Maximise your Avios, air miles and hotel points

HfP ‘Credit Cards’ page updated for September 2017 – what are the best deals this month?

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UPDATE – AUGUST 2021:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Card Offers’ menu above.  Thank you.

It is time for our monthly round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.

Our updated directory of all 22 UK travel credit cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.  This article is a summary of the recent changes, and will hopefully be a useful starting point for new readers.

UK Rewards credit and charge cards

What’s changed this month?

Not much!

I was expecting to see a run of new promotions for the ‘back to school’ season ….. but nothing.

A few offers ended during August:

The bonus on the American Airlines card dropped back to 5,000 miles from 15,000 miles

The extra 5,000 Avios or other miles bonus on the HSBC Premier cards ended

The £50 Tesco gift card offer with the Tesco Premium card ended

….. but nothing has taken their place.

The refer-a-friend bonus on the Lloyds Avios Rewards credit card has also been dropped.

British Airways is still running an improved sign-up bonus on its two British Airways American Express cards.  No closing date has been given for this deal.

There is a slight tweak this time.  The Premium Plus card is back to 25,000 Avios for signing up.  The free BA Amex, however, is only up to 5,000 Avios from the usual 3,000 Avios – this is usually increased to 9,000 Avios.

I would guess that Amex is trying to encourage more people to take the Premium Plus card by widening the gap in the sign-up bonus.  Frankly, you shouldn’t get the free BA Amex if you are planning to earn the 2-4-1 Avios flight voucher – this article explains why.

Want to earn more points from credit cards? – August 2021 update

If you are looking to apply for a new credit or charge card, here are our August 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the other top current deals:

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

Earn both Avios and BA On Business points with your business spending Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review

Comments (46)

  • Cuchlainn says:

    Big thumbs up for BAPP Amex and excellent customer service. Self-referred OH Monday 28th August ( 2nd time round for her ) at 10pm – accepted pending my approval as her supplementary – both our cards arrived on Thursday 31st August (we’re across water from UK in NI) and my 9000 referral Avios were credited to my current BAPP card on Fri 1st Sept – 1st class !!

    • mark2 says:

      surely that’s across the water from GB?

    • John says:

      Oh so you left the UK without anyone noticing…?

      My mail between GB and NI does often arrive more quickly than something sent a few miles away in London.

  • cmeyer002 says:

    I had taken out the Amex Rewards Gold card and quickly spent over £2k, but the 22k bonus points have not been credited. Do these credit after the 90 day period?

    • John says:

      No, they credit with the transaction that goes over the 2k

    • The Original Nick. says:

      Call American Express and they’ll tell you when the MR points are due to credit.

  • Paul says:

    Can I sign up for the BAPP if I currently have the regular BA Amex and receive the sign up bonus?

    • Andrew* says:


      • Dan says:

        I downgraded from Platinum Amex to Gold after getting the Platinum bonus. I then got the 20,000 Gold bonus as well, so you may get lucky as well.

    • Steve says:

      When I upgraded my BA Amex to the BAPP, I got an upgrade bonus of 6,000 Avios if I recall. Obviously not as good as the sign up bonus but better than nothing…

      • Polly says:

        Interested in your bapp upgrade…were you charged the full fee and if you downgraded again did you get pro rata refund?

        • David says:

          I got the 6k too, charged full fee at time of upgrade, but didn’t get charged again at membership year start – assuming will get charged on anniversary of upgrade.

          • Polly says:

            That’s the answer some of us were looking for last week. Tnx for the update David.

  • Andrew M says:

    Is it possible to self refer myself from Platinum to Platinum Business? I suspect it’s not but it would be nice to know one way or the other.

    • Rob says:

      You won’t get a bonus, because you already have a Membership Rewards account. (On Plat Business, the MR account is still in the name of an individual, not the company, and as you already have an MR account you don’t get the bonus.)

      • Cate says:

        Hi Rob, can you get an SPG card and the 10,000 bonus if you already have MR points from a Gold Amex or do I have to transfer them out first? Either way can you give your email for a referral. Many thanks.

        • Genghis says:

          Yes. The SPG Amex, BAPP/BA Blue and Amex Gold/Plat are discrete products. Having one does not impact getting another (bonus anyway).

        • Rob says:

          rob at, thanks

          And, yes, you can have the card as Genghis said.

      • Mzungu says:

        Might be too late for this to be spotted (I notice that threads seem to go stale after about 24 hours), but:

        I have a business Gold Amex (downgraded from Plat a couple of years ago), and the MR points are separate from my personal PRGC account. Do you think this is an error? I’m wondering if I could get my personal MRs transferred to the business account when I churn the PRGC…

        • Rob says:

          Yes, it’s an error. Not sure about moving them across … it is more likely they merge them (irrespective of what you ask the agent to do) and you are then flagged as still having an account when you try to reopen personal Gold.

          • Mzungu says:

            Thanks Rob,

            Yes, I wondered if it might prevent me getting the sign-up bonus again, but if it’s not my choice to have a company card, why should they not allow me to open a new personal card with the bonus… (I guess I know the answer – and actually it IS my choice to have the business card – it’s my business!)

  • Richard G says:

    Oops, I completely forgot about the referral aspect when applying for my BA Amex (got it last week).

    I’m new to all of this, and apparently not very good at it!

  • Keely says:

    Morning I’m a newbie getting to grips with it alll. Couple of questions please if anybody has the time 🙂 Have the Lloyds avios (before the sign up was pulled) and also just got to £2k on Amex preferred rewards & just referred my husband . I will now close my Amex gold (after getting my sign up bonus) and resign up in another 6 months . But should I apply for a different card yet , or just use my lloyds mastercard to mop up any spending where I can’t use Amex? Im presuming my next thing will be the BA Amex card with the 2-4-1 voucher but I don’t want to get this card until I will have a good enough stash of points that I will be able to use it for…..though I know the £10 k will take time to earn . In the meantime i don’t think I’m missing any other quick fixes ?

  • NuneatonMark says:

    My wife got the BAPP Amex to get the bonus so I downgraded my BAPP to the regular BA Amex, should I now cancel my regular BA Amex so I can re-apply in 6 months to get the sign up bonus again? I have done that with the Amex Preferred Gold

  • NuneatonMark says:

    My wife got the BAPP Amex to get the bonus so I downgraded my BAPP to the regular BA Amex, should I now cancel my regular BA Amex so I can re-apply in 6 months to get the sign up bonus again? I have done that with the Amex Preferred Gold. Many thanks for any help.

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