I had an email from a reader who has the Priority Club Black Visa card. This gives double points (4 points per £1) on overseas spend.
He has noticed that both Amazon and Expedia were giving double points, even though the transactions were in Sterling. This is presumably due to the fact that (for VAT reasons and corporation tax reasons), Amazon processes your transactions in Luxembourg and Expedia processes your transactions in France.
There are a few credit cards which offer double points for foreign spending:
- The American Express Preferred Rewards Gold
- The Priority Club Black Visa
- The Lloyds TSB Avios Duo Amex and MasterCard
It would be interesting to hear of any other experiences with £ spend being treated as FX spend. Hotels.com seems to be treated as foreign spend on the Amex Gold card, for instance, although oddly parent Expedia does not.
I have heard that you also get FX double points for £ spend on the Amex Gold with American Airlines (UK £ site) and Hotelopia. Actually, these three all post as 3x with Amex Gold because you get the travel bonus as well as the FX bonus.
In particular, if you have the Amex Gold card, it would be interesting if you could go online and look at your Membership Rewards statement. This is because Amex shows you the points you earn on a transaction-by-transaction basis, so it is easy to see if a particular merchant comes up as double points. What else works with that card?
EDIT: Based on feedback so far, we have:
Companies treated by Amex Gold as foreign spend (and of course travel spend as well, so 300% bonus): easyJet, hotels.com, ebookers, American Airlines, Hotelopia, iTunes, Apple Store, lastminute (may treat non-travel as travel spend), Ocado, BA (one-off? only one report)
The Lloyds TSB Avios Duo card does NOT treat Amazon as foreign spend (my own observation)
Want to earn more points from credit cards? – February 2023 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
SPECIAL OFFER: Until 21st February 2023, the sign-up bonus on the British Airways Premium Plus American Express card is increased to 35,000 Avios from 25,000 Avios. You can apply here.
British Airways American Express Premium Plus
35,000 Avios (ONLY to 21st February) and the famous annual 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and unbeatable travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
American Express Business Platinum
40,000 points sign-up bonus and a £200 Amex Travel credit every year Read our full review
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.