Maximise your Avios, air miles and hotel points

American Express trialling bonus points offers …. and a good Harrods cashback deal

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If you have an American Express Preferred Rewards Gold or American Express Platinum card, you may have a new style of personalised offer showing on your online card statement.

On my account, I will receive 2,000 bonus Membership Rewards points when I spend £500 at Apple before 22nd May.

This is the first time that I have seen Amex run a bonus points offer for a retailer as opposed to a straight cash statement credit.

What is worrying is how pathetic this offer is!  The majority of Membership Rewards remptions value your points at 0.5p or less.  This means that you would be getting £10 of value back for a £500 spend, which is rubbish.  Even if you convert your points to Avios and value them at 1p each, you are still only getting £20 of value back.  Most cashback deals are more generous.

Let’s hope this doesn’t herald the start of a new trend.

If you want something more generous, this deal is better:


On my British Airways Premium Plus card, I have an offer for £50 cashback on a £300 purchase at Harrods before 5th June.

This is a great deal.  You can buy gift cards at any Harrods till point and that will trigger the £50 credit.  You can then spend the £300 whenever you want.

If you are thinking of spending £500 on an Apple product, you should buy it in Harrods instead!  If you have two participating Amex cards, you could buy 2 x £300 Harrods gift cards and get £100 back which you can then spend in the large Apple concession in the Technology department (next to Toy Kingdom, where I spend worrying amounts of time).

At the time of writing, this deal is not on the website so you can only sign up if it shows for you online.

Want to earn more points from credit cards? – December 2022 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

25,000 Avios for signing up and an upgrade voucher for spending £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher for spending £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and unbeatable travel benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

40,000 points sign-up bonus and a £200 Amex Travel credit every year Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

10,500 points bonus – the most generous Avios Visa for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

1% cashback and no annual fee Read our full review

Comments (64)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Lak says:

    If this offer stacks wth the 6 avios/£1 you get for shopping with Apple through then that’s 10 avios/£1 if you spend over £500.

    • Nathan says:

      good idea :). if only you could split payments onto 2 cards online 🙁 (as looking to buy and imac)

      • NP says:

        Buy two apple gift vouchers @ £500+ each and then use to buy the iMac?

    • Nathan says:

      does anyone know if I buy 4x £500 gift card via 4 different gold cards (me,wife,mum,dad) will we all get the 200 MR bonus and then I can just use the vouchers all together? Hence total of 8000MR and 12000Avios.

      • Rob says:

        Harrods tills can take up to four gift cards per transaction so you’re fine. If you want to spend more than that, Customer Services can merge lots of small gift cards into one large one.

        • Nathan says:

          what about the apple store? as I am eligible for Higher Education Discount.

      • NP says:

        I’ve used multiple gift cards at the HE store before but unfortunately the gift cards themselves and purchases through the HE site don’t track through the shopping portals.

    • Arun T says:

      Can anyone confirm if this works, as this is exactly what I want to do (want to buy an iPad). Annoyingly this costs £479 so will need to buy a case too!

      • Brian says:

        So you’re going to pay an extra 21 pounds to get 2000 MR points?? Unless you actually need the case, I’d save the 21 pounds (if you can’t use a gift voucher).

        • Genghis says:

          Or as someone said the other day, if possible buy from Dixons Travel at LHR using Currys vouchers bought from tesco (7.2 avios / £) with HR points (1 avios / £) and could then hit a HR bonus?

          • Nathan says:

            this is a good option if you want an off the shelf mac but I want to increase the ram

          • Ryan says:

            It is possible to purchase goods at Dixons travel, bag the Heathrow rewards points and then return the goods to a Curry’s PC World. Leaves you with the points. Ethically questionable.

        • Nathan says:

          well that ruins my plan anyway, thanks for the heads up.

        • Arun T says:

          I see your point but I do need a case (and a few Mac accessories anyway) so extra spending is not JUST to get the 2000MR points.

  • Jack says:

    Unfortunately the Harrods offer is not showing on my BAPP

  • Andrew says:

    10% off at Harrods with their Rewards card weekend of 23/24 April. Not applicable at Apple and some other concessions such as Louis Vuitton.

  • Matt says:

    I’m never convinced by this type of offer.

    Even discounts of 10-20% don’t seem significant compared to eg sales or buying carefully.

    Perhaps I need educating.

    • harry says:

      Harrods food hall prices (deli counters, eg sliced processed meats) reportedly compare well with the big supermarkets

    • Brian says:

      Surely the point is that you can still take advantage of sales with these offers…

  • Matt says:

    One question which may make a difference: do Harrods do competitor or online price match?

    • Andrew says:


    • Rob says:

      No. For electronics prices are the same as anywhere – I get all my Apple stuff there. Many other items where prices are not widely known tend to carry a Harrods premium of 10 per cent or so.

  • Jenny says:

    I might be going mad, but 2000 reward points are worth £100 and not £10, correct?

    • luke says:

      u are going mad….confirmed heehee

    • Brian says:


    • Peter K says:

      If worth a penny per point (let’s assume) then you need to divide by 100 to get the worth in pounds as 100p in a pound. 2000 divided by 100 is £20 or if valued at 0.5p per point then half that at £10.

      • Jenny says:

        Ah well, my maths never was that great first thing in the morning- thanks all.

  • Leonid says:

    Slightly off topic but I wonder what might be the best way to buy Samsung Galaxy S7 pocketing as many points as possible? I have BA Amex and AMEX Gold but the Harrods offer is not showing up. Any other deals/offers anyone is aware of?

    • The Urbanite says:

      I bought mine from Argos. I had £325 of £25 Argos vouchers. Tesco give 150 Clubcard points per £50 of gift cards purchased. Mine were left over from Christmas, where this stacked with the 100 points per £20 GC offer.

      Do you have access to a workplace discount scheme? Perhaps discounted reloadable Argos and Tesco cards could help bring the cost down.

      If you’ve a week or so to spare and sufficient spend to put through, there’s also the Nectar Amex – £100 of Nectar points for £2k spend within 3 months. These can be spent in store at Argos.

    • Frenske says:

      If you get money off vouchers from Tesco use them to buy £50 Argos vouchers paying with Amex (last month I had a couple of £8 off when spend £80). So this gives you 11x150x2.6=4290 Avios through Tesco Clubcard and 550 Avios with Amex plus some considerable money saved using Tesco vouchers.

      • Genghis says:

        Good method – but generally x 2.4 cc>avios (not at bonus time), unless on grandfathered rate

        • Frenske says:

          I stand corrected.

          I have not use the Tesco clubcard points for Avios recently. I have been using them to pay for ferries/eurotunnel which gives better value than Avios.

  • VP says:

    OTP: I took up the upgrade Amex Gold to Plat for 20K offer and now wanted to refer my wife for Amex Gold and close down my Plat once the 20K points post but when I go online to Refer Friends, apparently I can only refer to Amex Plat !!! Not able to see any referral option for Amex Gold. Is this a new change? any workarounds? This will put a big hole in our Amex MR collection !!

    • Rob says:

      The link is for Platinum. However, at the bottom of the application page is a picture of a Gold card and the message ‘Want a differenr card?’. Click, sorted.

      • VP says:

        First of all thanks for your prompt reply. So if I understand correctly I should send the referral link for Platinum and the person being referred can change from Plat to Gold during application and still receive the extra 2K bonus and I would receive the Gold referral bonus?

      • Genghis says:

        If churning though, Amex plat might work out better:

        1) Refer to Amex plat: 18k + 35k = 53k MR points (on £2k spend)
        2) Refer to Amex gold: 9k + 22k = 33k MR points (on £2k spend)
        3) Refer to Amex gold then upgrade: 9k + 22k + 20k = 51k MR points (on £3k spend).

        It depends how highly you value your extra £1k spend on option 3 and how quickly you can spend the target on Platinum to minimise the fee.

        • nick says:

          I have an Amex gold my wife is a supplementary card holder. Can I refer her for her own gold card on the Amex site so I can cancel mine?

          • xcalx says:

            Yes, no problem.

          • luke says:

            go for option 1 for sure…

            good tactic here is what I do I think – lets say you do your shopping at Tesco and Sainsbury….

            get platinum card, immediately buy a 1000 pound Sainsbury voucher and 1000 pounds Tesco voucher, close the card the next week. you will get about 440 of the 450 pound fee back…just make sure you get all your hotel status confirmed immediately, may take some calling around, but worth the effort…

        • roberto says:

          Re amex earning options.. Can a gold card holder refer someone to a platinum card and pocket the 18k referral bonus?

          My wife and I are serial referers but her single salary won’t get her platinum.. Normally she refers gold to gold and I upgrade to plat as the year ends referring her & trousering the bonuses before cancelling. Rinse and repeat..

          Referring me to plat would earn her more bonus but I would spend and cancel asap as I don’t want to wear the fee.. Can I go to gold for free leaving me to refer her later once her 6 months has passed..

          What’s the better option if there is one?

          • Genghis says:


            I thought the income assessment is truly done on household income so it sounds like you should be OK for your wife to get plat.

            If you downgrade from Plat to Gold, you pay the £140 Gold fee (i.e. not free).

            It sounds like you should do what we do. You take out plat, refer wife, she takes out plat. Cancel as soon as the points post. Wait 6 months and then repeat.

        • Liz says:

          Where is the link for upgrading from gold to platinum ? I can’t find it .

        • VP says:

          Genghis, in our case Option 2 & 3 are worth extra 9K/18K as my wife can refer me back for Gold/Plat after 6 months. Of course this can also be done with Option1 but there is no way we would be keeping a £450 fee card for 6 months given our current travel patterns

          • Liz says:

            If my hubby upgrades from gold to platinum can he refer me as soon as he is accepted and got his card. Are there any time restrictions on referring from a new card? Doing my sums here and working on dates!

          • Lawro says:

            He can refer immediately as far as I know.
            I have def done so in the past.

          • Genghis says:

            No time limit. I’ve referred my wife for a card almost as soon as I got the card myself

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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