ENDS SOON: Use your £50 of Harvey Nichols credit from Amex Platinum by 30th June

If you have The Platinum Card from American Express, one of the unsung ‘free money’ benefits has been £50 per half-year to spend at Harvey Nichols stores.

This offer is valid instore and online (click here) and includes selected store restaurants.

This offer ends – for good – on 30th June 2025. If you haven’t claimed your £50 of free stuff for 2025, you should do it now.

The cashback is only available on primary cards and not supplementary cards. Spending by a supplementary cardholder will not trigger the cashback on the primary card, according to the small print.

You must opt in to this benefit

This is NOT an automatic offer.

If you are a new holder of The Platinum Card, you must visit the American Express website or app, go to your Platinum account page, find the offer and click ‘Save to Card’.

Where can I use my Harvey Nichols credit?

Harvey Nichols currently has UK stores in London, Leeds, Bristol, Birmingham, Edinburgh and Manchester.

The Oxo Tower restaurant in London is also included in the deal. All Harvey Nichols-branded restaurants are included.

Note that “HN@HOME (OXO at home, Leeds at home and Edinburgh at home)” is excluded, as are purchases from the Oxo Tower restaurant’s website.

There has been a big reshuffle of the branded restaurants in Knightsbridge recently, so be careful if using one of those. The main Harvey Nichols cafe on the top floor is OK – I was in there recently and received credit.

If you don’t live near a store, your best bet is probably a purchase of cosmetics or wine from the website. The cosmetics section is here and the ‘food and wine’ section is here.

There is also a ‘gifts’ section here which may be more relevant for a one-off purchase at around the £50 mark.

Sign up to Harvey Nichols rewards before you shop

Harvey Nichols has a loyalty scheme called Harvey Nichols Rewards. You would be silly not to sign up to this, because you will get extra savings and rewards.

The scheme is very similar to Harrods Rewards with some extra upside. You can sign up on the Harvey Nichols website here.

How does Harvey Nichols Rewards work?

There are two ways you benefit:

Get cashback on your spending in Harvey Nichols

Whenever you make a purchase in Harvey Nichols, online or instore, Rewards members will receive a cashback credit.

This starts at 1%. It then steps up based on your annual spend:

• Spend £500 and receive 2% going forward
• Spend £2,000 and receive 3% going forward
• Spend £5,000 and receive 4% going forward
• Spend £10,000 and receive 5% going forward

Your higher level kicks in as soon as you reach the spending threshold, and continues for the rest of the current year and all of the following year.

You can see your current level of accumulated cashback in the Harvey Nichols app or on the website. It can be redeemed on your next purchase, either instore or online. As far as I can tell, there is no minimum level of cashback required before you can redeem.

You used to receive £1.50 of additional cashback credit for fully completing your profile after registration. I’m not sure if this is still happening.

Get additional discounts in selected categories

For small spenders, this is where you will benefit the most from Harvey Nichols Rewards.

As a member, you can select annual benefits from the following list. The number of benefits you select depends on your status – new members can just select one.

Once you have picked a benefit, it is fixed for the rest of the year.

Here are your options – remember that you are restricted to one choice as a base level member, but for most benefits you can use them as many times as you want during the year:

• 2 x triple points days
• 4 x double points days
• 10% off in selected bars and restaurants
• 10% off beauty treatments and grooming

The Harvey Nichols Rewards website shows other benefits but they are restricted to higher tier members of the programme. The ones I have listed above are open to all.

Get 50,000 points with The Platinum Card

If this offer tips you over into deciding to get The Platinum Card, you can find our more in our review here.

You receive 50,000 Membership Rewards points when you spend £6,000 in your first three months. These would convert into 50,000 Avios as well as many other airline and hotel schemes. This article looks at the best use of your Membership Rewards points.

If you apply now, you will easily receive your card in time to spend £50 at Harvey Nichols before the end of June.

Your one-off £50 Harvey Nichols credit sits alongside the £400 of restaurant credit (£200 for the UK, £200 to spend internationally, from a curated list of restaurants) as a ‘free money’ benefit. Other benefits include travel insurance, 2 x Priority Pass airport lounge access cards (good for a family of four), Eurostar lounge access, the impressive Fine Hotels & Resorts hotel booking programme and full car rental insurance. You can find out more here.

Pro-rata fee refunds continue to be available. American Express withdrew its plan to stop offering pro-rata refunds.

You can apply for The Platinum Card here.

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Want to earn more points from credit cards? – June 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: Until 15th July 2025, the sign-up bonus on the Marriott Bonvoy American Express Card is TRIPLED to 60,000 Marriott Bonvoy points. This would convert into 25,000 Avios or into 40 other airline schemes. It would also get you at least £300 of Marriott hotel stays based on our 0.5p per point low-end valuation. Other T&C apply and remain unchanged. Click here for our full card review and click here to apply.

SPECIAL OFFER: Until 14th August 2025, the sign-up bonus on the Hilton Honors Plus debit card is TRIPLED to 30,000 Hilton Honors points. You will also receive Gold Elite status in Hilton Honors for as long as you hold the card. Click here for our full card review and click here to apply.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers: