Maximise your Avios, air miles and hotel points

When is Sterling credit card spend treated as foreign spend and earns double points?

Links on Head for Points may pay us an affiliate commission. A list of partners is here.

I had an email from a reader who has the Priority Club Black Visa card. This gives double points (4 points per £1) on overseas spend.

He has noticed that both Amazon and Expedia were giving double points, even though the transactions were in Sterling. This is presumably due to the fact that (for VAT reasons and corporation tax reasons), Amazon processes your transactions in Luxembourg and Expedia processes your transactions in France.

There are a few credit cards which offer double points for foreign spending:

It would be interesting to hear of any other experiences with £ spend being treated as FX spend. seems to be treated as foreign spend on the Amex Gold card, for instance, although oddly parent Expedia does not.

I have heard that you also get FX double points for £ spend on the Amex Gold with American Airlines (UK £ site) and Hotelopia. Actually, these three all post as 3x with Amex Gold because you get the travel bonus as well as the FX bonus.

In particular, if you have the Amex Gold card, it would be interesting if you could go online and look at your Membership Rewards statement. This is because Amex shows you the points you earn on a transaction-by-transaction basis, so it is easy to see if a particular merchant comes up as double points. What else works with that card?

EDIT: Based on feedback so far, we have:

Companies treated by Amex Gold as foreign spend (and of course travel spend as well, so 300% bonus): easyJet,, ebookers, American Airlines, Hotelopia, iTunes, Apple Store, lastminute (may treat non-travel as travel spend), Ocado, BA (one-off? only one report)

Companies treated by Priority Club Black as foreign spend: Amazon, Expedia, Paypal

The Lloyds TSB Avios Duo card does NOT treat Amazon as foreign spend (my own observation)

Want to earn more points from credit cards? – January 2023 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: Until 21st February 2023, the sign-up bonus on the British Airways Premium Plus American Express card is increased to 35,000 Avios from 25,000 Avios. You can apply here.

British Airways American Express Premium Plus

35,000 Avios (ONLY to 21st February) and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and unbeatable travel benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

SPECIAL OFFER: Capital On Tap has increased its sign-up bonus to points worth 30,000 Avios if you apply by 4th February. This is exclusive to Head for Points readers. Click here to apply.

American Express Business Platinum

40,000 points sign-up bonus and a £200 Amex Travel credit every year Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

Get a 30,000 points bonus, worth 30,000 Avios, until 4th February 2023 Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

1% cashback (3% for 3 months if you apply by 31st March) and no annual fee Read our full review

Comments (11)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • ups says:

    Interesting. I may be doing some amazon shopping soon, will use the Amex gold and see what posts!

    • Jeremy Hodgkin says:

      I have AMEX GC and it’s somewhat confusing. Card used to book flights with Ebookers and received points + 200% bonus points, booked flights with Lastminute, received points + 100% bonus.

  • Andrew says:

    Easyjet £ transactions have always posted on my gold card with triple points. No idea why but it’s always a welcome surprise

  • louie-m says:

    “ seems to be treated as foreign spend on the Amex Gold card” – I can confirm this as of earlier this week. Triple points in total because you get Outward Spend and Travel bonuses (not sure if that is only in the first year though).

  • Kim says:

    My Gold Amex has always given me a 100% travel bonus at Twickenham Waitrose, but not at Richmond… Bizarre given both are suburban town-centre stores around 2 miles apart, but I’m happy with it given I prefer the former.

    I don’t get any bonus at Amazon, but I do get a 100% ‘outbound spend bonus’ for the Amazon operated M&S outlet website, and the auto top-up on my Oyster card sometimes gets a travel bonus and sometimes doesn’t…

    Time to register my PC Black with Amazon I think!

  • Britbronco says:

    Only single points for Amazon on my gold Amex. iTunes gets double points though.

  • OliUK says:

    Although its not travel it might be worth noting that I have always got Triple points on my amex gold when doing my grocery shopping online with Ocado.

    I believe they advertise it as 2x points on shopping but have always posted x3.

  • Ant says:

    I have looked at the MR points gained from using the Amex Preferred Rewards Gold Card and I got double points when I bought from Apple UK website, Lastminute (theatre tickets) , and Amazon.

  • ComeFlyWithMe123 says:

    I also had a look at my AMEX gold card points and I am getting the following

    200% bonus @ Tesco Filling stations
    200% bonus @ Easyjet
    300% bonus @ BA
    0% bonus@ :o(
    100% bonus @ supermarkets in general (Tesco, Sainsburys etc)
    100% bonus @

    Note that I am still in my first year with my AMEX GC (aquired July 2012)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.