UPDATE – JANUARY 2022: This article is now out of date, but don’t worry. We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Card Offers’ menu above. Thank you.
Remember that there are special sign-up bonuses on both of the BA American Express cards until 28th February 2022. The bonus on the free card is doubled to 10,000 Avios and the bonus on the Premium Plus card is increased from 25,000 Avios to a huge 40,000 Avios.
It is time for our regular round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.
Our directory of the 16 main UK travel credit and charge cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.
What was new in September?
You can get a higher bonus on Virgin Atlantic’s two credit cards
Until 31st October, you will receive enhanced sign-up bonuses on the two Virgin Atlantic credit cards. You can get up to 25,000 miles.
You have two options:
The FREE Virgin Atlantic Reward Mastercard comes with a bonus of 7,000 miles. The earning rate is an unbeatable, for a free card, 0.75 Flying Club miles per £1. You will receive 5,000 Virgin Flying Club miles with your first purchase and a further 2,000 when you spend £1,000 within 90 days. My full review is here. You can apply here.
The ‘annual fee’ Virgin Atlantic Reward+ Mastercard comes with a bonus of 25,000 miles. It is highest earning airline card on the market, giving you 1.5 Flying Club miles per £1. You will receive 15,000 Virgin Flying Club miles with your first purchase and a further 10,000 when you spend £1,500 within 90 days. My full review is here. You can apply here.
This page of the Virgin Money website lets you compare both cards.
This is well worth a look, even if you do nothing more than pick up the free card for a quick 7,000 Virgin Flying Club miles hit.
American Express launched a British Airways SME card
American Express added a third small business card, to add to Business Gold and Business Platinum, with the launch of the British Airways American Express Accelerating Business card.
It looks funky (see below) but I am not totally sold on the package. The annual fee at £210 is relatively high, whilst the sign-up bonus (2200 On Business points) and annual spend bonus (3000 On Business points) are underwhelming.
The day-to-day earnings rate IS good, at 1.5 Avios per £1. You can have 99 free supplementary cards for your staff, which will definitely appeal to some people.
You can apply and find further details on the American Express website here
Interest rate information: representative APR 81.6% variable, including the £210 annual fee, based on an assumed credit limit of £1200. The interest rate on purchases is 22.9%.
The Capital On Tap Avios-earning SME cards have delayed their switch to Visa
The Capital Club and On Tap Club cards, from Capital on Tap, aimed at small businesses and sole traders, are the first non-Amex payment for small businesses which let you earn Avios. Whilst you may not have heard of Capital On Tap, it already has 50,000 customers for its existing ‘no rewards’ payment card.
I won’t discuss the cards in detail, because they are meant to be switching to Visa in the next few days and I haven’t seen confirmation of the new package. Once we know what they will be offering going forward, we will be able to compare it to the new BA American Express SME card.
You can receive a whopping 60,000 Membership Rewards points on Amex Business Platinum
If you have an SME, you are spoilt for choice at the moment. As well as the new British Airways Accelerating Business card covered above, you can get 60,000 Membership Rewards points with the Business Platinum card.
This offer is ONLY available if you apply via a refer a friend link. I can provide one if you need one – see here. To get the bonus, you need to spend £6,000 in 90 days.
Remember that it is substantially easier to qualify for the sign-up bonus on the Platinum Business card than the personal Platinum card.
To get the 60,000 Membership Rewards points on signing up, you only need to have gone SIX MONTHS without any American Express card which earns Membership Rewards points. The personal Platinum card now requires you to wait 24 months.
Full details are in this article.
Miles & More sign-up bonus of 10,000 miles guaranteed until 31st December
Back in July, the Lufthansa Miles & More payment cards doubled their sign-up bonus to 10,000 miles for the month. At the end of July, nothing happened and the 10,000 miles kept on showing.
The website has now been clarified to confirm that the 10,000 miles sign-up deal will run until 31st December.
There is a £79 annual fee, which is not refunded pro-rata if you cancel, but this is still a good deal to get 10,000 Miles & More miles IF you are already an active collector. It is less use for everyone else because there is little value in Miles & More outside of long haul Business and First Class redemptions. These require far more miles than most people can get from card spend alone, even at 1.25 miles per £1.
American Express still has a 30,000 point bonus on the DOLLAR / EURO versions of the Platinum card
Amex is running a sign-up bonus on its Dollar and Euro Platinum charge cards – 30,000 Membership Rewards points to be precise.
The good news is that you can get this bonus even if you already have a UK Platinum or Gold card. The bad news is that this is a complicated product with poorer transfer rates to most airline schemes than the UK cards. I wrote about the pros, cons and sweet spots in this article.
Finally, whilst not directly related to miles and points, Head for Points is running an exclusive sign-up offer with Revolut. Sign up via our link here and you do not have to pay the £4.99 delivery fee for the plastic card. Read our full article first.
Further reading ….
We also published the following credit card articles in September:
You may also want to read our ‘Top 10’ series:
Want to earn more points from credit cards? – January 2022 update
If you are looking to apply for a new credit or charge card, here are our January 2022 recommendations based on the current sign-up bonus.
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals.
There are special sign-up bonuses on both of the BA American Express cards until 28th February 2022. The bonus on the free card is doubled to 10,000 Avios and the bonus on the Premium Plus card is increased from 25,000 Avios to a huge 40,000 Avios.
British Airways American Express
10,000 Avios for signing up (SPECIAL OFFER) and an Economy 2-4-1 voucher for spending ….. Read our full review
British Airways American Express Premium Plus
40,000 Avios (SPECIAL OFFER) and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers.
The bonus on the Capital On Tap card is increased from points worth 10,000 Avios to 30,000 Avios until 4th February 2022.
The bonus on the British Airways Accelerating Business card is increased from 30,000 Avios to 45,000 Avios until 28th February 2022.
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
British Airways Accelerating Business American Express
45,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
30,000 points bonus – the most generous Avios Visa for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.
Apply 31st March 2022 and your cashback will be increased to 2% for the first three months.