Maximise your Avios, air miles and hotel points

Bits: £500 for joining HSBC Premier, new Marriott Algarve options, good Jo’burg deal

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News in brief:

Get £500 for switching to HSBC Premier

On Friday we updated our review of the free HSBC Premier Mastercard and our review of the £290 HSBC Premier World Elite Mastercard.

These cards are a good choice for many people, primarily those who want to earn miles at a good rate with airlines other than British Airways. The Avios transfer rate is also excellent if HSBC continues to offer its regular conversion bonuses, such as this one in February.

The snag, of course, is that you have to move your current account to HSBC Premier to get the credit cards.

If you earn £100,000 (the HSBC Premier threshold) you might as well use a ‘premium’ current account service. HSBC Premier is free and comes with comprehensive travel insurance, so it’s worth thinking about.

(Of course, most HfP readers will prefer Barclays Premier with Barclays Avios Rewards, which costs £12 per month but gives you 1,500 Avios per month and an annual Avios upgrade voucher. Click here to learn more about that.)

To persuade you to join HSBC Premier, HSBC is currently offering a whopping £500, in the form of a Selfridges gift card, to switch.

You need to do a full switch (moving your salary and at least two direct debits) by 12th August. Existing HSBC and first direct customers cannot apply.

Note that, if you are self employed or otherwise paid gross, you should be able to get away with earning less than £100,000. HSBC only looks to see that the NET equivalent of £100,000 gross goes into your account, which would be £70,000.

Full details are on the HSBC Premier website here.

£500 for switching to HSBC Premier

Two new Marriott options open in the Algarve

Marriott has gained two new options in the Algarve in the Herdade dos Salgados region.

Algarve Marriott Salgados Golf Resort & Conference Centre has 228 rooms and suites. To quote:

The interior design incorporates natural materials, soothing colour palettes inspired by the Algarve coastline, and subtle Portuguese design elements that create a sense of place while maintaining the modern, timeless quality that Marriott guests expect.

The hotel has four outdoor pools – two for adults and two for children – and four restaurants. It is “steps away” from Praia dos Salgados beach.

This hotel is a conversion of the former NAU Salgados Palace resort.

Marriott Residences Salgados Resort has 192 rooms with one to three bedrooms. The property includes ten outdoor pools, tennis courts, mini-golf, volleyball and football facilities, a kids club for children aged 3 to 12 and indoor and outdoor fitness areas.

This was previously NAU Salgados Palm Village.

The two properties are separated by Wellness Hub Salgados, a comprehensive spa, fitness and leisure facility.

You can find out more about both hotels on marriott.com here.

PS. Two other resorts under the NAU banner have also been rebranded recently:

  • NAU Salgados Dunas Suites becomes Westin Salgados Beach Resort, Algarve
  • NAU São Rafael Atlântico becomes Kimpton Atlântico Algarve
Good Ethiopian Airlines deal to Johannesburg

Good Ethiopian Airlines deal to Johannesburg

Ethiopian Airlines has a very decent £1,784 business class fare from London Gatwick to Johannesburg.

It is widely available until next April.

You can pay a little less by starting in Europe (€1,646 from Rome for example) but the saving may not be worth it for people in the Gatwick catchment area.

Here’s an example for January:

Good Ethiopian Airlines deal to Johannesburg

Ethiopian Airlines is a member of Star Alliance so you will earn a chunk of miles and status points which can be credited to any Star Alliance scheme such as Lufthansa’s Miles & More or United MileagePlus. Check the booking class at wheretocredit.com to see the best option.

Rhys reviewed Ethiopian Airlines from Gatwick on a trip to Addis Ababa – click here to see what he thought.

You can check out pricing and dates on the Ethiopian Airlines website here.

The best credit card to pay with is American Express Preferred Rewards Gold, which offers double points – for a total of 2 points per £1 – for spending made directly with an airline. Your payment would also help you trigger your next Amex Gold spend bonus, since you receive 2,500 bonus points for every £5,000 spent, to an annual total of 12,500 points.

Hat-tip to Luxury Flight Club.

Comments (44)

  • Nigerian Prince says:

    anyone with experience with how strict will HSBC enforce paying salary into hsbc account? I have other 2 accounts that require same thing

    • Joephe says:

      I tried opening a HSBC Premier account by opening a HSBC normal account and doing a manual transfer of my salary from my Barclays account to meet the income criteria.

      My request to upgrade the HSBC account to Premier was rejected on the basis that the salary wasn’t paid directly from my employer into the account, so HSBC seem quite strict on this point.

    • sloth says:

      Whether they are stricter on the back of this offer who can say atm…but I’ve had HSBC Prem for 6/7 years and have only paid in 3.6k a month from another account. They have never queried it

  • Dan says:

    If it’s a joint account you want to switch, does anyone know if HSBC will take into account all BACS payments (i.e. both yours and your partners salary) ?

  • David S says:

    The rebranded hotels at Salgados look great. The area is between Armacao de Pera and Gale. Maps doesn’t have all the new names on it yet only the Marriott and the Westin. The hotel nearest the beach looks very impressive so I’m guessing that will be the Kimpton. Full of Cabanas and huge Palm Trees. Fish Restaurants in this area are great.

  • ChrD says:

    I’m beginning to think the HSBC Premier Rewards credit card is quite underrated. Although it’s very expensive and I’d be duplicating on lounge access and travel insurance from the Amex Platinum, the earning rate is extremely high – and more importantly, it earns miles which are otherwise very hard to get hold of in the UK and at a higher rate than the Amex Gold (SQ, CX, EK, EY, etc).

    • SM says:

      Agree, reapplied for one last week. Plan to cancel Barclays avios card, the voucher is pretty useless for long haul travel especially in J, unless of course one has flexibility on travel dates. Moreover the constant devaluation of Avios has made me want to switch to other FFP. For this summer for e.g. had better value transferring from MR to VS than using 2 vouchers for a family of 4 in J OW.

  • BlairWaldorfSalad says:

    That use of Resort at the end of both Marriott properties would give me cause for concern. I would await early reports from others on recognition of benefits before booking.

  • Tiberius says:

    I’ve had my barclays debit card since iy was my first accounta I opened aged 11 so attach a lot of sentimental value to that account – probably not £500s worth of value though… Great incentive from hsbc

  • Russell says:

    HSBC offer seems remarkably generous if it comes through. I’m going to give it a go, switching from NatWest.

    For those asking about Barclays Premier with Avios bolt on – I have this, and I manually transfer funds into it each month to meet the criteria (rather than salary payment). They never seem to mind.

  • dan_a_man says:

    I’ve had the Salgados Marriott booked mid October for a golf trip and looks good on the pictures, whereas initial reviews are mixed with service sai to be pretty poor while hard product pretty good. Will have to see – for those with similar ideas, you can book the Salgados Golf Course for just 52 euros for 18 holes if you are staying at a Marriott property in the area, which is roughly half of most half decent golf courses in the region and this one only just got renovated apparently. Interestingly, I think the Marriott and/or Westin can also be booked via Marriott Stars? Maybe emyr?

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