Maximise your Avios, air miles and hotel points

Get a 25% bonus when you convert TopCashback money to Avios points

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Cashback shopping site TopCashback is offering a 25% bonus this month if you convert your earnings to Avios.

Until 30th April, you will receive 1.25 Avios for every 1p of cashback you convert.

Be clear about the maths before you do this.  You are basically buying Avios at 0.8p each compared to taking the cash.

This IS a decent deal, and it would be hard to lose money on this basis given that HFP readers should be getting well over 1p per Avios when they redeem, but think it through.  Cash is flexible and not prone to sudden devaluation, Avios are not.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (October 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and great travel benefits – for a large fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

10,000 points bonus – plus an extra 500 points for our readers Read our full review

There is also a British Airways American Express card for small businesses:

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

Up to 80,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

Get up to 40,000 points as a sign-up offer and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (105)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Shoestring says:

    2 different ins cos each, ie cheapest & next cheapest if they are the right policies for you

    I thought taking out 3 each might be overdoing it & as mentioned by somebody, in theory you could always get denied the payout at the end

  • Dan says:

    O/t but has Amex put it’s old restrictions back on referral bonuses being limited to the family of cards you are referring to?
    Just tried to refer my partner for a BA card from my Gold card but beside the Gold card only the Platinum and Green card are showing where I’m sure when I was referred you could pick and Amex card.

  • Grant says:

    If you do 2 per person does this meet MT’s requirement to be a new customer? New to who – MT or the ins provider?

  • Mark says:

    O/T, Marriott Bonvoy redemption availability for Man Utd vs. Man City on 24 April

  • Lady London says:

    at the end, Harry? You mean, if you snuff it?

  • Shoestring says:

    well I will snuff it, I’m 56 this year so it’s getting closer

    all the more reason to think about the tax advantages of SIPPs 🙂

  • PaulC says:

    O/T and probably asked loads of times but does adding a supplementary card holder always get you 3,000 bonus points? Ive had it in the past on my Gold CC and BAPP but haven’t been “invited” for the bonus yet on my wife’s BAPP or Gold CC. Do I have to wait to see the offer or if I do it now I will get the points anyway?

    • PaulC says:

      The “offer” normally shows up after having the card a month from memory. Its not quite a month yet but interested to know if I do have to wait for it or not?

    • BJ says:

      Seems to more often than not. Somebody will likely post very recent experience. Unless you have urgent need for the avios there is no harm in waiting until offer appears on your account.

    • MarkH says:

      I’ve never had the offer and always got the supp bonus points.

      Most recently done with Plat a few weeks ago.

      • Peter 64K says:

        +1

        • PaulC says:

          Cheers, Ive just done it and instantly 3,000 points added.
          I will now add myself to her Gold Card and that will be the last of our easy points until Ive had 6 months from my Gold Card and I can get a Business one in October.

  • BJ says:

    It seems to go through phases like that IME and then it can work fine for a spell. 2017-18 went well for me, just waiting for insurance atm as I mostly used the other site in past few months due to better rates at time of spend. Found the otber site much better when you need to chase things up so I prefer it.

    • The Savage Squirrel says:

      Back in the days of dialup you could get offers of £100 bonus on £100 deposit and with a bit of low-stakes Blackjack expect to withdraw about £195 on average. Better yet, theo offer ran every single month. Similar offers were available at quite a number of sites which, as a penniless student squirrel at the time, a few £100/month for doing almost nothing was most welcome..

    • BJ says:

      Agreed, did well on them a few years ago. I was contemplating another go a few months back but was disappointed with the offerings now. I’ve also exhausted bank switches and over 50 plans. Pity we cannot do much with funeral plans!

    • Mr Dee says:

      Back in the day you could get a £10 bonus no deposit and actually withdraw any winnings with a low wager, those days are gone!

    • Alan says:

      @BJ just getting into bank switches now, can’t believe how long I’ve left it! Used to do lots of credit card stoozing in the days too. Now have a nice spare account with DDs that can be moved.

    • BJ says:

      Still very much worth doing but a pity you missed out on era of multiple short term switching bonuses at a number of the banks. This remains possible in some cases but period elapsed between accounts has increased substantially. I want an HSBC premier account but refuse to budge until they change their January 2016 cutoff so that I can get another bonus.

    • Andy D says:

      Ah yes the old monthly offer that let you play the bonus first then if you lost could just withdraw and wait till the next month. If I remember rightly they were Cryptologic casinos (Littlewoods, Ritz, Intercasino, Omni Casino, Will Hills, Sands of The Caribbean)

      Made a ton in them days

      Remember getting paid out in something called NoChex 🙂

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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