I have run a few posts recently about the 35,000 mile sign-up bonus on the American Airlines credit cards, issued by MBNA.
This is great deal – as long as you can make the £5,000 spending target within six months. This is an example of where 35,000 AA miles can take you.
When I wrote my original post, I mentioned that MBNA offers 12 months interest free credit on American Airlines flights booked via aa.com and charged to the card.
Reader Neil dropped me a line to say that, looking at his initial American Airlines credit card statement, 0% interest free credit applies to ANY flights booked via the aa.com website. As all British Airways flights are bookable via aa.com, this effectively means that you can get 12 months free credit on BA bookings.
There are three things remember if you want to try this:
First, you would get double Avios points if you pay with a British Airways Premium Plus Amex for your BA flights. You might find the double Avios more valuable than 18 months interest free credit.
Secondly, if you have an American Express Platinum charge card, remember that you need to pay for your flights with an Amex-issued Amex card to be covered under some parts of their travel insurance. As the AA cards are issued by MBNA, you would not be covered.
Thirdly, if you decide to use your AA card for interest-free BA spending, you should stop using it for general spending. This is because – rather sneakily – MBNA charges interest on all new purchase whether or not you settle your bill at the end of the month if you carry forward a balance. For example, if you carry over £1,000 of aa.com spending and spend another £200 during the next month, you will be charged interest on that £200 even if you clear the bill at the month end.
That said, if you can work around the points above, this is another good reason to get the AA card before the 35,000 mile bonus is withdrawn at the end of May.