Maximise your Avios, air miles and hotel points

Good new American Express cashback deals: TFL, Harrods, John Lewis, Fenwick etc

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American Express has launched a number of new cashback deals to help cut the cost of your Christmas shopping.

These are a very generous group of offers.  However, if my own family cards are anything to go by, it seems that they are not appearing to everyone.

This is what I had across my cards:

Transport for London – 10% off contactless travel 

The offer runs to 31st December.  It does not include Heathrow Express or Heathrow Connect / TFL Rail when paid via contactless payment.

John Lewis – £10 cashback when you spend £50

Expires 29th December. Waitrose shoppers may want to buy a £50 John Lewis gift card instore which can then be used in a Waitrose.  Excludes John Lewis Opticians.

American Express Harrods cashback deal

Harrods – £30 cashback when you spend £100 (expires 24th December)

Debenhams – £10 cashback when you spend £50 (expires 31st December, so it can be used during the sale too)

Fenwick and Bentalls – £5 cashback when you spend £20 (expires 24th December)

If you’re a big fan of tuna baguettes, Upper Crust also offered me £2 back when I spend £5 before Christmas Eve!

And …..

Pullman Berlin cashback deal

There is also a new Accor hotels deal available.

It is offering £50 cashback when you spend £350 at selected luxury hotels in Europe before 28th February.

It is very select group of hotels included.  The only countries covered are the UK, Netherlands, France, Austria, Germany and Switzerland.

If you were planning to stay at a Sofitel, Pullman or MGallery then your luck may be in.  Sofitel Heathrow and Pullman London (Kings Cross) are excluded, however.

Pullman Berlin, which I reviewed earlier this year (our Pullman Berlin review is here and see the photo above) and liked a lot, IS included.

Remember that Amex charges a 3% FX fee when you use your card abroad so, if you have a card from another provider with 0% FX fees, remember to factor in the FX fee when working out how much you will save.

The rules do not say if cumulative spend counts.  It usually does with American Express hotel promotions, but until we get feedback from other readers you shouldn’t rely on it.

The Accor website is here if you want to scope out your options.  If you don’t want to earn Le Club AccorHotels points, you can take Avios directly instead.  Credit to Iberia Plus and not British Airways Executive Club as the rate is twice as high – you can use ‘Combine My Avios’ to move them across to BA afterwards.

PS.  If you missed it, take a look at our recent article on the top 10 reasons to apply for the free (in year 1) American Express Preferred Rewards Gold credit card.


Want to earn more points from credit cards? – April 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback Business Credit Card

1% cashback uncapped* on all your business spending (T&C apply) Read our full review

Comments (168)

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  • DaveL says:

    TFL ‘contactless’ – presumably doesn’t work on oyster top ups, as intended to encourage contactless payment? Haven’t used oyster for years but tempted to revert if I can top up for 2020 and save 10%(!)

    • Lumma says:

      Can you pay by contactless at the machines? (it’s been a while) If so, you like top up in batches of £30 or more of they accept apple/google pay etc. You could probably argue that the terms and conditions dont specifically rule this out and ask for a manual credit. “offer valid on contactless TFL transactions only” is slightly vague

    • AJA says:

      No it doesnt work.on Oyster top ups. The reason being you don’t use contactless to pay for Oyster top ups as you have to insert the payment card and enter your pin.

      • Neil Donoghue says:

        I topped up yesterday by £30 and used contactless – Happy to report back

        • John says:

          Pretty sure they would have coded it to only work on charges from the TfL Back Office, not the stations.

          Oyster still cheaper for me off-peak as I have a railcard. But can use it on buses and peak if not hitting cap that day.

          • DaveL says:

            Thanks folks. Do report back if any success from £30 top ups. However, I suspect Amex would not like kindly on doing that dozens of times if it did work!

  • Shoestring says:

    Probably too late to buy more M vouchers for 10% off your diesel/ petrol/ Amazon etc – expires tomorrow & transaction must hit your a/c before deadline

    • TGLoyalty says:

      Only the charge must hit your account the transaction doesn’t need to post.

      I’ve actually got so much credit at amazon, Netflix and JL I can’t be bothered to spend any more.

      Bagged some Uber at Tesco on 25% Off but painful as only 2 £15 cards per transaction. Shame there’s no Uber GC’s at M.

      • Shoestring says:

        I did actually get the success email *instantly* for my latest M voucher buy

      • Polly says:

        Only so much advance spend possible. Am planning to double dip our petrol spend on Sunday with the 10% off vouchers plus the 10p off per litre of Petrol from the till. So that will be a handy fill up.
        Plan to use the paper v on petrol next couple of months.

    • Lee says:

      How are you getting 10% off fuel?

  • Sam says:

    I have none of them

  • Joan says:

    I wonder how they choose people for these offers ? I get most of my avios points by using my Amex in John Lewis … but no offer for me ☹️

    • The Streets says:

      My guess is that there isn’t any science to it.. just random selections

    • Shoestring says:

      Some offers are definitely targeted at non users – with the Morrisons offer, first you might get 5%, 7% or 10% depending on whether you ever shopped / recently at M with your Amex. If you ignore the 5%, next time you’ll probably get 10%. This is also exactly how it works with the Halifax cashyback offers (and presumably all LBG) – just ignore the 5% @ Co-Op and next time the offer appears you can get 10% (=council tax).

      • Polly says:

        Yes, l ignored the 5%, 7% off in Morrisons, now got the 10%. Also I ignored the silly spend £75 get 4% off Waitrose deal, but now got the £10 off £50 JL on 2 cards, but it is only one credit per card. Better than nothing. So yes, l think it is targeted on spend pattern.

        • AJA says:

          I took advantage of the 4% off at Waitrose offer. It was for every shop until.tomorrow, not just a one-off. So not a bad deal, not brilliant i agree but better than nothing. That’s probably why I have been ignored in the latest round.

          • Polly says:

            We had a spend 30 get 5% off on one card, so used that a few times, now l remember. But nice to get the 10% off card now.
            Wondering if l can order the GCs on JL online? As l can’t bear the thoughts of going into Kingston this time of year, my nearest JL store. And, we can’t buy them at Waitrose, which is a pain.

          • Harry T says:

            @Polly attempting to buy JL gift cards online takes you to a website that is distinct from the JL.com, so my gut feeling is it wouldn’t work, as JL.com wouldn’t be charging your card, presumably.

        • RussellH says:

          I have used every Morrisons offer I got – and having started with 10% off any number of transactions of any value I have since gone from 5% off £30 and 7% off £30 back to where I started at 10% off any transaction.
          It would be nice if it went up to 12.5% next time, but will probably go back to just 5% off £30.
          Be nice too if it worked at the petrol station, instead of having to buy vouchers at the till first.

      • Andrew says:

        Or for those of us who have both BoS and Halifax (BoS white label) current accounts, we alternate which account we use the offers on each month to get a continuous 10%.

        But probably the most important bit of all, which is frequently missed on here, is to *STACK*.

        If you collect Virgin Miles, it’s absolutely crazy not to load your BA Amex card into their InStore offers at WAP. Usually 4-5 Virgin miles for every £1 spent.

        If you collect Cash, you’re being a bit silly if you don’t load your Visa & Mastercards into your Corporate Perks InStore offers and get between 5 & 10% at Morrisons & WAP.

        They don’t even have to be your cards… If your gin soaked maiden aunt “doesn’t do the internet or points”, but is down spending your inheritance in Waitrose every morning, at the very least take the 5% turn on it! (Do ask for her permission first).

        • Lee says:

          Corporate perks instore? Tell us more…..

        • Candice says:

          What is WAP please?

          • Secret Squirrel says:

            @Candice – Waitrose & Partners
            4-5 VA miles only on spends over £70, otherwise 1 x VA miles spend in-store.
            Corporate Perks InStore offers – sounds like an employment scheme, not everyone will have?
            You would be silly not to, blah, blah, blah… 😂

          • Andrew says:

            Yes Waitrose & Partners, although apparently they don’t like being called WAP for some reason.

            It is a Corporate thing, but if you work for a large firm, it’s unlikely that you won’t have Brinc, NextJump or similar running a scheme.

            The Virgin InStore scheme is targeted and can vary weekly. “Secret Squirrel” only gets 4 miles per £1 on spend over £70. I get 5 miles per £1 spent over £20, and 1 mile per £1 under that.

    • Polly says:

      Joan, they don’t need to encourage you, you are already a buyer.. whereas we usually buy our JL GCs in Morrison’s with the 10% off offers. Thus, we have been offered the JL on 2 cards out of 5. And bear in mind it’s one credit per card only, so not that amazing either.

      • Joan says:

        Ah Polly yes I guess so . That’s why I always get offers I don’t want ! 🤣

        • JPa says:

          Looks like it is one offer per person on the JL one. They seem to be doing that more often now, it is rare they just bulk load all the offers onto every card now (unless they are rubbush). Someones the good offers are on two of my cards each but rarely more than that.

          Gone are the days of PO or Superdrug being loaded to every card.

    • Lumma says:

      Surely that’s the point. John Lewis, go to American Express and say “we want to offer £10 off a £50 spend in our stores but we don’t want anyone who’s used their card in our stores in the last 3 months”. Otherwise they’d just be giving money away for free. I’d hazard a guess that the more specific the targeting is, the more AMEX charge the merchant to run the offer.

      The TFL offer is on all my cards except for the one I use daily (one card doesn’t even have contactless).

      • Jill (Kinkell) says:

        Agree. Harrods is at the other end of the country from me, JL is 120 miles away. Granted,we have a Debenhams in Inverness, but haven’t shopped there for a while. TfL……er No!

        • Andrew says:

          It’s not that long ago that there was a branch of Harrods just up the road from you. They also deliver around the world.

          Interestingly, just looking at the dates, you can have a day return from Inverness to London on Thursday 12th December for £33 return. Out EZY 06:40 and back 18:55.

          That’s half the price of the return 06:50 to the Capital (Edinburgh) on the train and you definitely wouldn’t have to stand all the way either.

          • Polly says:

            Andrew, that’s a hoot..great suggestion.

            There, Jill that’s your Xmas shopping day sorted for you in London…shop TIL you drop, literally, and then head on home, using all the offers….

          • Jill ( Kinkell) says:

            Harrods at Falls of Shin was destroyed by fire several years ago. Site rebuilt ( fab designed building in shape of a salmon) and taken over by Kyle Community Trust.
            Am heading to London next weekend….to see new grandchild, won’t look good if I head off to the shops! Offers saved anyway….just in case I have time to browse on-line. I do love a good browse in JL in Glasgow or London, and a ‘tourist’ wander in Harrods–no shop quite like it. We are starved up here in Inverness.

  • Secret Squirrel says:

    Anyone here done the Aerclub Groupon deal at the weekend?
    People last week stated avios available in 24 hours, mines been 48 hours already and nothing?

    • Secret Squirrel says:

      Panic over, all credited so just waiting still on IB Avios credit & T C B 25% bonus payouts…

  • paulm says:

    Has anyone received an Avios payout from the site that cant be named recently with their 25% bonus ? Over 2 weeks now and cant get any answers from them.

    • Dave says:

      I’ve been waiting a week for payout. Payout date is showing as 06 December.

      • Chas says:

        Where can you see this info? I can see that my Payable amount has reduced to nil, but I can’t see any details of the transaction I made last Tuesday. I got the e-mail confirmation straight afterwards too.

        • Chas says:

          Don’t worry – I’ve found it now. Mine also says “by 6 Dec”.

          • Secret Squirrel says:

            A few of us on here have been waiting over 2 weeks now for the avios payouts. CS stated to me it would be resolved this week.

          • Liz says:

            I am waiting on 2 payouts but their site says it’s a known issue and they are dealing with it. Will maybe wait till after 6/12 and make contact with them.

    • Craig says:

      I have 3 that have been sent, one nearly 4 weeks ago and one showing payout by 29 Nov which also hasn’t happened yet. Very odd.

      • Secret Squirrel says:

        15/11/19 seems to be the date redemption problems started, no credits here since that date.

  • Nick says:

    Can the tfl contactless offer be used to top up Oyster cards? Assuming I use contactless to make that payment?

    • Dave says:

      It hasn’t worked that way in previous years. It’s only applied to tap in/tap outs.

      • RussellH says:

        Which makes the Amex offer useless if you have a railcard linked to your Oystercard.

        • Rhys says:

          Railcard discount only applies to offpeak travel, so if you’re clever about it you could benefit from both.

          • Shoestring says:

            16-17YO Railcard applies to all journeys incl season tickets

            might not apply to many here but worth knowing, saving me a fortune (kids) 🙂

          • Kai says:

            Also doesn’t apply to bus travels.

  • DavidP says:

    Seems I have all the offers – strangely as I have been using the card more frequently over the past few weeks.

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