined since I gained Marriott Platinum, Accor Diamond and Hilton Diamond status in recent years.

Why did my stays decline? Because Marriott and Hilton top tier status offers specific benefits (guaranteed lounge access, free breakfast at most brands, guaranteed 4pm check-out with Marriott, a more reliable chance of a good upgrade) which are sometimes invaluable. Prior to 2022, nothing was guaranteed with IHG status.

I got around it by buying InterContinental Ambassador status each year which has guaranteed benefits such as 4pm check-out at InterContinental properties.  InterContinental has high quality hotels in the big cities I tend to visit the most – London, Paris, New York, Boston, Amsterdam etc.

This all changed in 2022 with the launch of IHG One Rewards. There are now genuinely good reasons to push stays towards IHG.

Fundamentally, for better or worse, the programme shifted 180 degrees.

The key selling point of IHG was that you could earn points very quickly at mid-market hotels and then redeem them at sensible rates for luxury properties.  What you didn’t get in the way of benefits was made up for in terms of high points earning and good value redemptions.

This is no longer the case. Reward nights are no longer capped in terms of points needed and are far poorer value in many cases. You will receive decent benefits for your loyalty, however, including suite upgrade vouchers from 20 nights and annual lounge passes from 40 nights.

Elite membership levels in IHG One Rewards

It is worth noting that IHG actually runs TWO loyalty schemes. As mentioned above, there is a fee-based loyalty programme for InterContinental properties called Ambassador. I reviewed the benefits of InterContinental Ambassador here.  Since IHG One Rewards launched in 2022 with, at last, decent benefits, Ambassador has less value.

The four elite tiers in IHG One Rewards are:

• Silver Elite – 10 nights (no option to earn via base points). The only major benefit is a 20% bonus on base points.

• Gold Elite – 20 nights or earn 40,000 base points. The only major benefit is a 40% bonus on base points.

• Platinum Elite – 40 nights or earn 60,000 base points. The key benefits are early check-in if available, a 60% bonus on base points, a non-guaranteed upgrade and a welcome amenity of points or a drink and snack. You receive Platinum Elite status for free if you pay $225 to join InterContinental Ambassador.

• Diamond Elite – 70 nights or earn 120,000 base points. The key benefits are early check-in if available, a 100% bonus on base points, a non-guaranteed upgrade and a welcome amenity of breakfast, points or a drink and snack.

You also receive Milestone Rewards based on the number of nights you stay in each calendar year:

It is important to differentiate between status benefits and Milestone Rewards. Anyone who receives their IHG One Rewards status via a status match, via InterContinental Ambassador membership or (outside the UK) an IHG credit card will NOT get Milestone Rewards unless they do the required number of nights. This means you don’t get the option to take annual lounge passes, food and beverage credits or suite upgrade certificates.

The ‘sweet spots’ are arguably (at 20 nights) the suite upgrade certificate and (at 40 nights) the annual lounge pass, assuming that you regularly stay at upmarket IHG hotels with an executive lounge.

In terms of elite status, the sweet spot is Diamond Elite. This is where you receive something worthwhile which is guaranteed – free breakfast. That said, arguably the Milestone Rewards you receive on the way to Diamond Elite have more value than Diamond Elite itself.

All guests at IHG hotels receive free internet – it is not an elite benefit.

Gold Elite, Platinum Elite and Diamond Elite members can roll over their additional elite nights (ie nights earned over and above the level needed to requalify) into the following year to aid future requalification.

Suite upgrades are allowed for Platinum Elite and Diamond Elite members although hotels are under no obligation to upgrade you to this level.

Rewards nights DO count towards renewing elite status.

The full table of elite benefits is here.

IHG One Rewards does not offer lifetime status.

How do you earn IHG One Rewards points?

Most brands earn 10 base points per $1 spent.  It is only base points that count towards elite status renewal.

Staybridge Suites and Candlewood Suites give a reduced 5 points per $1.

Bonus points from promotions do NOT count towards elite status.

This article looks at exactly which sorts of IHG One Rewards points count for status and which do not.

IHG One Rewards has less aggressive bonus points promotions than it used to, as part of the switch to offering benefits rather than more and more points.  Our ‘Top Hotel Bonus Points Offers‘ page contains details of current promotions.

What are IHG One Rewards points worth?

We have an article dedicated to working out what IHG One Rewards points are worth which you can find here.

Our mid-point valuation is 0.4p per point. You can often beat this but the margin seems to be getting smaller.

How do you spend IHG One Rewards points?

Historically, up to 2020, redemption rates for hotels ran from 10,000 points in Category 1 (the cheapest Holiday Inn Express properties) to 70,000 points in Category 13 (the higher end InterContinental properties in London, New York, Bali etc) with the top-end InterContinental Maldives an outlier at 100,000 points. This is no longer the case.

Since 2020, IHG One Rewards has been rolling out revenue-based pricing.

When Hilton Honors introduced an element of revenue based pricing, it retained a cap on what each hotel could charge. Properties got cheaper off peak but remained the same at peak dates. Everyone won. IHG has not imposed caps, leading to crazy redemption pricing at some properties. There is also little logic to the way that redemptions are priced, with the points cost jumping around from day to day even if cash pricing is unchanged.

Here is a Holiday Inn Express at Victoria Station priced at 116,000 points for a 2023 date. Remember that InterContinental Maldives was capped at 100,000 points per night until fairly recently.

On average, you will still – despite revenue based pricing – get around 0.4p per IHG One Rewards point on a typical redemption. The removal of caps at peak dates was offset by reducing redemption pricing at cheaper dates.

There are no discounts for extended reward stays along the lines of the ‘5 for 4’ deals offered by Marriott Bonvoy and Hilton Honors.

IHG does NOT have ‘last room availability’ for rewards. Hotels are required to make 5% of their rooms available for redemption each night, but do not need to offer more when that quota is booked.

A 5-star 70,000 point redemption would typically require a Gold Elite member to spend $5,000. However, because of the number of IHG bonus point promotions, the actual spend required would be substantially less.

Do IHG One Rewards points expire?

IHG One Rewards points expire if a) you do not have elite status and b) you have no activity on your account for 12 months.  I wrote a full article on IHG’s expiry rules here.

Can you upgrade using IHG One Rewards points?

No.

Historically some hotels would put higher room categories up for redemption at standard rates on quiet nights. Holiday Inn London Camden Lock used to put its Penthouse Studios up as a redemption, for example, but this now seems to have stopped.

This is a major weak spot. Marriott Bonvoy leads the way here, with many hotels allowing you to pay a small fixed nightly fee to upgrade a points room at the time of booking. This is especially valuable if you have a child and need a room that can take three people.

Are ‘cash and points’ redemptions available?

Yes. ‘Cash and points’ is ALWAYS available as an option.

IHG occasionally runs promotions which sees the cash and/or points element of ‘cash and points’ tweaked.

Can you convert IHG One Rewards points to airline miles?

IHG One Rewards point can be transferred to a large number of airlines including Avios. The ratio is a weak 5:1.

If you did not want to use your points for hotel stays, your only option is cashing out for UK retailer gift cards. 5,000 points gets you a £5 online e-code for John Lewis etc. It is very poor value – you will never get much better than 0.1p per point this way compared with 0.4p+ per point if redeemed for hotel rooms.

Can you earn Avios directly without collecting IHG points?

Yes, see ba.com here.

You can earn Avios by showing your British Airways Executive Club card at check-in – the amount will depend on which IHG brand you are staying with. You will not earn any IHG One Rewards points. However, you must still be a member of IHG One Rewards in order to do this.

IHG One Rewards UK credit card partnerships

Can you get elite status with a UK credit card? Not any longer. The free IHG One Rewards Mastercard, pictured above, gave automatic Silver status but this card has now been closed.

Is IHG One Rewards an Amex Membership Rewards partner?  No. You could transfer your Amex points to Virgin Points and then on to IHG One Rewards but this is poor value – one IHG point per one Amex point is not good.

Purchasing and transferring IHG One Rewards points

You can buy IHG One Rewards points from $10 per 1,000 via this link. The price is higher ($13.50 per 1,000) if you buy fewer than 26,000.

If there is no ‘buy points’ promotion running, you can often save by booking and cancelling a ‘cash and points’ redemption. For example, you book a redemption night at a 15,000 point per night hotel and choose to pay using 5,000 points and $70 instead. After booking, you cancel the reservation. Your $70 is not returned – instead you receive 15,000 points back into your account. You are $70 out of pocket but 10,000 points better off.

Points can be transferred to other members at a cost of $5 per 1,000. Following a recent change, Diamond Elite members and members of IHG Business Rewards (free to join) do not pay.

You can transfer Virgin Points into IHG One Rewards points at a ratio of 1:1. Based on our valuations you are trading 1p of Virgin Points for 0.4p of IHG points.

You can also transfer Avios in a Finnair Plus account to IHG One Rewards at a terrible ratio of 1.35 Avios to 1 IHG One Rewards point. Based on our valuations, you are trading 1.35p of Avios for 0.4p of IHG points.

What is my personal opinion of IHG One Rewards?

Part two of my IHG One Rewards review, click here, covers my personal thoughts on the good and bad parts of the scheme.

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IHG One Rewards update – March 2025:

Get bonus points: IHG is offering double base points on cash stays until 31st March 2025. This kicks in from your second cash stay during the offer period. Read more in our article here and click here to register.

New to IHG One Rewards?  Read our overview of IHG One Rewards here and our article on points expiry rules here. Our article on ‘What are IHG One Rewards points worth?’ is here.

Buy points: If you need additional IHG One Rewards points, you can buy them here.

Want to earn more hotel points?  Click here to see our complete list of promotions from IHG and the other major hotel chains or use the ‘Hotel Offers’ link in the menu bar at the top of the page.