Chasing my 1,500 bonus Membership Rewards points from Admiral

Links on Head for Points may pay us an affiliate commission. A list of partners is here.

After my success in chasing up my missing Mr Porter points, I turned my attention to my missing 1,500 Membership Rewards points from the Admiral promotion last November.

As I originally wrote here, Amex offered 1,500 bonus Membership Rewards points to anyone who took out an insurance policy from Admiral. They were presumably hoping that people would buy an expensive car insurance policy instead of a £2.14 weekend UK travel insurance policy, but that’s tough!

No bonus points had turned up. I was not surprised, though, as the transaction went through my statement as Rock Insurance Services – Admiral’s underwriter.

In theory, Amex has until 28th February to post the points. However, in general these things usually post quickly or not at all, so I felt it was worth chasing.

Yesterday morning, I fired off the following email via the Secure Messaging Centre:

Hi. In November 2012, you ran a promotion for card holders in conjunction with Admiral Insurance. This offered 1,500 bonus Membership Rewards points for taking out an Admiral insurance policy.

On November 27th, I took out a travel policy with Admiral. This appears on my card statement dated 27th November under the heading of Rock Insurance Services Crawley, for £2.14.

It is now 2 months since I purchased the policy but I have not received the 1,500 bonus Membership Rewards points. Can you please add these to my account?

Thank you

Early yesterday evening, I got a response saying that my complaint had been escalated.

And, a couple of hours later, I had my points!

If you are missing yours, you might want to fire off a similar note in the next few days.

(To see our complete list of all current credit card bonuses, click here to visit our ‘Credit Cards Update’ page or use the link in the menu bar at the top of the page.)

Emirates' new A380 First Class lounge (or is that First Class Terminal?!)
British Airways announces their new tea!

Click here to join the 15,000 people on our email list and receive the latest Avios, miles and points news by 6am.

Amazon ad
AMEX Gold 20,000 bonus points
About Head for Points

We help business and leisure travellers maximise their Avios, frequent flyer miles and hotel loyalty points. Visit every day for three new articles or sign up for our FREE emails via this page or the box to your right.


  1. I completely forgot to buy the Admiral insurance!

    Received 25 points for the FX transfer today (for my transaction of £253), but no sign of the 5000 bonus. For those who got the 5000 today, did it appear with the ‘base’ points? Or did you receive the base points a few days earlier?

    • I got 12 base points and 5000 bonus on two lines on my MR Statement

    • I haven’t had the 5000 bonus points from the FX promo either. Only the base points posted yesterday.

  2. I copied and pasted your email to Amex and herewith the reply tonight

    Thank you for writing to us.

    I have submitted a request with our Administrative Team for further clarification regarding these offers.

    I am following up with them and will respond to you with an update within the next 10 working days.

    We value the relationship built with you and wish you a smiling week ahead.

    Email Servicing Team
    American Express Interactive Services

    I am speaking with their executive customer relations team tomorrow on another matter and will be expressing my concerns about this.

    I know we are all taking advantage of these offers but the point for me is that the system should not require my or anyone else’s constant attention.

    • My reply was also “let’s wait 48hrs and see” kinda thing. Seems it really depends on who reads your message!

      As for chasing points, I keep a spreadsheet of offers I am exploiting and when they should post, and shockingly, I have to chase at least 25% of them! Seems it is often policy to offer bonuses to sucker in the Joe Soaps with the full intention of not posting the points unless chased! Obviously the majority of non-serious points collectors like the sound of the offer and buy, yet never remember the points subsequently, especially when a “your points will post at some distant date in the misty future” line is given. It’s like purposeful short-changing customers and is essentially fraudulent!

      • I agree. If a promo is offering bonus points, they should go on immediately, as with the Amex Travel bonus.

        This also makes good business sense. After all, would you have used Amex FX Transfers again whilst you were still waiting for your bonus from last time? I doubt it.

        Tesco has got a bit better at this, with Entertainment points now going on immediately instead of at the quarter end. I think only Tesco Wine now delays adding bonuses until the last minute.

  3. Currently chasing the missing 18,000 points from the miss-advertised double avios promo in December where they advertised for over 3 weeks that it was 16 avios per £ at the apple store.

    They’ve now been given 7 days to post the missing avios or send me a cheque for £303 which is the BA purchase price for the avios.

    The can’t deny the adverts as I took screen grabs of the screen several days apart!

  4. Singing Dwarf says:

    Chased the insurance points yesterday, received this response today:

    > Dear Singing Dwarf
    > I have checked with our Marketing Team regarding the
    > Admiral Insurance offer. They have advised that the bonus
    > will be automatically triggered by 28 February, 2013.
    > If this doesn’t happen by this date, please respond to us and
    > I will escalate this to our Marketing Team to apply the bonus
    > points manually.
    > Please be assured you will definitely get the bonus points
    > owed to you.
    > Sincerely,
    > Sxxxxx Gxxxx
    > Email Servicing Team
    > American Express Interactive Services

    The 5,000 bonus points for the currency exchange posted yesterday, a good month after the original points for the FX transaction itself.

  5. Hi – I only started reading this blog after Christmas, but it just so happens that I renewed my admiral car insurance using my Virgin Amex on the 8th November. Does anyone know if there’s a way to back claim these miles?


    • You probably could if you had the right card, but unfortunately this offer was only open to holders of Amex cards that earn Membership Rewards points, ie Platinum, Gold and Green.

  6. I chased up the admiral promo following this blog post and my points have now appeared under the title (goodwill adjustment)

  7. Colin Alexander-Brown says:

    Well I tried chasing again….and again was basically told to sod off & wait. So either it’s dependent on which random agent picks up your secure message, or I suspect possibly to do with how lucrative a customer you are.

Please click here to read our data protection policy before submitting your comment.