Maximise your Avios, air miles and hotel points

HFP ‘Credit Cards’ page updated for September – what are the best deals this month?

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UPDATE – DECEMBER 2020:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Card Offers’ menu above.  Thank you.

It is time for our monthly round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.

Our updated directory of all 22 UK travel credit cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.  This article is a summary of the recent changes, and will hopefully be a useful starting point for new readers.

What’s changed this month?

Not much!

I was expecting to see a run of new promotions for the ‘back to school’ season ….. but nothing.

A few offers ended during August:

The bonus on the American Airlines card dropped back to 5,000 miles from 15,000 miles

The extra 5,000 Avios or other miles bonus on the HSBC Premier cards ended

The £50 Tesco gift card offer with the Tesco Premium card ended

….. but nothing has taken their place.

The refer-a-friend bonus on the Lloyds Avios Rewards credit card has also been dropped.

British Airways is still running an improved sign-up bonus on its two British Airways American Express cards.  No closing date has been given for this deal.

There is a slight tweak this time.  The Premium Plus card is back to 25,000 Avios for signing up.  The free BA Amex, however, is only up to 5,000 Avios from the usual 3,000 Avios – this is usually increased to 9,000 Avios.

I would guess that Amex is trying to encourage more people to take the Premium Plus card by widening the gap in the sign-up bonus.  Frankly, you shouldn’t get the free BA Amex if you are planning to earn the 2-4-1 Avios flight voucher – this article explains why.

best travel credit cards


Want to earn more points from credit cards? – December 2020 update

If you are looking to apply for a new credit or charge card, here are my December 2020 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here.

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these:

American Express Business Gold card

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

Earn both Avios and BA On Business points with your business spending Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

Comments (46)

  • Rob says:

    O/T – I just cancelled my BA PP credit card as the 241 voucher is on my BA Exec account and we’d like to now focus on other credit cards with our spend. The Amex rep insisted that we would no longer be able to use the voucher if the account is cancelled and suggested taking the free card to keep the voucher valid. I had understood from previous comments here that the voucher does remain valid and the only thing is that you must use an American Express card to pay the taxes when you redeem the voucher.

    Having now looked at the T&Cs for the voucher, it states “The Member is responsible for paying any Taxes, Fees & Charges relating to their Companion Voucher booking. All Taxes, Fees & Charges must be paid for using the Member’s British Airways American Express Credit Card.”, which supports what the Amex representative stated.

    Could anyone tell me whether there has been a recent change to the rules which will mean that I have lost my voucher or whether the voucher can still be used without a BA Amex card in my own name?

    • Genghis says:

      No change in rules. They’ve always been like that. But as with many things in this game, what the rules say and what can be done are not always aligned.

    • Clive says:

      If you are feeling a bit nervous about the voucher, there’s nothing to stop you switching to the free BA card and then cancelling once you have made the booking using the voucher.

  • George says:

    Slightly OT – anyone heard anything about the fate of the Lloyds Rewards card? Anyone know if they fixed their Avios depositing problem? I got a few thousand when I complained but haven’t had a single one since.

    • Polly says:

      No not fixed.. keep complaining but also insist on good will cash gesture too to make up for your time and inconvenience. Totally useless l T dept…

  • Crafty says:

    I often receive both. Worth a try.

  • Dave says:

    Does anybody have info about churning cards? I currently have black Virgin Atlantic and Gold AMEX, but thinking of cancelling them soon to avoid the annual fees. Ive got on quite well with both and wondering whether I’ll get the bonuses again if I leave it long enough?